PlainZIP

Springboro, OH · standard

ZIP Code 45066

Warren County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,839
445/sq mi
$131,250
Median income
$393,500
Median home value
55.7%
Bachelor's or higher

The verdict

Springboro pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 21%
home value, US ZIPs
445
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45066 against every reporting US ZIP.

ZIP code 45066 is a densely settled ZIP (a standard USPS delivery area) in Springboro, Warren County, Ohio, with 23,839 residents across 53.6 square miles, a density of 445 people per square mile, in the New York time zone.

ZIP 45066 skews affluent, with a median household income of $131,250 (80% above the Ohio average), while per-capita income is $57,006. 2.3% of residents live below the poverty line, and the unemployment rate reads 2.4%. On housing, the median home value is $393,500 (100% above the state average) with median rent at $1,243 per month, and 91.2% of occupied units are owner-occupied.

This is a highly-educated ZIP: 55.7% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 25 minutes. To put 45066 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Warren County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45066

Top 5 sectors by establishment count in Springboro, OH

Which industries have the most business establishments in ZIP 45066.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45066, Springboro, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,839

Population

53.6

Area (sq mi)

445

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45066?

38.7

Median Age

48.6%

Male

51.4%

Female

5.7%

Foreign-Born

White 85.1%
African American 2.9%
Asian 3.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.1%
Hispanic or Latino 3.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$131,250

Median Household Income

+80% vs state

$57,006

Per Capita Income

2.3%

Poverty Rate

2.4%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 45066 ranks nationally

Springboro, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$131,250 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.0%
Bachelor's Degree or Higher 55.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,953

Total Housing Units

9,708

Occupied Units

245

Vacant Units

2.82

Avg Household Size

Occupancy Type

Owner 91.2%
Renter 8.8%

$393,500

Median Home Value

+100% vs state

$1,243

Median Rent

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.2%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 45066 have increased 10.2% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 138
2021 +12.4% 156
2022 +17.3% 182
2023 +4.0% 190
2024 +10.2% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 599 business establishments in ZIP 45066, employing approximately 7,689 people with a combined annual payroll of $370,628,000.

599

Businesses

7,689

Employees

$370.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 88 14.7%
Other services (except public administration) 69 11.5%
Professional, scientific, and technical services 63 10.5%
Accommodation and food services 53 8.8%
Retail trade 48 8.0%
Finance and insurance 47 7.8%
Construction 43 7.2%
Real estate and rental and leasing 41 6.8%
Manufacturing 34 5.7%
Wholesale trade 32 5.3%
Administrative and support and waste management and remediation services 26 4.3%
Transportation and warehousing 16 2.7%
Educational services 15 2.5%
Arts, entertainment, and recreation 13 2.2%
Information 7 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45066 vs 45005 →

ZIP 45066 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45066 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45066 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45066 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45005 Franklin, OH 29,963 4.4 mi
45036 Lebanon, OH 37,504 7.2 mi
45458 Dayton, OH 29,880 5.0 mi
45449 Dayton, OH 18,175 8.0 mi
45342 Miamisburg, OH 36,784 6.3 mi
45459 Dayton, OH 27,749 7.3 mi
45429 Dayton, OH 25,885 9.9 mi
45305 Bellbrook, OH 10,712 9.7 mi
45050 Monroe, OH 8,548 10.2 mi
45440 Dayton, OH 20,734 10.9 mi

More ZIP Codes in Warren County

45040 standard
Mason, OH
Pop: 50,627
45036 standard
Lebanon, OH
Pop: 37,504
45005 standard
Franklin, OH
Pop: 29,963
45039 standard
Maineville, OH
Pop: 22,814
45152 standard
Morrow, OH
Pop: 11,329
45068 standard
Waynesville, OH
Pop: 10,479

Related Areas

Warren County Springboro, OH Ohio

Frequently Asked Questions

What county is ZIP code 45066 in? ▼
ZIP code 45066 (Springboro) is located in Warren County, Ohio. Warren County contains multiple ZIP codes, see the full list at /counties/warren-oh.
What is the population of ZIP code 45066? ▼
ZIP code 45066 in Springboro, OH has a population of 23,839 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45066? ▼
The median household income in ZIP 45066 is $131,250, which is 72% above the national average of $76,288.
What is the average home value in ZIP 45066? ▼
The median home value in ZIP 45066 is $393,500, which is 41% above the national average of $278,155.
What is the demographic makeup of ZIP 45066? ▼
The largest racial group in ZIP 45066 is White at 85.1%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 45066? ▼
ZIP code 45066 has 599 business establishments employing approximately 7,689 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45066? ▼
The top industries by establishment count in ZIP 45066 are: Health care and social assistance (88), Other services (except public administration) (69), Professional, scientific, and technical services (63). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45066? ▼
According to the FHFA House Price Index, home values in ZIP 45066 increased by 10.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45066? ▼
In ZIP code 45066, 74.0% of residents aged 25+ have a high school diploma or higher, and 55.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45066? ▼
The mean commute time for workers in ZIP code 45066 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45066? ▼
In ZIP code 45066, approximately 91.2% of occupied housing units are owner-occupied and 8.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45066? ▼
The poverty rate in ZIP code 45066 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.