Dayton, OH · standard
ZIP Code 45439
Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,000
- 628/sq mi High-density area
- $52,035
- Median income Below-median income area
- $143,300
- Median home value Below-median home value
- 17.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Dayton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 17th pct
- household income, US ZIPs
- 23rd pct
- home value, US ZIPs
- 628
- people per sq mi
- 56%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45439 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45439 (Dayton, OH) rose +8.0% from 2023 to 2024. The all-transactions index moved from 186.6 in 2023 to 201.5 in 2024 (2000 = 100).
ZIP code 45439 is a mid-sized community (a standard USPS delivery area) in Dayton, Montgomery County, Ohio, home to 10,000 residents across 15.9 square miles, a density of 628 people per square mile, in the New York time zone.
ZIP 45439 reports a modest median household income of $52,035 (29% below the average Ohio ZIP), while per-capita income is $29,769. The poverty rate is 27.5%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $143,300 (27% below the average Ohio ZIP), and median rent is $1,084; owner occupancy is 55.5%.
Educational attainment sits below the national norm: 17.9% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 45439 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45439
Top 5 sectors by establishment count in Dayton, OH
Which industries have the most business establishments in ZIP 45439.
- Health care and social assistance
Health care and social assistance
63 establishments
- Manufacturing
Manufacturing
50 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
50 establishments
- Wholesale trade
Wholesale trade
48 establishments
- Retail trade
Retail trade
45 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45439, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
10,000
Population
15.9
Area (sq mi)
628
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45439?
33.6
Median Age
47.8%
Male
52.2%
Female
4.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,035
Median Household Income
-29% vs state ZIP avg
$29,769
Per Capita Income
27.5%
Poverty Rate
8.2%
Unemployment Rate
21.4 min
Mean Commute Time
How ZIP 45439 ranks among Ohio ZIPs
Dayton, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$52,035 17th percentile higher than 17% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,245housing units
5,245
Total Housing Units
4,640
Occupied Units
605
Vacant Units
2.50
Avg Household Size
Occupancy Type
$143,300
Median Home Value
-27% vs state ZIP avg
$1,084
Median Rent
1969
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.0%
YoY Change (2024)
202
HPI Index (2000 = 100)
+102%
Total Change Since 2000
Home values in ZIP 45439 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +102% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +16.5% | 137 |
| 2021 | +10.2% | 151 |
| 2022 | +11.6% | 168 |
| 2023 | +10.8% | 187 |
| 2024 | +8.0% | 202 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 470 business establishments in ZIP 45439, employing approximately 14,108 people with a combined annual payroll of $883,226,000.
470
Businesses
14,108
Employees
$883.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 63 | 13.4% |
| Manufacturing | 50 | 10.6% |
| Professional, scientific, and technical services | 50 | 10.6% |
| Wholesale trade | 48 | 10.2% |
| Retail trade | 45 | 9.6% |
| Other services (except public administration) | 42 | 8.9% |
| Accommodation and food services | 36 | 7.7% |
| Construction | 31 | 6.6% |
| Administrative and support and waste management and remediation services | 29 | 6.2% |
| Finance and insurance | 21 | 4.5% |
| Transportation and warehousing | 17 | 3.6% |
| Real estate and rental and leasing | 16 | 3.4% |
| Management of companies and enterprises | 9 | 1.9% |
| Information | 5 | 1.1% |
| Utilities | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45439 vs 45409 →
ZIP 45439 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45417
Dayton (45417)
31,281 residents
- 45459
Dayton (45459)
27,749 residents
- 45429
Dayton (45429)
25,885 residents
- 45406
Dayton (45406)
21,914 residents
- 45405
Dayton (45405)
18,948 residents
- 45449
Dayton (45449)
18,175 residents
- 45419
Dayton (45419)
15,159 residents
- 45409
Dayton (45409)
12,868 residents
- 45402 11,420
Dayton (45402)
11,420 residents
What this shows Among its immediate neighbors, ZIP 45439 ranks #0 by population - useful context the national average alone can't give.
ZIP 45439 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45419
Dayton (45419)
$92,264 median income
- 45459
Dayton (45459)
$89,592 median income
- 45409
Dayton (45409)
$87,283 median income
- 45429
Dayton (45429)
$80,210 median income
- 45449
Dayton (45449)
$63,800 median income
- 45439
Dayton (45439)
$52,035 median income
- 45402
Dayton (45402)
$48,401 median income
- 45405
Dayton (45405)
$43,973 median income
- 45406
Dayton (45406)
$41,796 median income
What this shows By household income, ZIP 45439 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45409 | Dayton, OH | 12,868 | 2.3 mi |
| 45449 | Dayton, OH | 18,175 | 2.8 mi |
| 45419 | Dayton, OH | 15,159 | 2.9 mi |
| 45402 | Dayton, OH | 11,420 | 4.1 mi |
| 45429 | Dayton, OH | 25,885 | 3.3 mi |
| 45428 | Dayton, OH | 240 | 3.6 mi |
| 45405 | Dayton, OH | 18,948 | 6.3 mi |
| 45417 | Dayton, OH | 31,281 | 4.3 mi |
| 45459 | Dayton, OH | 27,749 | 4.6 mi |
| 45406 | Dayton, OH | 21,914 | 5.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45439, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (10,000 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 45439 in?
ZIP code 45439 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45439?
ZIP code 45439 in Dayton, OH has a population of 10,000 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45439?
The median household income in ZIP 45439 is $52,035, which is 32% below the national average of $76,288.
What is the average home value in ZIP 45439?
The median home value in ZIP 45439 is $143,300, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 45439?
The largest racial group in ZIP 45439 is White at 70.6%. Hispanic or Latino residents make up 9.8% of the population.
How many businesses are in ZIP code 45439?
ZIP code 45439 has 470 business establishments employing approximately 14,108 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45439?
The top industries by establishment count in ZIP 45439 are: Health care and social assistance (63), Manufacturing (50), Professional, scientific, and technical services (50). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45439?
According to the FHFA House Price Index, home values in ZIP 45439 increased by 8.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 102%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45439?
In ZIP code 45439, 51.5% of residents aged 25+ have a high school diploma or higher, and 17.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45439?
The mean commute time for workers in ZIP code 45439 is 21.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45439?
In ZIP code 45439, approximately 55.5% of occupied housing units are owner-occupied and 44.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45439?
The poverty rate in ZIP code 45439 is 27.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45439's numbers, next.
- See how ZIP 45439 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Dayton, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.