PlainZIP

Dayton, OH · standard

ZIP Code 45434

Greene County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,163
447/sq mi
$135,948
Median income
$309,700
Median home value
59.9%
Bachelor's or higher

The verdict

Dayton pairs a top-decile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 32%
home value, US ZIPs
447
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45434 against every reporting US ZIP.

ZIP code 45434 is a mid-sized community (a standard USPS delivery area) in Dayton, Greene County, Ohio, home to 12,163 residents across 27.2 square miles, a density of 447 people per square mile, in the New York time zone.

ZIP 45434 skews affluent, with a median household income of $135,948 (86% above the Ohio average), while per-capita income is $57,935. Poverty here runs at 3.9%, with unemployment measured at 3.8%. On housing, the median home value is $309,700 (57% above the state average) with median rent at $1,632 per month, and 91.1% of occupied units are owner-occupied.

This is a highly-educated ZIP: 59.9% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Greene County, so you can benchmark 45434 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45434

Top 5 sectors by establishment count in Dayton, OH

Which industries have the most business establishments in ZIP 45434.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45434, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,163

Population

27.2

Area (sq mi)

447

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45434?

40.5

Median Age

48.6%

Male

51.4%

Female

5.5%

Foreign-Born

White 85.7%
African American 4.8%
Asian 3.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 5.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$135,948

Median Household Income

+86% vs state

$57,935

Per Capita Income

3.9%

Poverty Rate

3.8%

Unemployment Rate

23.9 min

Mean Commute Time

How ZIP 45434 ranks nationally

Dayton, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$135,948 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.6%
Bachelor's Degree or Higher 59.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,897

Total Housing Units

4,742

Occupied Units

155

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 91.1%
Renter 8.9%

$309,700

Median Home Value

+57% vs state

$1,632

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.0%

YoY Change (2024)

223

HPI Index (2000 = 100)

+123%

Total Change Since 2000

Home values in ZIP 45434 have increased 18.0% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.4% 141
2021 +11.4% 157
2022 +15.7% 182
2023 +3.7% 189
2024 +18.0% 223

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 237 business establishments in ZIP 45434, employing approximately 4,130 people with a combined annual payroll of $230,539,000.

237

Businesses

4,130

Employees

$230.5M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 40 16.9%
Professional, scientific, and technical services 33 13.9%
Retail trade 26 11.0%
Other services (except public administration) 23 9.7%
Construction 22 9.3%
Administrative and support and waste management and remediation services 17 7.2%
Manufacturing 12 5.1%
Wholesale trade 12 5.1%
Accommodation and food services 12 5.1%
Finance and insurance 11 4.6%
Real estate and rental and leasing 11 4.6%
Transportation and warehousing 8 3.4%
Educational services 4 1.7%
Information 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45434 vs 45301 →

ZIP 45434 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45434 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45434 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45434 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45301 Alpha, OH 130 0.8 mi
45430 Dayton, OH 7,402 3.0 mi
45432 Dayton, OH 15,288 3.2 mi
45431 Dayton, OH 26,315 4.0 mi
45420 Dayton, OH 25,438 5.4 mi
45370 Spring Valley, OH 2,452 7.9 mi
45440 Dayton, OH 20,734 5.0 mi
45433 Dayton, OH 2,011 6.5 mi
45324 Fairborn, OH 40,529 7.2 mi
45305 Bellbrook, OH 10,712 6.6 mi

More ZIP Codes in Greene County

45324 standard
Fairborn, OH
Pop: 40,529
45385 standard
Xenia, OH
Pop: 37,247
45432 standard
Dayton, OH
Pop: 15,288
45305 standard
Bellbrook, OH
Pop: 10,712
45430 standard
Dayton, OH
Pop: 7,402
45335 standard
Jamestown, OH
Pop: 6,939

Related Areas

Greene County Dayton, OH Ohio

Frequently Asked Questions

What county is ZIP code 45434 in? ▼
ZIP code 45434 (Dayton) is located in Greene County, Ohio. Greene County contains multiple ZIP codes, see the full list at /counties/greene-oh.
What is the population of ZIP code 45434? ▼
ZIP code 45434 in Dayton, OH has a population of 12,163 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45434? ▼
The median household income in ZIP 45434 is $135,948, which is 78% above the national average of $76,288.
What is the average home value in ZIP 45434? ▼
The median home value in ZIP 45434 is $309,700, which is 11% above the national average of $278,155.
What is the demographic makeup of ZIP 45434? ▼
The largest racial group in ZIP 45434 is White at 85.7%. Hispanic or Latino residents make up 5.2% of the population.
How many businesses are in ZIP code 45434? ▼
ZIP code 45434 has 237 business establishments employing approximately 4,130 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45434? ▼
The top industries by establishment count in ZIP 45434 are: Health care and social assistance (40), Professional, scientific, and technical services (33), Retail trade (26). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45434? ▼
According to the FHFA House Price Index, home values in ZIP 45434 increased by 18.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45434? ▼
In ZIP code 45434, 69.6% of residents aged 25+ have a high school diploma or higher, and 59.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45434? ▼
The mean commute time for workers in ZIP code 45434 is 23.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45434? ▼
In ZIP code 45434, approximately 91.1% of occupied housing units are owner-occupied and 8.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45434? ▼
The poverty rate in ZIP code 45434 is 3.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.