ZIP Code 45409
standardSource:
Dayton · Montgomery County · Ohio
- Population
- 12,868
- Median income
- $87,283
- Median home value
- $249,000
- Bachelor's or higher
- 62.7%
- Land area
- 9.0 sq mi
1,435/sq mi
▲ 14% vs US
higher than 70% of US ZIPs
▼ 10% vs US
higher than 57% of US ZIPs
Median age 21
New York
ZIP code 45409 in Dayton, Ohio has a population of 12,868. The median household income is $87,283, which is 14% above the national average. Median home value is $249,000, 10% below the US average. 62.7% of residents hold a bachelor's degree or higher.
ZIP code 45409 is classified by USPS as a standard delivery area and covers roughly 9.0 square miles in Dayton, Montgomery County, Ohio. The area is home to 12,868 residents, producing a population density of 1,435 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45409 against Ohio and the nation.
On the economic side, the median household income for ZIP 45409 sits at $87,283 (20% above the Ohio average), while per-capita income is $28,871. The poverty rate stands at 16.0% and the unemployment rate at 11.1%. On housing, the median home value is $249,000 (26% above the state average) with median rent at $1,038 per month, and 72.2% of occupied units are owner-occupied, a direct signal of whether 45409 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 62.7% of adults hold a bachelor's degree or higher, the median age is 21, and the average commute is 17 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 45409 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45409
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45409.
- Health care and social assistance
Health care and social assistance
67 establishments
- Accommodation and food services
Accommodation and food services
46 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
27 establishments
- Other services (except public administration) 25
Other services (except public administration)
25 establishments
- Retail trade 17
Retail trade
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45409, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
12,868
Population
9.0
Area (sq mi)
1,435
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45409?
21.0
Median Age
47.7%
Male
52.3%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,283
Median Household Income
+20% vs state
$28,871
Per Capita Income
16.0%
Poverty Rate
11.1%
Unemployment Rate
16.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,372
Total Housing Units
3,063
Occupied Units
309
Vacant Units
2.23
Avg Household Size
Occupancy Type
$249,000
Median Home Value
+26% vs state
$1,038
Median Rent
1950
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.6%
YoY Change (2024)
196
HPI Index (2000 = 100)
+96%
Total Change Since 2000
Home values in ZIP 45409 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +96% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 138 |
| 2021 | +10.4% | 153 |
| 2022 | +12.8% | 172 |
| 2023 | +8.9% | 188 |
| 2024 | +4.6% | 196 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 256 business establishments in ZIP 45409, employing approximately 4,820 people with a combined annual payroll of $338,749,000.
256
Businesses
4,820
Employees
$338.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 67 | 26.2% |
| Accommodation and food services | 46 | 18.0% |
| Professional, scientific, and technical services | 27 | 10.6% |
| Other services (except public administration) | 25 | 9.8% |
| Retail trade | 17 | 6.6% |
| Finance and insurance | 13 | 5.1% |
| Manufacturing | 12 | 4.7% |
| Construction | 9 | 3.5% |
| Real estate and rental and leasing | 9 | 3.5% |
| Administrative and support and waste management and remediation services | 9 | 3.5% |
| Wholesale trade | 5 | 1.9% |
| Transportation and warehousing | 5 | 1.9% |
| Information | 4 | 1.6% |
| Educational services | 4 | 1.6% |
| Arts, entertainment, and recreation | 3 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45409 vs 45419 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45419 | Dayton, OH | 15,159 | 1.3 mi |
| 45410 | Dayton, OH | 15,339 | 2.3 mi |
| 45439 | Dayton, OH | 10,000 | 2.3 mi |
| 45402 | Dayton, OH | 11,420 | 2.7 mi |
| 45420 | Dayton, OH | 25,438 | 3.0 mi |
| 45429 | Dayton, OH | 25,885 | 3.1 mi |
| 45403 | Dayton, OH | 15,006 | 3.7 mi |
| 45428 | Dayton, OH | 240 | 4.1 mi |
| 45404 | Dayton, OH | 10,833 | 4.8 mi |
| 45459 | Dayton, OH | 27,749 | 5.4 mi |
More ZIP Codes in Montgomery County
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Frequently Asked Questions
What county is ZIP code 45409 in? ▼
What is the population of ZIP code 45409? ▼
What is the median household income in ZIP 45409? ▼
What is the average home value in ZIP 45409? ▼
What is the demographic makeup of ZIP 45409? ▼
How many businesses are in ZIP code 45409? ▼
What are the main industries in ZIP code 45409? ▼
How have home values changed in ZIP code 45409? ▼
What is the education level in ZIP code 45409? ▼
What is the average commute time in ZIP 45409? ▼
What percentage of residents own vs. rent in ZIP 45409? ▼
What is the poverty rate in ZIP code 45409? ▼
ZIP Code Research Guides
Official Data Resources for Dayton, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.