Fairborn, OH · standard
ZIP Code 45324
Greene County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 40,529
- 494/sq mi High-density area
- $64,979
- Median income Near-median income area
- $184,200
- Median home value Near-median home value
- 30.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Fairborn pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.
- 38th pct
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 494
- people per sq mi
- 53%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45324 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45324 (Fairborn, OH) rose +8.6% from 2023 to 2024. The all-transactions index moved from 180.0 in 2023 to 195.4 in 2024 (2000 = 100).
ZIP code 45324 is a densely settled ZIP (a standard USPS delivery area) in Fairborn, Greene County, Ohio, with 40,529 residents across 82.1 square miles, a density of 494 people per square mile, in the New York time zone.
ZIP 45324 reports a modest median household income of $64,979 (11% below the average Ohio ZIP), while per-capita income is $37,485. The poverty rate is 13.6%, with unemployment at 4.2%; those measures add context to the income figure. Median home value is $184,200 (7% below the average Ohio ZIP) and median rent is $1,001; 52.8% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 30.0% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Greene County, so 45324 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45324
Top 5 sectors by establishment count in Fairborn, OH
Which industries have the most business establishments in ZIP 45324.
- Accommodation and food services
Accommodation and food services
101 establishments
- Retail trade
Retail trade
96 establishments
- Health care and social assistance
Health care and social assistance
73 establishments
- Other services (except public administration)
Other services (except public administration)
72 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
63 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45324, Fairborn, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
40,529
Population
82.1
Area (sq mi)
494
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45324?
35.3
Median Age
49.2%
Male
50.8%
Female
5.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,979
Median Household Income
-11% vs state ZIP avg
$37,485
Per Capita Income
13.6%
Poverty Rate
4.2%
Unemployment Rate
21.0 min
Mean Commute Time
How ZIP 45324 ranks nationally
Fairborn, OH household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$64,979 38th percentile higher than 38% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
19,695housing units
19,695
Total Housing Units
18,389
Occupied Units
1,306
Vacant Units
2.16
Avg Household Size
Occupancy Type
$184,200
Median Home Value
-7% vs state ZIP avg
$1,001
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.6%
YoY Change (2024)
195
HPI Index (2000 = 100)
+95%
Total Change Since 2000
Home values in ZIP 45324 have increased 8.6% over the past year (2024). Since 2000, this ZIP has seen +95% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 122 |
| 2021 | +13.4% | 139 |
| 2022 | +14.6% | 159 |
| 2023 | +13.2% | 180 |
| 2024 | +8.6% | 195 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 605 business establishments in ZIP 45324, employing approximately 10,486 people with a combined annual payroll of $651,785,000.
605
Businesses
10,486
Employees
$651.8M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 101 | 16.7% |
| Retail trade | 96 | 15.9% |
| Health care and social assistance | 73 | 12.1% |
| Other services (except public administration) | 72 | 11.9% |
| Professional, scientific, and technical services | 63 | 10.4% |
| Real estate and rental and leasing | 38 | 6.3% |
| Administrative and support and waste management and remediation services | 36 | 6.0% |
| Construction | 26 | 4.3% |
| Finance and insurance | 26 | 4.3% |
| Manufacturing | 15 | 2.5% |
| Information | 15 | 2.5% |
| Wholesale trade | 12 | 2.0% |
| Transportation and warehousing | 10 | 1.6% |
| Educational services | 8 | 1.3% |
| Arts, entertainment, and recreation | 8 | 1.3% |
| Management of companies and enterprises | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45324 vs 45433 →
ZIP 45324 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45424
Dayton (45424)
49,930 residents
- 45324
Fairborn (45324)
40,529 residents
- 45431
Dayton (45431)
26,315 residents
- 45344 16,955
New Carlisle (45344)
16,955 residents
- 45434 12,163
Dayton (45434)
12,163 residents
- 45387 5,169
Yellow Springs (45387)
5,169 residents
- 45323 5,019
Enon (45323)
5,019 residents
- 45341 3,883
Medway (45341)
3,883 residents
- 45433 2,011
Dayton (45433)
2,011 residents
What this shows Among its immediate neighbors, ZIP 45324 ranks #2 by population - useful context the national average alone can't give.
ZIP 45324 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45434
Dayton (45434)
$135,948 median income
- 45387
Yellow Springs (45387)
$96,042 median income
- 45433
Dayton (45433)
$89,615 median income
- 45431
Dayton (45431)
$83,175 median income
- 45323
Enon (45323)
$80,781 median income
- 45424
Dayton (45424)
$80,605 median income
- 45344
New Carlisle (45344)
$78,471 median income
- 45319
Donnelsville (45319)
$67,708 median income
- 45324
Fairborn (45324)
$64,979 median income
What this shows By household income, ZIP 45324 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45433 | Dayton, OH | 2,011 | 3.5 mi |
| 45341 | Medway, OH | 3,883 | 4.0 mi |
| 45323 | Enon, OH | 5,019 | 4.0 mi |
| 45387 | Yellow Springs, OH | 5,169 | 5.9 mi |
| 45434 | Dayton, OH | 12,163 | 7.2 mi |
| 45301 | Alpha, OH | 130 | 7.8 mi |
| 45424 | Dayton, OH | 49,930 | 6.4 mi |
| 45431 | Dayton, OH | 26,315 | 6.1 mi |
| 45319 | Donnelsville, OH | 293 | 7.0 mi |
| 45344 | New Carlisle, OH | 16,955 | 9.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45324, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (40,529 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Greene County
Related Areas
Frequently Asked Questions
What county is ZIP code 45324 in?
ZIP code 45324 (Fairborn) is located in Greene County, Ohio. Greene County contains multiple ZIP codes, see the full list at /counties/greene-oh.
What is the population of ZIP code 45324?
ZIP code 45324 in Fairborn, OH has a population of 40,529 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45324?
The median household income in ZIP 45324 is $64,979, which is 15% below the national average of $76,288.
What is the average home value in ZIP 45324?
The median home value in ZIP 45324 is $184,200, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 45324?
The largest racial group in ZIP 45324 is White at 78.5%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 45324?
ZIP code 45324 has 605 business establishments employing approximately 10,486 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45324?
The top industries by establishment count in ZIP 45324 are: Accommodation and food services (101), Retail trade (96), Health care and social assistance (73). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45324?
According to the FHFA House Price Index, home values in ZIP 45324 increased by 8.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 95%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45324?
In ZIP code 45324, 56.7% of residents aged 25+ have a high school diploma or higher, and 30.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45324?
The mean commute time for workers in ZIP code 45324 is 21.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45324?
In ZIP code 45324, approximately 52.8% of occupied housing units are owner-occupied and 47.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45324?
The poverty rate in ZIP code 45324 is 13.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45324's numbers, next.
- See how ZIP 45324 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fairborn, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.