PlainZIP

Bellbrook, OH · standard

ZIP Code 45305

Greene County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,712
286/sq mi
$123,045
Median income
$329,500
Median home value
52.7%
Bachelor's or higher

The verdict

Bellbrook pairs a top-decile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 29%
home value, US ZIPs
286
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45305 against every reporting US ZIP.

ZIP code 45305 is a mid-sized community (a standard USPS delivery area) in Bellbrook, Greene County, Ohio, home to 10,712 residents across 37.4 square miles, a density of 286 people per square mile, in the New York time zone.

ZIP 45305 skews affluent, with a median household income of $123,045 (69% above the Ohio average), while per-capita income is $54,633. The poverty rate stands at 4.0% and the unemployment rate at 0.7%. Median home value sits at $329,500 (67% above the state average), median rent at $1,355 a month, and owner-occupancy at 81.5%.

This is a highly-educated ZIP: 52.7% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 22 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Greene County, letting you compare 45305 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45305

Top 5 sectors by establishment count in Bellbrook, OH

Which industries have the most business establishments in ZIP 45305.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45305, Bellbrook, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,712

Population

37.4

Area (sq mi)

286

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45305?

40.4

Median Age

49.5%

Male

50.5%

Female

4.5%

Foreign-Born

White 86.6%
African American 0.6%
Asian 5.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$123,045

Median Household Income

+69% vs state

$54,633

Per Capita Income

4.0%

Poverty Rate

0.7%

Unemployment Rate

21.9 min

Mean Commute Time

How ZIP 45305 ranks nationally

Bellbrook, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$123,045 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.1%
Bachelor's Degree or Higher 52.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,447

Total Housing Units

4,363

Occupied Units

84

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 81.5%
Renter 18.5%

$329,500

Median Home Value

+67% vs state

$1,355

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.9%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 45305 have increased 7.9% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 145
2021 +10.4% 160
2022 +12.5% 180
2023 +7.7% 194
2024 +7.9% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 180 business establishments in ZIP 45305, employing approximately 1,274 people with a combined annual payroll of $48,111,000.

180

Businesses

1,274

Employees

$48.1M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 26 14.4%
Retail trade 24 13.3%
Professional, scientific, and technical services 23 12.8%
Construction 19 10.6%
Other services (except public administration) 19 10.6%
Accommodation and food services 18 10.0%
Finance and insurance 15 8.3%
Administrative and support and waste management and remediation services 13 7.2%
Real estate and rental and leasing 8 4.4%
Manufacturing 4 2.2%
Transportation and warehousing 3 1.7%
Arts, entertainment, and recreation 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45305 vs 45440 →

ZIP 45305 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45305 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45305 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45305 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45440 Dayton, OH 20,734 2.9 mi
45370 Spring Valley, OH 2,452 3.3 mi
45430 Dayton, OH 7,402 5.4 mi
45459 Dayton, OH 27,749 4.9 mi
45432 Dayton, OH 15,288 7.2 mi
45458 Dayton, OH 29,880 4.8 mi
45068 Waynesville, OH 10,479 7.5 mi
45431 Dayton, OH 26,315 9.0 mi
45429 Dayton, OH 25,885 5.5 mi
45301 Alpha, OH 130 6.1 mi

More ZIP Codes in Greene County

45324 standard
Fairborn, OH
Pop: 40,529
45385 standard
Xenia, OH
Pop: 37,247
45432 standard
Dayton, OH
Pop: 15,288
45434 standard
Dayton, OH
Pop: 12,163
45430 standard
Dayton, OH
Pop: 7,402
45335 standard
Jamestown, OH
Pop: 6,939

Related Areas

Greene County Bellbrook, OH Ohio

Frequently Asked Questions

What county is ZIP code 45305 in? ▼
ZIP code 45305 (Bellbrook) is located in Greene County, Ohio. Greene County contains multiple ZIP codes, see the full list at /counties/greene-oh.
What is the population of ZIP code 45305? ▼
ZIP code 45305 in Bellbrook, OH has a population of 10,712 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45305? ▼
The median household income in ZIP 45305 is $123,045, which is 61% above the national average of $76,288.
What is the average home value in ZIP 45305? ▼
The median home value in ZIP 45305 is $329,500, which is 18% above the national average of $278,155.
What is the demographic makeup of ZIP 45305? ▼
The largest racial group in ZIP 45305 is White at 86.6%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 45305? ▼
ZIP code 45305 has 180 business establishments employing approximately 1,274 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45305? ▼
The top industries by establishment count in ZIP 45305 are: Health care and social assistance (26), Retail trade (24), Professional, scientific, and technical services (23). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45305? ▼
According to the FHFA House Price Index, home values in ZIP 45305 increased by 7.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45305? ▼
In ZIP code 45305, 71.1% of residents aged 25+ have a high school diploma or higher, and 52.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45305? ▼
The mean commute time for workers in ZIP code 45305 is 21.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45305? ▼
In ZIP code 45305, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45305? ▼
The poverty rate in ZIP code 45305 is 4.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.