ZIP Code 45342
standardSource:
Miamisburg · Montgomery County · Ohio
- Population
- 36,784
- Median income
- $84,907
- Median home value
- $230,300
- Bachelor's or higher
- 33.3%
- Land area
- 89.8 sq mi
410/sq mi
▲ 11% vs US
higher than 68% of US ZIPs
▼ 17% vs US
higher than 52% of US ZIPs
Median age 38.3
New York
ZIP code 45342 in Miamisburg, Ohio has a population of 36,784. The median household income is $84,907, which is 11% above the national average. Median home value is $230,300, 17% below the US average. 33.3% of residents hold a bachelor's degree or higher.
ZIP code 45342 is classified by USPS as a standard delivery area and covers roughly 89.8 square miles in Miamisburg, Montgomery County, Ohio. The area is home to 36,784 residents, producing a population density of 410 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45342 against Ohio and the nation.
On the economic side, the median household income for ZIP 45342 sits at $84,907 (16% above the Ohio average), while per-capita income is $42,931. The poverty rate stands at 9.0% and the unemployment rate at 4.3%. On housing, the median home value is $230,300 (17% above the state average) with median rent at $1,312 per month, and 65.1% of occupied units are owner-occupied, a direct signal of whether 45342 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.3% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 45342 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45342
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45342.
- Retail trade
Retail trade
107 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
85 establishments
- Accommodation and food services
Accommodation and food services
84 establishments
- Health care and social assistance
Health care and social assistance
78 establishments
- Other services (except public administration)
Other services (except public administration)
67 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45342, Miamisburg, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
36,784
Population
89.8
Area (sq mi)
410
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45342?
38.3
Median Age
50.3%
Male
49.7%
Female
5.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,907
Median Household Income
+16% vs state
$42,931
Per Capita Income
9.0%
Poverty Rate
4.3%
Unemployment Rate
25.8 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
15,927
Total Housing Units
15,157
Occupied Units
770
Vacant Units
2.37
Avg Household Size
Occupancy Type
$230,300
Median Home Value
+17% vs state
$1,312
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.2%
YoY Change (2024)
194
HPI Index (2000 = 100)
+94%
Total Change Since 2000
Home values in ZIP 45342 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +94% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 134 |
| 2021 | +11.3% | 149 |
| 2022 | +13.8% | 170 |
| 2023 | +5.4% | 179 |
| 2024 | +8.2% | 194 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 798 business establishments in ZIP 45342, employing approximately 26,858 people with a combined annual payroll of $2,218,313,000.
798
Businesses
26,858
Employees
$2.2B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 107 | 13.4% |
| Professional, scientific, and technical services | 85 | 10.7% |
| Accommodation and food services | 84 | 10.5% |
| Health care and social assistance | 78 | 9.8% |
| Other services (except public administration) | 67 | 8.4% |
| Manufacturing | 59 | 7.4% |
| Construction | 58 | 7.3% |
| Finance and insurance | 55 | 6.9% |
| Wholesale trade | 53 | 6.6% |
| Real estate and rental and leasing | 42 | 5.3% |
| Administrative and support and waste management and remediation services | 36 | 4.5% |
| Information | 26 | 3.3% |
| Transportation and warehousing | 13 | 1.6% |
| Management of companies and enterprises | 13 | 1.6% |
| Arts, entertainment, and recreation | 10 | 1.3% |
| Educational services | 9 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45342 vs 45449 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45449 | Dayton, OH | 18,175 | 3.0 mi |
| 45417 | Dayton, OH | 31,281 | 7.3 mi |
| 45005 | Franklin, OH | 29,963 | 6.7 mi |
| 45459 | Dayton, OH | 27,749 | 5.8 mi |
| 45327 | Germantown, OH | 8,917 | 6.6 mi |
| 45428 | Dayton, OH | 240 | 7.9 mi |
| 45439 | Dayton, OH | 10,000 | 5.8 mi |
| 45066 | Springboro, OH | 23,839 | 6.3 mi |
| 45458 | Dayton, OH | 29,880 | 6.6 mi |
| 45429 | Dayton, OH | 25,885 | 7.2 mi |
More ZIP Codes in Montgomery County
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Frequently Asked Questions
What county is ZIP code 45342 in? ▼
What is the population of ZIP code 45342? ▼
What is the median household income in ZIP 45342? ▼
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How many businesses are in ZIP code 45342? ▼
What are the main industries in ZIP code 45342? ▼
How have home values changed in ZIP code 45342? ▼
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What is the average commute time in ZIP 45342? ▼
What percentage of residents own vs. rent in ZIP 45342? ▼
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ZIP Code Research Guides
Official Data Resources for Miamisburg, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.