PlainZIP

Dayton, OH · standard

ZIP Code 45410

Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,339
2,657/sq mi
$46,651
Median income
$110,600
Median home value
22.4%
Bachelor's or higher

The verdict

Dayton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a suburban-density, mixed-tenure area.

11th pct
household income, US ZIPs
13th pct
home value, US ZIPs
2,657
people per sq mi
49%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45410 against every reporting US ZIP.

ZIP code 45410 is a mid-sized community (a standard USPS delivery area) in Dayton, Montgomery County, Ohio, home to 15,339 residents across 5.8 square miles, a density of 2,657 people per square mile, in the New York time zone.

ZIP 45410 reports a modest median household income of $46,651 (36% below the Ohio average), while per-capita income is $27,335. 22.1% of residents live below the poverty line, and the unemployment rate reads 4.5%. Median home value sits at $110,600 (44% below the state average), median rent at $986 a month, and owner-occupancy at 49.3%.

Educational attainment sits below the national norm: 22.4% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 21 minutes. To put 45410 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Montgomery County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45410

Top 5 sectors by establishment count in Dayton, OH

Which industries have the most business establishments in ZIP 45410.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45410, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,339

Population

5.8

Area (sq mi)

2,657

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45410?

33.8

Median Age

52.6%

Male

47.4%

Female

4.5%

Foreign-Born

White 71.4%
African American 12.9%
Asian 2.3%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 6.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,651

Median Household Income

-36% vs state

$27,335

Per Capita Income

22.1%

Poverty Rate

4.5%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 45410 ranks nationally

Dayton, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$46,651 11th percentile higher than 11% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.1%
Bachelor's Degree or Higher 22.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,706

Total Housing Units

6,815

Occupied Units

891

Vacant Units

2.13

Avg Household Size

Occupancy Type

Owner 49.3%
Renter 50.7%

$110,600

Median Home Value

-44% vs state

$986

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.0%

YoY Change (2024)

208

HPI Index (2000 = 100)

+108%

Total Change Since 2000

Home values in ZIP 45410 have increased 4.0% over the past year (2024). Since 2000, this ZIP has seen +108% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.6% 134
2021 +14.4% 154
2022 +17.4% 181
2023 +10.5% 200
2024 +4.0% 208

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 158 business establishments in ZIP 45410, employing approximately 1,981 people with a combined annual payroll of $70,865,000.

158

Businesses

1,981

Employees

$70.9M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 31 19.6%
Accommodation and food services 27 17.1%
Health care and social assistance 23 14.6%
Other services (except public administration) 21 13.3%
Professional, scientific, and technical services 11 7.0%
Administrative and support and waste management and remediation services 10 6.3%
Construction 9 5.7%
Manufacturing 6 3.8%
Real estate and rental and leasing 6 3.8%
Educational services 4 2.5%
Transportation and warehousing 3 1.9%
Finance and insurance 3 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45410 vs 45403 →

ZIP 45410 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45410 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45410 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45410 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45403 Dayton, OH 15,006 1.5 mi
45419 Dayton, OH 15,159 2.4 mi
45404 Dayton, OH 10,833 2.9 mi
45409 Dayton, OH 12,868 2.3 mi
45420 Dayton, OH 25,438 2.5 mi
45402 Dayton, OH 11,420 2.9 mi
45429 Dayton, OH 25,885 4.4 mi
45432 Dayton, OH 15,288 3.9 mi
45431 Dayton, OH 26,315 4.3 mi
45405 Dayton, OH 18,948 4.3 mi

More ZIP Codes in Montgomery County

45424 standard
Dayton, OH
Pop: 49,930
45342 standard
Miamisburg, OH
Pop: 36,784
45417 standard
Dayton, OH
Pop: 31,281
45458 standard
Dayton, OH
Pop: 29,880
45459 standard
Dayton, OH
Pop: 27,749
45431 standard
Dayton, OH
Pop: 26,315

Related Areas

Montgomery County Dayton, OH Ohio

Frequently Asked Questions

What county is ZIP code 45410 in? ▼
ZIP code 45410 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45410? ▼
ZIP code 45410 in Dayton, OH has a population of 15,339 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45410? ▼
The median household income in ZIP 45410 is $46,651, which is 39% below the national average of $76,288.
What is the average home value in ZIP 45410? ▼
The median home value in ZIP 45410 is $110,600, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 45410? ▼
The largest racial group in ZIP 45410 is White at 71.4%. Hispanic or Latino residents make up 6.2% of the population.
How many businesses are in ZIP code 45410? ▼
ZIP code 45410 has 158 business establishments employing approximately 1,981 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45410? ▼
The top industries by establishment count in ZIP 45410 are: Retail trade (31), Accommodation and food services (27), Health care and social assistance (23). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45410? ▼
According to the FHFA House Price Index, home values in ZIP 45410 increased by 4.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 108%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45410? ▼
In ZIP code 45410, 54.1% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45410? ▼
The mean commute time for workers in ZIP code 45410 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45410? ▼
In ZIP code 45410, approximately 49.3% of occupied housing units are owner-occupied and 50.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45410? ▼
The poverty rate in ZIP code 45410 is 22.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.