PlainZIP

Dayton, OH · standard

ZIP Code 45417

Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,281
369/sq mi
$36,945
Median income
$75,100
Median home value
12.4%
Bachelor's or higher

The verdict

Dayton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

4th pct
household income, US ZIPs
3th pct
home value, US ZIPs
369
people per sq mi
48%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45417 against every reporting US ZIP.

ZIP code 45417 is a densely settled ZIP (a standard USPS delivery area) in Dayton, Montgomery County, Ohio, with 31,281 residents across 84.8 square miles, a density of 369 people per square mile, in the New York time zone.

ZIP 45417 sits on the lower end of the income spectrum: median household income is $36,945 (49% below the Ohio average), while per-capita income is $22,080. Poverty here runs at 33.7%, with unemployment measured at 11.4%. Median home value sits at $75,100 (62% below the state average), median rent at $907 a month, and owner-occupancy at 47.9%.

Formal educational attainment runs low here: just 12.4% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 24 minutes. To put 45417 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Montgomery County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45417

Top 5 sectors by establishment count in Dayton, OH

Which industries have the most business establishments in ZIP 45417.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45417, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

31,281

Population

84.8

Area (sq mi)

369

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45417?

37.1

Median Age

45.6%

Male

54.4%

Female

3.7%

Foreign-Born

White 17.8%
African American 73.1%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.5%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$36,945

Median Household Income

-49% vs state

$22,080

Per Capita Income

33.7%

Poverty Rate

11.4%

Unemployment Rate

24.0 min

Mean Commute Time

How ZIP 45417 ranks nationally

Dayton, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$36,945 4th percentile higher than 4% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.2%
Bachelor's Degree or Higher 12.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,057

Total Housing Units

11,722

Occupied Units

3,335

Vacant Units

2.25

Avg Household Size

Occupancy Type

Owner 47.9%
Renter 52.1%

$75,100

Median Home Value

-62% vs state

$907

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.7%

YoY Change (2024)

165

HPI Index (2000 = 100)

+65%

Total Change Since 2000

Home values in ZIP 45417 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +65% cumulative appreciation.

Year Annual Change HPI Index
2020 -3.4% 105
2021 +14.3% 120
2022 +27.7% 153
2023 +0.6% 154
2024 +6.7% 165

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 311 business establishments in ZIP 45417, employing approximately 6,061 people with a combined annual payroll of $302,317,000.

311

Businesses

6,061

Employees

$302.3M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 76 24.4%
Retail trade 62 19.9%
Other services (except public administration) 32 10.3%
Manufacturing 24 7.7%
Administrative and support and waste management and remediation services 22 7.1%
Accommodation and food services 20 6.4%
Construction 16 5.1%
Wholesale trade 16 5.1%
Real estate and rental and leasing 12 3.9%
Professional, scientific, and technical services 10 3.2%
Transportation and warehousing 8 2.6%
Educational services 4 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45417 vs 45428 →

ZIP 45417 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45417 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45417 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45417 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45428 Dayton, OH 240 1.4 mi
45406 Dayton, OH 21,914 4.1 mi
45426 Dayton, OH 15,239 4.8 mi
45416 Dayton, OH 5,740 5.1 mi
45402 Dayton, OH 11,420 4.3 mi
45439 Dayton, OH 10,000 4.3 mi
45409 Dayton, OH 12,868 5.3 mi
45342 Miamisburg, OH 36,784 7.3 mi
45449 Dayton, OH 18,175 5.5 mi
45345 New Lebanon, OH 6,144 6.5 mi

More ZIP Codes in Montgomery County

45424 standard
Dayton, OH
Pop: 49,930
45342 standard
Miamisburg, OH
Pop: 36,784
45458 standard
Dayton, OH
Pop: 29,880
45459 standard
Dayton, OH
Pop: 27,749
45431 standard
Dayton, OH
Pop: 26,315
45429 standard
Dayton, OH
Pop: 25,885

Related Areas

Montgomery County Dayton, OH Ohio

Frequently Asked Questions

What county is ZIP code 45417 in? ▼
ZIP code 45417 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45417? ▼
ZIP code 45417 in Dayton, OH has a population of 31,281 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45417? ▼
The median household income in ZIP 45417 is $36,945, which is 52% below the national average of $76,288.
What is the average home value in ZIP 45417? ▼
The median home value in ZIP 45417 is $75,100, which is 73% below the national average of $278,155.
What is the demographic makeup of ZIP 45417? ▼
The largest racial group in ZIP 45417 is African American at 73.1%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 45417? ▼
ZIP code 45417 has 311 business establishments employing approximately 6,061 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45417? ▼
The top industries by establishment count in ZIP 45417 are: Health care and social assistance (76), Retail trade (62), Other services (except public administration) (32). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45417? ▼
According to the FHFA House Price Index, home values in ZIP 45417 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 65%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45417? ▼
In ZIP code 45417, 47.2% of residents aged 25+ have a high school diploma or higher, and 12.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45417? ▼
The mean commute time for workers in ZIP code 45417 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45417? ▼
In ZIP code 45417, approximately 47.9% of occupied housing units are owner-occupied and 52.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45417? ▼
The poverty rate in ZIP code 45417 is 33.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.