Dayton, OH · standard

ZIP Code 45429

Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,885
1,006/sq mi
$80,210
Median income
$238,700
Median home value
48.1%
Bachelor's or higher

The verdict

Dayton pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 38%
household income, US ZIPs
Top 45%
home value, US ZIPs
1,006
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45429 against every reporting US ZIP.

ZIP code 45429 is a densely settled ZIP (a standard USPS delivery area) in Dayton, Montgomery County, Ohio, with 25,885 residents across 25.7 square miles, a density of 1,006 people per square mile, in the New York time zone.

ZIP 45429 lands in the middle-income range, with a median household income of $80,210 (10% above the Ohio average), while per-capita income is $49,357. The poverty rate stands at 7.4% and the unemployment rate at 2.4%. The typical home here is valued at $238,700 (21% above the state average); renters pay a median of $1,070 monthly, and 69.8% of units are owner-occupied.

A solid share of residents have a four-year degree: 48.1% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 19 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 45429 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45429

Top 5 sectors by establishment count in Dayton, OH

Which industries have the most business establishments in ZIP 45429.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45429, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

25,885

Population

25.7

Area (sq mi)

1,006

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45429?

41.6

Median Age

47.7%

Male

52.3%

Female

5.9%

Foreign-Born

White 86.1%
African American 4.6%
Asian 1.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,210

Median Household Income

+10% vs state

$49,357

Per Capita Income

7.4%

Poverty Rate

2.4%

Unemployment Rate

18.9 min

Mean Commute Time

How ZIP 45429 ranks nationally

Dayton, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,210 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.1%
Bachelor's Degree or Higher 48.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,642

Total Housing Units

12,068

Occupied Units

574

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 69.8%
Renter 30.2%

$238,700

Median Home Value

+21% vs state

$1,070

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

203

HPI Index (2000 = 100)

+103%

Total Change Since 2000

Home values in ZIP 45429 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +103% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.3% 137
2021 +12.3% 154
2022 +12.7% 173
2023 +12.6% 195
2024 +3.7% 203

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 574 business establishments in ZIP 45429, employing approximately 12,463 people with a combined annual payroll of $698,542,000.

574

Businesses

12,463

Employees

$698.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 151 26.3%
Retail trade 69 12.0%
Professional, scientific, and technical services 56 9.8%
Other services (except public administration) 54 9.4%
Accommodation and food services 53 9.2%
Finance and insurance 38 6.6%
Administrative and support and waste management and remediation services 32 5.6%
Real estate and rental and leasing 30 5.2%
Construction 25 4.4%
Educational services 17 3.0%
Wholesale trade 13 2.3%
Manufacturing 12 2.1%
Arts, entertainment, and recreation 10 1.7%
Information 8 1.4%
Management of companies and enterprises 5 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45429 vs 45419 →

ZIP 45429 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45429 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45429 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45429 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45419 Dayton, OH 15,159 2.0 mi
45459 Dayton, OH 27,749 2.7 mi
45420 Dayton, OH 25,438 2.9 mi
45409 Dayton, OH 12,868 3.1 mi
45410 Dayton, OH 15,339 4.4 mi
45440 Dayton, OH 20,734 3.4 mi
45439 Dayton, OH 10,000 3.3 mi
45458 Dayton, OH 29,880 5.8 mi
45403 Dayton, OH 15,006 5.8 mi
45449 Dayton, OH 18,175 4.5 mi

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 45429 in?
ZIP code 45429 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45429?
ZIP code 45429 in Dayton, OH has a population of 25,885 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45429?
The median household income in ZIP 45429 is $80,210, which is 5% above the national average of $76,288.
What is the average home value in ZIP 45429?
The median home value in ZIP 45429 is $238,700, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 45429?
The largest racial group in ZIP 45429 is White at 86.1%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 45429?
ZIP code 45429 has 574 business establishments employing approximately 12,463 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45429?
The top industries by establishment count in ZIP 45429 are: Health care and social assistance (151), Retail trade (69), Professional, scientific, and technical services (56). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45429?
According to the FHFA House Price Index, home values in ZIP 45429 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 103%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45429?
In ZIP code 45429, 67.1% of residents aged 25+ have a high school diploma or higher, and 48.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45429?
The mean commute time for workers in ZIP code 45429 is 18.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45429?
In ZIP code 45429, approximately 69.8% of occupied housing units are owner-occupied and 30.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45429?
The poverty rate in ZIP code 45429 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.