PlainZIP

Dayton, OH · standard

ZIP Code 45449

Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,175
1,058/sq mi
$63,800
Median income
$163,500
Median home value
23.6%
Bachelor's or higher

The verdict

Dayton pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.

36th pct
household income, US ZIPs
31th pct
home value, US ZIPs
1,058
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45449 against every reporting US ZIP.

ZIP code 45449 is a mid-sized community (a standard USPS delivery area) in Dayton, Montgomery County, Ohio, home to 18,175 residents across 17.2 square miles, a density of 1,058 people per square mile, in the New York time zone.

ZIP 45449 reports a modest median household income of $63,800 (13% below the Ohio average), while per-capita income is $34,533. Poverty here runs at 15.4%, with unemployment measured at 3.5%. On housing, the median home value is $163,500 (17% below the state average) with median rent at $1,039 per month, and 59.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.6% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 22 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Montgomery County, letting you compare 45449 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45449

Top 5 sectors by establishment count in Dayton, OH

Which industries have the most business establishments in ZIP 45449.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45449, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,175

Population

17.2

Area (sq mi)

1,058

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45449?

35.6

Median Age

49.1%

Male

50.9%

Female

7.8%

Foreign-Born

White 70.7%
African American 14.4%
Asian 2.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.7%
Hispanic or Latino 6.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,800

Median Household Income

-13% vs state

$34,533

Per Capita Income

15.4%

Poverty Rate

3.5%

Unemployment Rate

21.8 min

Mean Commute Time

How ZIP 45449 ranks nationally

Dayton, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,800 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.3%
Bachelor's Degree or Higher 23.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,682

Total Housing Units

8,265

Occupied Units

417

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 59.1%
Renter 40.9%

$163,500

Median Home Value

-17% vs state

$1,039

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.9%

YoY Change (2024)

195

HPI Index (2000 = 100)

+95%

Total Change Since 2000

Home values in ZIP 45449 have increased 17.9% over the past year (2024). Since 2000, this ZIP has seen +95% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 130
2021 +14.1% 148
2022 +14.7% 170
2023 -2.5% 166
2024 +17.9% 195

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 300 business establishments in ZIP 45449, employing approximately 5,600 people with a combined annual payroll of $260,902,000.

300

Businesses

5,600

Employees

$260.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 55 18.3%
Accommodation and food services 48 16.0%
Health care and social assistance 33 11.0%
Other services (except public administration) 31 10.3%
Manufacturing 24 8.0%
Administrative and support and waste management and remediation services 21 7.0%
Construction 20 6.7%
Finance and insurance 15 5.0%
Professional, scientific, and technical services 14 4.7%
Wholesale trade 10 3.3%
Transportation and warehousing 8 2.7%
Real estate and rental and leasing 8 2.7%
Information 4 1.3%
Educational services 4 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45449 vs 45439 →

ZIP 45449 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45449 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45449 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45449 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45439 Dayton, OH 10,000 2.8 mi
45342 Miamisburg, OH 36,784 3.0 mi
45459 Dayton, OH 27,749 4.0 mi
45428 Dayton, OH 240 5.5 mi
45429 Dayton, OH 25,885 4.5 mi
45409 Dayton, OH 12,868 5.0 mi
45417 Dayton, OH 31,281 5.5 mi
45406 Dayton, OH 21,914 8.3 mi
45419 Dayton, OH 15,159 5.2 mi
45402 Dayton, OH 11,420 6.8 mi

More ZIP Codes in Montgomery County

45424 standard
Dayton, OH
Pop: 49,930
45342 standard
Miamisburg, OH
Pop: 36,784
45417 standard
Dayton, OH
Pop: 31,281
45458 standard
Dayton, OH
Pop: 29,880
45459 standard
Dayton, OH
Pop: 27,749
45431 standard
Dayton, OH
Pop: 26,315

Related Areas

Montgomery County Dayton, OH Ohio

Frequently Asked Questions

What county is ZIP code 45449 in? ▼
ZIP code 45449 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45449? ▼
ZIP code 45449 in Dayton, OH has a population of 18,175 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45449? ▼
The median household income in ZIP 45449 is $63,800, which is 16% below the national average of $76,288.
What is the average home value in ZIP 45449? ▼
The median home value in ZIP 45449 is $163,500, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 45449? ▼
The largest racial group in ZIP 45449 is White at 70.7%. Hispanic or Latino residents make up 6.8% of the population.
How many businesses are in ZIP code 45449? ▼
ZIP code 45449 has 300 business establishments employing approximately 5,600 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45449? ▼
The top industries by establishment count in ZIP 45449 are: Retail trade (55), Accommodation and food services (48), Health care and social assistance (33). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45449? ▼
According to the FHFA House Price Index, home values in ZIP 45449 increased by 17.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 95%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45449? ▼
In ZIP code 45449, 54.3% of residents aged 25+ have a high school diploma or higher, and 23.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45449? ▼
The mean commute time for workers in ZIP code 45449 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45449? ▼
In ZIP code 45449, approximately 59.1% of occupied housing units are owner-occupied and 40.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45449? ▼
The poverty rate in ZIP code 45449 is 15.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.