ZIP Code 45005

standard

Source:

Franklin · Warren County · Ohio

Population
29,963

322/sq mi

Median income
$75,399

▼ 1% vs US

higher than 55% of US ZIPs

Median home value
$218,600

▼ 21% vs US

higher than 49% of US ZIPs

Bachelor's or higher
20.2%

Median age 39.4

Land area
93.1 sq mi

New York

ZIP code 45005 in Franklin, Ohio has a population of 29,963. The median household income is $75,399, which is 1% below the national average. Median home value is $218,600, 21% below the US average. 20.2% of residents hold a bachelor's degree or higher.

ZIP code 45005 is classified by USPS as a standard delivery area and covers roughly 93.1 square miles in Franklin, Warren County, Ohio. The area is home to 29,963 residents, producing a population density of 322 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45005 against Ohio and the nation.

On the economic side, the median household income for ZIP 45005 sits at $75,399 (3% above the Ohio average), while per-capita income is $38,696. The poverty rate stands at 12.8% and the unemployment rate at 4.4%. On housing, the median home value is $218,600 (11% above the state average) with median rent at $1,000 per month, and 74.6% of occupied units are owner-occupied, a direct signal of whether 45005 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.2% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Warren County, so you can benchmark 45005 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45005

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45005.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45005, Franklin, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

29,963

Population

93.1

Area (sq mi)

322

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45005?

39.4

Median Age

50.7%

Male

49.3%

Female

2.9%

Foreign-Born

White 90.4%
African American 1.3%
Asian 2.8%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.3%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,399

Median Household Income

+3% vs state

$38,696

Per Capita Income

12.8%

Poverty Rate

4.4%

Unemployment Rate

23.2 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.4%
Bachelor's Degree or Higher 20.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,422

Total Housing Units

12,611

Occupied Units

811

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 74.6%
Renter 25.4%

$218,600

Median Home Value

+11% vs state

$1,000

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.9%

YoY Change (2024)

198

HPI Index (2000 = 100)

+98%

Total Change Since 2000

Home values in ZIP 45005 have increased 11.9% over the past year (2024). Since 2000, this ZIP has seen +98% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 126
2021 +14.7% 144
2022 +13.7% 164
2023 +7.6% 177
2024 +11.9% 198

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 546 business establishments in ZIP 45005, employing approximately 10,294 people with a combined annual payroll of $565,869,000.

546

Businesses

10,294

Employees

$565.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 75 13.7%
Health care and social assistance 73 13.4%
Other services (except public administration) 67 12.3%
Manufacturing 52 9.5%
Accommodation and food services 52 9.5%
Construction 44 8.1%
Professional, scientific, and technical services 33 6.0%
Real estate and rental and leasing 31 5.7%
Wholesale trade 28 5.1%
Finance and insurance 28 5.1%
Administrative and support and waste management and remediation services 28 5.1%
Information 11 2.0%
Transportation and warehousing 10 1.8%
Arts, entertainment, and recreation 7 1.3%
Educational services 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45005 vs 45066 →

ZIP Code City Population Distance
45066 Springboro, OH 23,839 4.4 mi
45342 Miamisburg, OH 36,784 6.7 mi
45050 Monroe, OH 8,548 6.9 mi
45042 Middletown, OH 26,451 7.2 mi
45044 Middletown, OH 52,822 7.3 mi
45036 Lebanon, OH 37,504 7.7 mi
45449 Dayton, OH 18,175 9.5 mi
45327 Germantown, OH 8,917 8.5 mi
45458 Dayton, OH 29,880 8.9 mi
45459 Dayton, OH 27,749 10.5 mi

More ZIP Codes in Warren County

Frequently Asked Questions

What county is ZIP code 45005 in?
ZIP code 45005 (Franklin) is located in Warren County, Ohio. Warren County contains multiple ZIP codes, see the full list at /counties/warren-oh.
What is the population of ZIP code 45005?
ZIP code 45005 in Franklin, OH has a population of 29,963 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45005?
The median household income in ZIP 45005 is $75,399, which is 1% below the national average of $76,288.
What is the average home value in ZIP 45005?
The median home value in ZIP 45005 is $218,600, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 45005?
The largest racial group in ZIP 45005 is White at 90.4%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 45005?
ZIP code 45005 has 546 business establishments employing approximately 10,294 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45005?
The top industries by establishment count in ZIP 45005 are: Retail trade (75), Health care and social assistance (73), Other services (except public administration) (67). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45005?
According to the FHFA House Price Index, home values in ZIP 45005 increased by 11.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 98%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45005?
In ZIP code 45005, 62.4% of residents aged 25+ have a high school diploma or higher, and 20.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45005?
The mean commute time for workers in ZIP code 45005 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45005?
In ZIP code 45005, approximately 74.6% of occupied housing units are owner-occupied and 25.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45005?
The poverty rate in ZIP code 45005 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Franklin, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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