PlainZIP

Dayton, OH · standard

ZIP Code 45424

Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

49,930
612/sq mi
$80,605
Median income
$183,800
Median home value
28.4%
Bachelor's or higher

The verdict

Dayton pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.

Top 37%
household income, US ZIPs
39th pct
home value, US ZIPs
612
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45424 against every reporting US ZIP.

ZIP code 45424 is a densely settled ZIP (a standard USPS delivery area) in Dayton, Montgomery County, Ohio, with 49,930 residents across 81.6 square miles, a density of 612 people per square mile, in the New York time zone.

ZIP 45424 lands in the middle-income range, with a median household income of $80,605 (10% above the Ohio average), while per-capita income is $39,598. The poverty rate stands at 10.2% and the unemployment rate at 3.8%. On housing, the median home value is $183,800 (7% below the state average) with median rent at $1,152 per month, and 74.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 28.4% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 23 minutes. To put 45424 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Montgomery County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45424

Top 5 sectors by establishment count in Dayton, OH

Which industries have the most business establishments in ZIP 45424.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45424, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

49,930

Population

81.6

Area (sq mi)

612

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45424?

39.5

Median Age

48.0%

Male

52.0%

Female

6.6%

Foreign-Born

White 71.5%
African American 14.2%
Asian 3.3%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.8%
Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,605

Median Household Income

+10% vs state

$39,598

Per Capita Income

10.2%

Poverty Rate

3.8%

Unemployment Rate

22.5 min

Mean Commute Time

How ZIP 45424 ranks nationally

Dayton, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,605 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.8%
Bachelor's Degree or Higher 28.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,862

Total Housing Units

20,938

Occupied Units

924

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 74.3%
Renter 25.7%

$183,800

Median Home Value

-7% vs state

$1,152

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.7%

YoY Change (2024)

200

HPI Index (2000 = 100)

+100%

Total Change Since 2000

Home values in ZIP 45424 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +100% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 132
2021 +13.3% 149
2022 +13.3% 169
2023 +9.9% 186
2024 +7.7% 200

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 719 business establishments in ZIP 45424, employing approximately 16,757 people with a combined annual payroll of $1,195,467,000.

719

Businesses

16,757

Employees

$1.2B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 128 17.8%
Accommodation and food services 105 14.6%
Health care and social assistance 91 12.7%
Other services (except public administration) 90 12.5%
Professional, scientific, and technical services 45 6.3%
Construction 35 4.9%
Real estate and rental and leasing 34 4.7%
Administrative and support and waste management and remediation services 34 4.7%
Wholesale trade 32 4.5%
Finance and insurance 31 4.3%
Transportation and warehousing 27 3.8%
Manufacturing 25 3.5%
Information 14 1.9%
Educational services 10 1.4%
Arts, entertainment, and recreation 10 1.4%
Management of companies and enterprises 7 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45424 vs 45433 →

ZIP 45424 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45424 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45424 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45424 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45433 Dayton, OH 2,011 3.7 mi
45414 Dayton, OH 21,055 5.4 mi
45404 Dayton, OH 10,833 4.7 mi
45431 Dayton, OH 26,315 5.9 mi
45403 Dayton, OH 15,006 5.7 mi
45341 Medway, OH 3,883 5.1 mi
45432 Dayton, OH 15,288 7.6 mi
45324 Fairborn, OH 40,529 6.4 mi
45371 Tipp City, OH 18,333 7.0 mi
45410 Dayton, OH 15,339 7.3 mi

More ZIP Codes in Montgomery County

45342 standard
Miamisburg, OH
Pop: 36,784
45417 standard
Dayton, OH
Pop: 31,281
45458 standard
Dayton, OH
Pop: 29,880
45459 standard
Dayton, OH
Pop: 27,749
45431 standard
Dayton, OH
Pop: 26,315
45429 standard
Dayton, OH
Pop: 25,885

Related Areas

Montgomery County Dayton, OH Ohio

Frequently Asked Questions

What county is ZIP code 45424 in? ▼
ZIP code 45424 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45424? ▼
ZIP code 45424 in Dayton, OH has a population of 49,930 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45424? ▼
The median household income in ZIP 45424 is $80,605, which is 6% above the national average of $76,288.
What is the average home value in ZIP 45424? ▼
The median home value in ZIP 45424 is $183,800, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 45424? ▼
The largest racial group in ZIP 45424 is White at 71.5%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 45424? ▼
ZIP code 45424 has 719 business establishments employing approximately 16,757 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45424? ▼
The top industries by establishment count in ZIP 45424 are: Retail trade (128), Accommodation and food services (105), Health care and social assistance (91). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45424? ▼
According to the FHFA House Price Index, home values in ZIP 45424 increased by 7.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 100%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45424? ▼
In ZIP code 45424, 56.8% of residents aged 25+ have a high school diploma or higher, and 28.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45424? ▼
The mean commute time for workers in ZIP code 45424 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45424? ▼
In ZIP code 45424, approximately 74.3% of occupied housing units are owner-occupied and 25.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45424? ▼
The poverty rate in ZIP code 45424 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.