Dayton, OH · standard
ZIP Code 45434
Greene County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,163
- 447/sq mi High-density area
- $135,948
- Median income Above-median income area
- $309,700
- Median home value Above-median home value
- 59.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Dayton pairs a top-decile household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 6%
- household income, US ZIPs
- Top 32%
- home value, US ZIPs
- 447
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45434 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45434 (Dayton, OH) rose +18.0% from 2023 to 2024. The all-transactions index moved from 188.7 in 2023 to 222.7 in 2024 (2000 = 100).
ZIP code 45434 is a mid-sized community (a standard USPS delivery area) in Dayton, Greene County, Ohio, home to 12,163 residents across 27.2 square miles, a density of 447 people per square mile, in the New York time zone.
ZIP 45434 skews affluent, with a median household income of $135,948 (86% above the average Ohio ZIP), while per-capita income is $57,935. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.9% and unemployment is 3.8%. Housing is both higher-cost and owner-heavy: median home value is $309,700 (57% above the average Ohio ZIP), while 91.1% of occupied homes are owner-occupied and median rent is $1,632.
This is a highly-educated ZIP: 59.9% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Greene County, so 45434 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45434
Top 5 sectors by establishment count in Dayton, OH
Which industries have the most business establishments in ZIP 45434.
- Health care and social assistance
Health care and social assistance
40 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
33 establishments
- Retail trade
Retail trade
26 establishments
- Other services (except public administration)
Other services (except public administration)
23 establishments
- Construction
Construction
22 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45434, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
12,163
Population
27.2
Area (sq mi)
447
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45434?
40.5
Median Age
48.6%
Male
51.4%
Female
5.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$135,948
Median Household Income
+86% vs state ZIP avg
$57,935
Per Capita Income
3.9%
Poverty Rate
3.8%
Unemployment Rate
23.9 min
Mean Commute Time
How ZIP 45434 ranks among Ohio ZIPs
Dayton, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$135,948 Top 2% higher than 98% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,897housing units
4,897
Total Housing Units
4,742
Occupied Units
155
Vacant Units
2.64
Avg Household Size
Occupancy Type
$309,700
Median Home Value
+57% vs state ZIP avg
$1,632
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.0%
YoY Change (2024)
223
HPI Index (2000 = 100)
+123%
Total Change Since 2000
Home values in ZIP 45434 have increased 18.0% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.4% | 141 |
| 2021 | +11.4% | 157 |
| 2022 | +15.7% | 182 |
| 2023 | +3.7% | 189 |
| 2024 | +18.0% | 223 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 237 business establishments in ZIP 45434, employing approximately 4,130 people with a combined annual payroll of $230,539,000.
237
Businesses
4,130
Employees
$230.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 40 | 16.9% |
| Professional, scientific, and technical services | 33 | 13.9% |
| Retail trade | 26 | 11.0% |
| Other services (except public administration) | 23 | 9.7% |
| Construction | 22 | 9.3% |
| Administrative and support and waste management and remediation services | 17 | 7.2% |
| Manufacturing | 12 | 5.1% |
| Wholesale trade | 12 | 5.1% |
| Accommodation and food services | 12 | 5.1% |
| Finance and insurance | 11 | 4.6% |
| Real estate and rental and leasing | 11 | 4.6% |
| Transportation and warehousing | 8 | 3.4% |
| Educational services | 4 | 1.7% |
| Information | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45434 vs 45301 →
ZIP 45434 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45324
Fairborn (45324)
40,529 residents
- 45431
Dayton (45431)
26,315 residents
- 45420
Dayton (45420)
25,438 residents
- 45440
Dayton (45440)
20,734 residents
- 45432 15,288
Dayton (45432)
15,288 residents
- 45434 12,163
Dayton (45434)
12,163 residents
- 45305 10,712
Bellbrook (45305)
10,712 residents
- 45430 7,402
Dayton (45430)
7,402 residents
- 45370 2,452
Spring Valley (45370)
2,452 residents
What this shows Among its immediate neighbors, ZIP 45434 ranks #6 by population - useful context the national average alone can't give.
ZIP 45434 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45434
Dayton (45434)
$135,948 median income
- 45305
Bellbrook (45305)
$123,045 median income
- 45370
Spring Valley (45370)
$122,000 median income
- 45430
Dayton (45430)
$115,461 median income
- 45433
Dayton (45433)
$89,615 median income
- 45431
Dayton (45431)
$83,175 median income
- 45432
Dayton (45432)
$83,115 median income
- 45440
Dayton (45440)
$82,383 median income
- 45324
Fairborn (45324)
$64,979 median income
What this shows By household income, ZIP 45434 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45301 | Alpha, OH | 130 | 0.8 mi |
| 45430 | Dayton, OH | 7,402 | 3.0 mi |
| 45432 | Dayton, OH | 15,288 | 3.2 mi |
| 45431 | Dayton, OH | 26,315 | 4.0 mi |
| 45420 | Dayton, OH | 25,438 | 5.4 mi |
| 45370 | Spring Valley, OH | 2,452 | 7.9 mi |
| 45440 | Dayton, OH | 20,734 | 5.0 mi |
| 45433 | Dayton, OH | 2,011 | 6.5 mi |
| 45324 | Fairborn, OH | 40,529 | 7.2 mi |
| 45305 | Bellbrook, OH | 10,712 | 6.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45434, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (12,163 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Greene County
Related Areas
Frequently Asked Questions
What county is ZIP code 45434 in?
ZIP code 45434 (Dayton) is located in Greene County, Ohio. Greene County contains multiple ZIP codes, see the full list at /counties/greene-oh.
What is the population of ZIP code 45434?
ZIP code 45434 in Dayton, OH has a population of 12,163 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45434?
The median household income in ZIP 45434 is $135,948, which is 78% above the national average of $76,288.
What is the average home value in ZIP 45434?
The median home value in ZIP 45434 is $309,700, which is 11% above the national average of $278,155.
What is the demographic makeup of ZIP 45434?
The largest racial group in ZIP 45434 is White at 85.7%. Hispanic or Latino residents make up 5.2% of the population.
How many businesses are in ZIP code 45434?
ZIP code 45434 has 237 business establishments employing approximately 4,130 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45434?
The top industries by establishment count in ZIP 45434 are: Health care and social assistance (40), Professional, scientific, and technical services (33), Retail trade (26). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45434?
According to the FHFA House Price Index, home values in ZIP 45434 increased by 18.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45434?
In ZIP code 45434, 69.6% of residents aged 25+ have a high school diploma or higher, and 59.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45434?
The mean commute time for workers in ZIP code 45434 is 23.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45434?
In ZIP code 45434, approximately 91.1% of occupied housing units are owner-occupied and 8.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45434?
The poverty rate in ZIP code 45434 is 3.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45434's numbers, next.
- See how ZIP 45434 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Dayton, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.