Residential delivery area · Ohio
ZIP Code 45404: Dayton, OH
ZIP code 45404 is in Dayton, Ohio, entirely in Montgomery County (Census 2020 ZIP-county file). About 9,800 people live there (Census Bureau, ACS 2020-2024), the 22nd most populous of Dayton's 30 residential ZIP codes. Median household income is $38,874 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Dayton (74%) and Riverside (26%).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Dayton · 30 residential ZIPs
- County
- Montgomery County
- Census places
- Dayton (74%); Riverside (26%)
- Metro area
- Dayton-Kettering-Beavercreek, OH
- House district
- OH-10 119th Congress
- State
- Ohio
- Time zone
- Eastern
- Land area
- 7.6 sq mi · 1,300 people per sq mi
- PO Box ZIPs
- 13 more ZIP codes use the name Dayton for PO boxes or single organizations
Where is ZIP code 45404?
45404 centers on 39.788°, -84.153° and covers 7.6 square miles of land plus 0.4 of water. It borders 7 ZIP codes: 45403, 45405, 45402, 45431, 45414, 45424, 45324.
The map draws ZIP code areas only. For the streets inside 45404, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 45404 compare with the rest of Dayton?
| Measure | 45404 | In Dayton | In Montgomery County | In OH |
|---|---|---|---|---|
| People (ACS 2020-2024) | 9,826 | 22nd of 30 | 27th of 39 | 382nd of 1,233 |
| Median household income | $39k | 23rd of 25 | 32nd of 34 | 731st of 755 |
| Median home value | $87k | 21st of 25 | 30th of 34 | 780th of 810 |
Its median household income is higher than in 5% of U.S. residential ZIP codes, and it is denser than 81% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 45404?
The 2020 Census counted 10,730 people in 45404; the ACS, which samples households over 2020-2024, estimates 9,826. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 9,826±1,251 (90% margin)
- 2020 Census count
- 10,730
- Households
- 4,280
- Median age
- 35.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 45404?
Of the 9,826 people the ACS estimates in 45404, 26.0% are under 18 and 15.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (68.8%), then Black (not Hispanic) (20.2%).
- Under 1826.0%
- 18 to 6458.2%
- 65 and older15.7%
- White, not Hispanic68.8%
- Black, not Hispanic20.2%
- Hispanic or Latino7.7%
- Asian, not Hispanic1.7%
- Other or two or more1.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 45404 earn?
Median household income is $38,874 (ACS 2020-2024), the 32nd highest of the 34 ranked ZIP codes in Montgomery County.
- Median household income
- $38,874±$4,421
- Income per person
- $20,337
- Below the poverty line
- 34.5%
- Unemployed (of the labor force)
- 9.3%
- Adults 25+ with a bachelor's degree
- 10.2%
- Adjusted gross income per tax return, 2022
- $37,5834,230 returns; wages 81% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 45404?
FHFA's house price index for 45404, built from repeat sales and appraisals of the same homes, rose 143% from 2015 to 2025 and rose 56% from 2020 to 2025, and moved +2.3% in 2025.
- Median home value (owners' estimate)
- $86,900
- Median gross rent
- $884
- Homes owned by their occupants
- 44.1%
- Housing units
- 4,781
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 45404?
345 business establishments had a location in this ZIP code in 2023, 12 fewer than in 2018; the most are in manufacturing (ZIP Code Business Patterns).
- Manufacturing80
- Wholesale trade41
- Other services (except public administration)37
- Construction33
- Retail trade31
- Health care and social assistance31
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 45404?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 45403 | Dayton | 13,608 | $38k | 1.7 mi |
| 45405 | Dayton | 18,955 | $44k | 3.4 mi |
| 45402 | Dayton | 9,407 | $48k | 3.5 mi |
| 45431 | Dayton | 27,951 | $83k | 4.0 mi |
| 45414 | Dayton | 21,167 | $55k | 4.7 mi |
| 45424 | Dayton | 50,725 | $81k | 5.1 mi |
| 45324 | Fairborn | 41,194 | $65k | 8.4 mi |
| 45423 | Dayton | 0 | – | 2.8 mi (near) |
| 45410 | Dayton | 14,694 | $47k | 2.8 mi (near) |
| 45469 | Dayton | 168 | – | 3.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.