PlainZIP

Fairborn, OH · standard

ZIP Code 45324

Greene County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

40,529
494/sq mi
$64,979
Median income
$184,200
Median home value
30.0%
Bachelor's or higher

The verdict

Fairborn pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.

38th pct
household income, US ZIPs
39th pct
home value, US ZIPs
494
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45324 against every reporting US ZIP.

ZIP code 45324 is a densely settled ZIP (a standard USPS delivery area) in Fairborn, Greene County, Ohio, with 40,529 residents across 82.1 square miles, a density of 494 people per square mile, in the New York time zone.

ZIP 45324 reports a modest median household income of $64,979 (11% below the Ohio average), while per-capita income is $37,485. 13.6% of residents live below the poverty line, and the unemployment rate reads 4.2%. Housing costs here run $184,200 for a typical home value (7% below the state average), with rent averaging $1,001 a month; 52.8% of homes are owner-occupied.

A solid share of residents have a four-year degree: 30.0% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 21 minutes. To put 45324 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Greene County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45324

Top 5 sectors by establishment count in Fairborn, OH

Which industries have the most business establishments in ZIP 45324.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45324, Fairborn, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

40,529

Population

82.1

Area (sq mi)

494

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45324?

35.3

Median Age

49.2%

Male

50.8%

Female

5.7%

Foreign-Born

White 78.5%
African American 8.6%
Asian 1.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 10.2%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,979

Median Household Income

-11% vs state

$37,485

Per Capita Income

13.6%

Poverty Rate

4.2%

Unemployment Rate

21.0 min

Mean Commute Time

How ZIP 45324 ranks nationally

Fairborn, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,979 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.7%
Bachelor's Degree or Higher 30.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

19,695

Total Housing Units

18,389

Occupied Units

1,306

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 52.8%
Renter 47.2%

$184,200

Median Home Value

-7% vs state

$1,001

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.6%

YoY Change (2024)

195

HPI Index (2000 = 100)

+95%

Total Change Since 2000

Home values in ZIP 45324 have increased 8.6% over the past year (2024). Since 2000, this ZIP has seen +95% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 122
2021 +13.4% 139
2022 +14.6% 159
2023 +13.2% 180
2024 +8.6% 195

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 605 business establishments in ZIP 45324, employing approximately 10,486 people with a combined annual payroll of $651,785,000.

605

Businesses

10,486

Employees

$651.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 101 16.7%
Retail trade 96 15.9%
Health care and social assistance 73 12.1%
Other services (except public administration) 72 11.9%
Professional, scientific, and technical services 63 10.4%
Real estate and rental and leasing 38 6.3%
Administrative and support and waste management and remediation services 36 6.0%
Construction 26 4.3%
Finance and insurance 26 4.3%
Manufacturing 15 2.5%
Information 15 2.5%
Wholesale trade 12 2.0%
Transportation and warehousing 10 1.6%
Educational services 8 1.3%
Arts, entertainment, and recreation 8 1.3%
Management of companies and enterprises 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45324 vs 45433 →

ZIP 45324 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45324 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45324 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45324 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45433 Dayton, OH 2,011 3.5 mi
45341 Medway, OH 3,883 4.0 mi
45323 Enon, OH 5,019 4.0 mi
45387 Yellow Springs, OH 5,169 5.9 mi
45434 Dayton, OH 12,163 7.2 mi
45301 Alpha, OH 130 7.8 mi
45424 Dayton, OH 49,930 6.4 mi
45431 Dayton, OH 26,315 6.1 mi
45319 Donnelsville, OH 293 7.0 mi
45344 New Carlisle, OH 16,955 9.3 mi

More ZIP Codes in Greene County

45385 standard
Xenia, OH
Pop: 37,247
45432 standard
Dayton, OH
Pop: 15,288
45434 standard
Dayton, OH
Pop: 12,163
45305 standard
Bellbrook, OH
Pop: 10,712
45430 standard
Dayton, OH
Pop: 7,402
45335 standard
Jamestown, OH
Pop: 6,939

Related Areas

Greene County Fairborn, OH Ohio

Frequently Asked Questions

What county is ZIP code 45324 in? ▼
ZIP code 45324 (Fairborn) is located in Greene County, Ohio. Greene County contains multiple ZIP codes, see the full list at /counties/greene-oh.
What is the population of ZIP code 45324? ▼
ZIP code 45324 in Fairborn, OH has a population of 40,529 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45324? ▼
The median household income in ZIP 45324 is $64,979, which is 15% below the national average of $76,288.
What is the average home value in ZIP 45324? ▼
The median home value in ZIP 45324 is $184,200, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 45324? ▼
The largest racial group in ZIP 45324 is White at 78.5%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 45324? ▼
ZIP code 45324 has 605 business establishments employing approximately 10,486 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45324? ▼
The top industries by establishment count in ZIP 45324 are: Accommodation and food services (101), Retail trade (96), Health care and social assistance (73). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45324? ▼
According to the FHFA House Price Index, home values in ZIP 45324 increased by 8.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 95%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45324? ▼
In ZIP code 45324, 56.7% of residents aged 25+ have a high school diploma or higher, and 30.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45324? ▼
The mean commute time for workers in ZIP code 45324 is 21.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45324? ▼
In ZIP code 45324, approximately 52.8% of occupied housing units are owner-occupied and 47.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45324? ▼
The poverty rate in ZIP code 45324 is 13.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.