Springboro, OH · standard
ZIP Code 45066
Warren County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,839
- 445/sq mi High-density area
- $131,250
- Median income Above-median income area
- $393,500
- Median home value Above-median home value
- 55.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Springboro pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 21%
- home value, US ZIPs
- 445
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45066 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45066 (Springboro, OH) rose +10.2% from 2023 to 2024. The all-transactions index moved from 189.7 in 2023 to 209.0 in 2024 (2000 = 100).
ZIP code 45066 is a densely settled ZIP (a standard USPS delivery area) in Springboro, Warren County, Ohio, with 23,839 residents across 53.6 square miles, a density of 445 people per square mile, in the New York time zone.
ZIP 45066 skews affluent, with a median household income of $131,250 (80% above the average Ohio ZIP), while per-capita income is $57,006. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.3% and unemployment is 2.4%. Housing is both higher-cost and owner-heavy: median home value is $393,500 (100% above the average Ohio ZIP), while 91.2% of occupied homes are owner-occupied and median rent is $1,243.
This is a highly-educated ZIP: 55.7% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Warren County, so 45066 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45066
Top 5 sectors by establishment count in Springboro, OH
Which industries have the most business establishments in ZIP 45066.
- Health care and social assistance
Health care and social assistance
88 establishments
- Other services (except public administration)
Other services (except public administration)
69 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
63 establishments
- Accommodation and food services
Accommodation and food services
53 establishments
- Retail trade
Retail trade
48 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45066, Springboro, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,839
Population
53.6
Area (sq mi)
445
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45066?
38.7
Median Age
48.6%
Male
51.4%
Female
5.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$131,250
Median Household Income
+80% vs state ZIP avg
$57,006
Per Capita Income
2.3%
Poverty Rate
2.4%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 45066 ranks among Ohio ZIPs
Springboro, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$131,250 Top 3% higher than 97% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,953housing units
9,953
Total Housing Units
9,708
Occupied Units
245
Vacant Units
2.82
Avg Household Size
Occupancy Type
$393,500
Median Home Value
+100% vs state ZIP avg
$1,243
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.2%
YoY Change (2024)
209
HPI Index (2000 = 100)
+109%
Total Change Since 2000
Home values in ZIP 45066 have increased 10.2% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 138 |
| 2021 | +12.4% | 156 |
| 2022 | +17.3% | 182 |
| 2023 | +4.0% | 190 |
| 2024 | +10.2% | 209 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 599 business establishments in ZIP 45066, employing approximately 7,689 people with a combined annual payroll of $370,628,000.
599
Businesses
7,689
Employees
$370.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 88 | 14.7% |
| Other services (except public administration) | 69 | 11.5% |
| Professional, scientific, and technical services | 63 | 10.5% |
| Accommodation and food services | 53 | 8.8% |
| Retail trade | 48 | 8.0% |
| Finance and insurance | 47 | 7.8% |
| Construction | 43 | 7.2% |
| Real estate and rental and leasing | 41 | 6.8% |
| Manufacturing | 34 | 5.7% |
| Wholesale trade | 32 | 5.3% |
| Administrative and support and waste management and remediation services | 26 | 4.3% |
| Transportation and warehousing | 16 | 2.7% |
| Educational services | 15 | 2.5% |
| Arts, entertainment, and recreation | 13 | 2.2% |
| Information | 7 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45066 vs 45005 →
ZIP 45066 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45036
Lebanon (45036)
37,504 residents
- 45342
Miamisburg (45342)
36,784 residents
- 45005
Franklin (45005)
29,963 residents
- 45458
Dayton (45458)
29,880 residents
- 45459
Dayton (45459)
27,749 residents
- 45429
Dayton (45429)
25,885 residents
- 45066
Springboro (45066)
23,839 residents
- 45440
Dayton (45440)
20,734 residents
- 45449
Dayton (45449)
18,175 residents
What this shows Among its immediate neighbors, ZIP 45066 ranks #7 by population - useful context the national average alone can't give.
ZIP 45066 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45066
Springboro (45066)
$131,250 median income
- 45305
Bellbrook (45305)
$123,045 median income
- 45458
Dayton (45458)
$110,150 median income
- 45050
Monroe (45050)
$104,282 median income
- 45036
Lebanon (45036)
$99,128 median income
- 45459
Dayton (45459)
$89,592 median income
- 45342
Miamisburg (45342)
$84,907 median income
- 45440
Dayton (45440)
$82,383 median income
- 45429
Dayton (45429)
$80,210 median income
What this shows By household income, ZIP 45066 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45005 | Franklin, OH | 29,963 | 4.4 mi |
| 45036 | Lebanon, OH | 37,504 | 7.2 mi |
| 45458 | Dayton, OH | 29,880 | 5.0 mi |
| 45449 | Dayton, OH | 18,175 | 8.0 mi |
| 45342 | Miamisburg, OH | 36,784 | 6.3 mi |
| 45459 | Dayton, OH | 27,749 | 7.3 mi |
| 45429 | Dayton, OH | 25,885 | 9.9 mi |
| 45305 | Bellbrook, OH | 10,712 | 9.7 mi |
| 45050 | Monroe, OH | 8,548 | 10.2 mi |
| 45440 | Dayton, OH | 20,734 | 10.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45066, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,839 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Warren County
Related Areas
Frequently Asked Questions
What county is ZIP code 45066 in?
ZIP code 45066 (Springboro) is located in Warren County, Ohio. Warren County contains multiple ZIP codes, see the full list at /counties/warren-oh.
What is the population of ZIP code 45066?
ZIP code 45066 in Springboro, OH has a population of 23,839 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45066?
The median household income in ZIP 45066 is $131,250, which is 72% above the national average of $76,288.
What is the average home value in ZIP 45066?
The median home value in ZIP 45066 is $393,500, which is 41% above the national average of $278,155.
What is the demographic makeup of ZIP 45066?
The largest racial group in ZIP 45066 is White at 85.1%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 45066?
ZIP code 45066 has 599 business establishments employing approximately 7,689 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45066?
The top industries by establishment count in ZIP 45066 are: Health care and social assistance (88), Other services (except public administration) (69), Professional, scientific, and technical services (63). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45066?
According to the FHFA House Price Index, home values in ZIP 45066 increased by 10.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45066?
In ZIP code 45066, 74.0% of residents aged 25+ have a high school diploma or higher, and 55.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45066?
The mean commute time for workers in ZIP code 45066 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45066?
In ZIP code 45066, approximately 91.2% of occupied housing units are owner-occupied and 8.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45066?
The poverty rate in ZIP code 45066 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45066's numbers, next.
- See how ZIP 45066 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Springboro, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.