Dayton, OH · standard
ZIP Code 45424
Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 49,930
- 612/sq mi High-density area
- $80,605
- Median income Near-median income area
- $183,800
- Median home value Near-median home value
- 28.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Dayton pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 612
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45424 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45424 (Dayton, OH) rose +7.7% from 2023 to 2024. The all-transactions index moved from 186.1 in 2023 to 200.4 in 2024 (2000 = 100).
ZIP code 45424 is a densely settled ZIP (a standard USPS delivery area) in Dayton, Montgomery County, Ohio, with 49,930 residents across 81.6 square miles, a density of 612 people per square mile, in the New York time zone.
ZIP 45424 lands in the middle-income range, with a median household income of $80,605 (10% above the average Ohio ZIP), while per-capita income is $39,598. The poverty rate is 10.2%, with unemployment at 3.8%; those measures add context to the income figure. Median home value is $183,800 (7% below the average Ohio ZIP) and median rent is $1,152; 74.3% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 28.4% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 45424 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45424
Top 5 sectors by establishment count in Dayton, OH
Which industries have the most business establishments in ZIP 45424.
- Retail trade
Retail trade
128 establishments
- Accommodation and food services
Accommodation and food services
105 establishments
- Health care and social assistance
Health care and social assistance
91 establishments
- Other services (except public administration)
Other services (except public administration)
90 establishments
- Professional, scientific, and technical services 45
Professional, scientific, and technical services
45 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45424, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
49,930
Population
81.6
Area (sq mi)
612
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45424?
39.5
Median Age
48.0%
Male
52.0%
Female
6.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,605
Median Household Income
+10% vs state ZIP avg
$39,598
Per Capita Income
10.2%
Poverty Rate
3.8%
Unemployment Rate
22.5 min
Mean Commute Time
How ZIP 45424 ranks nationally
Dayton, OH household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$80,605 Top 37% higher than 63% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
21,862housing units
21,862
Total Housing Units
20,938
Occupied Units
924
Vacant Units
2.41
Avg Household Size
Occupancy Type
$183,800
Median Home Value
-7% vs state ZIP avg
$1,152
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.7%
YoY Change (2024)
200
HPI Index (2000 = 100)
+100%
Total Change Since 2000
Home values in ZIP 45424 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +100% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.6% | 132 |
| 2021 | +13.3% | 149 |
| 2022 | +13.3% | 169 |
| 2023 | +9.9% | 186 |
| 2024 | +7.7% | 200 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 719 business establishments in ZIP 45424, employing approximately 16,757 people with a combined annual payroll of $1,195,467,000.
719
Businesses
16,757
Employees
$1.2B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 128 | 17.8% |
| Accommodation and food services | 105 | 14.6% |
| Health care and social assistance | 91 | 12.7% |
| Other services (except public administration) | 90 | 12.5% |
| Professional, scientific, and technical services | 45 | 6.3% |
| Construction | 35 | 4.9% |
| Real estate and rental and leasing | 34 | 4.7% |
| Administrative and support and waste management and remediation services | 34 | 4.7% |
| Wholesale trade | 32 | 4.5% |
| Finance and insurance | 31 | 4.3% |
| Transportation and warehousing | 27 | 3.8% |
| Manufacturing | 25 | 3.5% |
| Information | 14 | 1.9% |
| Educational services | 10 | 1.4% |
| Arts, entertainment, and recreation | 10 | 1.4% |
| Management of companies and enterprises | 7 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45424 vs 45433 →
ZIP 45424 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45424
Dayton (45424)
49,930 residents
- 45324
Fairborn (45324)
40,529 residents
- 45431
Dayton (45431)
26,315 residents
- 45414
Dayton (45414)
21,055 residents
- 45371 18,333
Tipp City (45371)
18,333 residents
- 45410 15,339
Dayton (45410)
15,339 residents
- 45432 15,288
Dayton (45432)
15,288 residents
- 45403 15,006
Dayton (45403)
15,006 residents
- 45404 10,833
Dayton (45404)
10,833 residents
What this shows Among its immediate neighbors, ZIP 45424 ranks the most populous - useful context the national average alone can't give.
ZIP 45424 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45371
Tipp City (45371)
$93,599 median income
- 45433
Dayton (45433)
$89,615 median income
- 45431
Dayton (45431)
$83,175 median income
- 45432
Dayton (45432)
$83,115 median income
- 45424
Dayton (45424)
$80,605 median income
- 45324
Fairborn (45324)
$64,979 median income
- 45341
Medway (45341)
$56,470 median income
- 45414
Dayton (45414)
$54,485 median income
- 45410
Dayton (45410)
$46,651 median income
What this shows By household income, ZIP 45424 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45433 | Dayton, OH | 2,011 | 3.7 mi |
| 45414 | Dayton, OH | 21,055 | 5.4 mi |
| 45404 | Dayton, OH | 10,833 | 4.7 mi |
| 45431 | Dayton, OH | 26,315 | 5.9 mi |
| 45403 | Dayton, OH | 15,006 | 5.7 mi |
| 45341 | Medway, OH | 3,883 | 5.1 mi |
| 45432 | Dayton, OH | 15,288 | 7.6 mi |
| 45324 | Fairborn, OH | 40,529 | 6.4 mi |
| 45371 | Tipp City, OH | 18,333 | 7.0 mi |
| 45410 | Dayton, OH | 15,339 | 7.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45424, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (49,930 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 45424 in?
ZIP code 45424 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45424?
ZIP code 45424 in Dayton, OH has a population of 49,930 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45424?
The median household income in ZIP 45424 is $80,605, which is 6% above the national average of $76,288.
What is the average home value in ZIP 45424?
The median home value in ZIP 45424 is $183,800, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 45424?
The largest racial group in ZIP 45424 is White at 71.5%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 45424?
ZIP code 45424 has 719 business establishments employing approximately 16,757 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45424?
The top industries by establishment count in ZIP 45424 are: Retail trade (128), Accommodation and food services (105), Health care and social assistance (91). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45424?
According to the FHFA House Price Index, home values in ZIP 45424 increased by 7.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 100%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45424?
In ZIP code 45424, 56.8% of residents aged 25+ have a high school diploma or higher, and 28.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45424?
The mean commute time for workers in ZIP code 45424 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45424?
In ZIP code 45424, approximately 74.3% of occupied housing units are owner-occupied and 25.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45424?
The poverty rate in ZIP code 45424 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45424's numbers, next.
- See how ZIP 45424 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Dayton, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.