ZIP Code 45426

standard

Source:

Dayton · Montgomery County · Ohio

Population
15,239

305/sq mi

Median income
$51,908

▼ 32% vs US

higher than 17% of US ZIPs

Median home value
$123,900

▼ 55% vs US

higher than 18% of US ZIPs

Bachelor's or higher
23.1%

Median age 45.8

Land area
49.9 sq mi

New York

ZIP code 45426 in Dayton, Ohio has a population of 15,239. The median household income is $51,908, which is 32% below the national average. Median home value is $123,900, 55% below the US average. 23.1% of residents hold a bachelor's degree or higher.

ZIP code 45426 is classified by USPS as a standard delivery area and covers roughly 49.9 square miles in Dayton, Montgomery County, Ohio. The area is home to 15,239 residents, producing a population density of 305 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45426 against Ohio and the nation.

On the economic side, the median household income for ZIP 45426 sits at $51,908 (29% below the Ohio average), while per-capita income is $31,897. The poverty rate stands at 20.5% and the unemployment rate at 11.6%. On housing, the median home value is $123,900 (37% below the state average) with median rent at $1,000 per month, and 55.3% of occupied units are owner-occupied, a direct signal of whether 45426 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.1% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 45426 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45426

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45426.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45426, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

15,239

Population

49.9

Area (sq mi)

305

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45426?

45.8

Median Age

45.8%

Male

54.2%

Female

3.6%

Foreign-Born

White 20.5%
African American 70.4%
Asian 1.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,908

Median Household Income

-29% vs state

$31,897

Per Capita Income

20.5%

Poverty Rate

11.6%

Unemployment Rate

25.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.3%
Bachelor's Degree or Higher 23.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,984

Total Housing Units

7,040

Occupied Units

944

Vacant Units

1.98

Avg Household Size

Occupancy Type

Owner 55.3%
Renter 44.7%

$123,900

Median Home Value

-37% vs state

$1,000

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.8%

YoY Change (2024)

168

HPI Index (2000 = 100)

+68%

Total Change Since 2000

Home values in ZIP 45426 have increased 7.8% over the past year (2024). Since 2000, this ZIP has seen +68% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.7% 100
2021 +19.1% 120
2022 +6.1% 127
2023 +22.6% 155
2024 +7.8% 168

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 158 business establishments in ZIP 45426, employing approximately 2,346 people with a combined annual payroll of $90,979,000.

158

Businesses

2,346

Employees

$91.0M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 40 25.3%
Health care and social assistance 30 19.0%
Other services (except public administration) 17 10.8%
Real estate and rental and leasing 11 7.0%
Accommodation and food services 11 7.0%
Finance and insurance 8 5.1%
Construction 7 4.4%
Manufacturing 7 4.4%
Wholesale trade 5 3.2%
Professional, scientific, and technical services 5 3.2%
Transportation and warehousing 4 2.5%
Administrative and support and waste management and remediation services 4 2.5%
Information 3 1.9%
Educational services 3 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45426 vs 45416 →

ZIP Code City Population Distance
45416 Dayton, OH 5,740 3.0 mi
45315 Clayton, OH 4,377 4.0 mi
45406 Dayton, OH 21,914 4.1 mi
45415 Dayton, OH 12,631 3.8 mi
45417 Dayton, OH 31,281 4.8 mi
45405 Dayton, OH 18,948 5.3 mi
45322 Englewood, OH 21,447 6.7 mi
45428 Dayton, OH 240 5.0 mi
45414 Dayton, OH 21,055 6.1 mi
45402 Dayton, OH 11,420 6.3 mi

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 45426 in?
ZIP code 45426 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45426?
ZIP code 45426 in Dayton, OH has a population of 15,239 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45426?
The median household income in ZIP 45426 is $51,908, which is 32% below the national average of $76,288.
What is the average home value in ZIP 45426?
The median home value in ZIP 45426 is $123,900, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 45426?
The largest racial group in ZIP 45426 is African American at 70.4%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 45426?
ZIP code 45426 has 158 business establishments employing approximately 2,346 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45426?
The top industries by establishment count in ZIP 45426 are: Retail trade (40), Health care and social assistance (30), Other services (except public administration) (17). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45426?
According to the FHFA House Price Index, home values in ZIP 45426 increased by 7.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 68%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45426?
In ZIP code 45426, 55.3% of residents aged 25+ have a high school diploma or higher, and 23.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45426?
The mean commute time for workers in ZIP code 45426 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45426?
In ZIP code 45426, approximately 55.3% of occupied housing units are owner-occupied and 44.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45426?
The poverty rate in ZIP code 45426 is 20.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Dayton, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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