Bellbrook, OH · standard
ZIP Code 45305
Greene County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,712
- 286/sq mi High-density area
- $123,045
- Median income Above-median income area
- $329,500
- Median home value Above-median home value
- 52.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bellbrook pairs a top-decile household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 9%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 286
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45305 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45305 (Bellbrook, OH) rose +7.9% from 2023 to 2024. The all-transactions index moved from 193.8 in 2023 to 209.1 in 2024 (2000 = 100).
ZIP code 45305 is a mid-sized community (a standard USPS delivery area) in Bellbrook, Greene County, Ohio, home to 10,712 residents across 37.4 square miles, a density of 286 people per square mile, in the New York time zone.
ZIP 45305 skews affluent, with a median household income of $123,045 (69% above the average Ohio ZIP), while per-capita income is $54,633. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.0% and unemployment is 0.7%. Housing is both higher-cost and owner-heavy: median home value is $329,500 (67% above the average Ohio ZIP), while 81.5% of occupied homes are owner-occupied and median rent is $1,355.
This is a highly-educated ZIP: 52.7% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Greene County, so 45305 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45305
Top 5 sectors by establishment count in Bellbrook, OH
Which industries have the most business establishments in ZIP 45305.
- Health care and social assistance
Health care and social assistance
26 establishments
- Retail trade
Retail trade
24 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
23 establishments
- Construction
Construction
19 establishments
- Other services (except public administration)
Other services (except public administration)
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45305, Bellbrook, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
10,712
Population
37.4
Area (sq mi)
286
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45305?
40.4
Median Age
49.5%
Male
50.5%
Female
4.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$123,045
Median Household Income
+69% vs state ZIP avg
$54,633
Per Capita Income
4.0%
Poverty Rate
0.7%
Unemployment Rate
21.9 min
Mean Commute Time
How ZIP 45305 ranks among Ohio ZIPs
Bellbrook, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$123,045 Top 4% higher than 96% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,447housing units
4,447
Total Housing Units
4,363
Occupied Units
84
Vacant Units
2.63
Avg Household Size
Occupancy Type
$329,500
Median Home Value
+67% vs state ZIP avg
$1,355
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.9%
YoY Change (2024)
209
HPI Index (2000 = 100)
+109%
Total Change Since 2000
Home values in ZIP 45305 have increased 7.9% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.9% | 145 |
| 2021 | +10.4% | 160 |
| 2022 | +12.5% | 180 |
| 2023 | +7.7% | 194 |
| 2024 | +7.9% | 209 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 180 business establishments in ZIP 45305, employing approximately 1,274 people with a combined annual payroll of $48,111,000.
180
Businesses
1,274
Employees
$48.1M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 26 | 14.4% |
| Retail trade | 24 | 13.3% |
| Professional, scientific, and technical services | 23 | 12.8% |
| Construction | 19 | 10.6% |
| Other services (except public administration) | 19 | 10.6% |
| Accommodation and food services | 18 | 10.0% |
| Finance and insurance | 15 | 8.3% |
| Administrative and support and waste management and remediation services | 13 | 7.2% |
| Real estate and rental and leasing | 8 | 4.4% |
| Manufacturing | 4 | 2.2% |
| Transportation and warehousing | 3 | 1.7% |
| Arts, entertainment, and recreation | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45305 vs 45440 →
ZIP 45305 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45458
Dayton (45458)
29,880 residents
- 45459
Dayton (45459)
27,749 residents
- 45431
Dayton (45431)
26,315 residents
- 45429
Dayton (45429)
25,885 residents
- 45440
Dayton (45440)
20,734 residents
- 45432
Dayton (45432)
15,288 residents
- 45305 10,712
Bellbrook (45305)
10,712 residents
- 45068 10,479
Waynesville (45068)
10,479 residents
- 45430 7,402
Dayton (45430)
7,402 residents
What this shows Among its immediate neighbors, ZIP 45305 ranks #7 by population - useful context the national average alone can't give.
ZIP 45305 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45305
Bellbrook (45305)
$123,045 median income
- 45370
Spring Valley (45370)
$122,000 median income
- 45430
Dayton (45430)
$115,461 median income
- 45458
Dayton (45458)
$110,150 median income
- 45068
Waynesville (45068)
$96,147 median income
- 45459
Dayton (45459)
$89,592 median income
- 45431
Dayton (45431)
$83,175 median income
- 45432
Dayton (45432)
$83,115 median income
- 45440
Dayton (45440)
$82,383 median income
What this shows By household income, ZIP 45305 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45440 | Dayton, OH | 20,734 | 2.9 mi |
| 45370 | Spring Valley, OH | 2,452 | 3.3 mi |
| 45430 | Dayton, OH | 7,402 | 5.4 mi |
| 45459 | Dayton, OH | 27,749 | 4.9 mi |
| 45432 | Dayton, OH | 15,288 | 7.2 mi |
| 45458 | Dayton, OH | 29,880 | 4.8 mi |
| 45068 | Waynesville, OH | 10,479 | 7.5 mi |
| 45431 | Dayton, OH | 26,315 | 9.0 mi |
| 45429 | Dayton, OH | 25,885 | 5.5 mi |
| 45301 | Alpha, OH | 130 | 6.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45305, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (10,712 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Greene County
Related Areas
Frequently Asked Questions
What county is ZIP code 45305 in?
ZIP code 45305 (Bellbrook) is located in Greene County, Ohio. Greene County contains multiple ZIP codes, see the full list at /counties/greene-oh.
What is the population of ZIP code 45305?
ZIP code 45305 in Bellbrook, OH has a population of 10,712 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45305?
The median household income in ZIP 45305 is $123,045, which is 61% above the national average of $76,288.
What is the average home value in ZIP 45305?
The median home value in ZIP 45305 is $329,500, which is 18% above the national average of $278,155.
What is the demographic makeup of ZIP 45305?
The largest racial group in ZIP 45305 is White at 86.6%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 45305?
ZIP code 45305 has 180 business establishments employing approximately 1,274 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45305?
The top industries by establishment count in ZIP 45305 are: Health care and social assistance (26), Retail trade (24), Professional, scientific, and technical services (23). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45305?
According to the FHFA House Price Index, home values in ZIP 45305 increased by 7.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45305?
In ZIP code 45305, 71.1% of residents aged 25+ have a high school diploma or higher, and 52.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45305?
The mean commute time for workers in ZIP code 45305 is 21.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45305?
In ZIP code 45305, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45305?
The poverty rate in ZIP code 45305 is 4.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45305's numbers, next.
- See how ZIP 45305 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bellbrook, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.