PlainZIP

Dayton, OH · standard

ZIP Code 45430

Greene County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,402
569/sq mi
$115,461
Median income
$278,500
Median home value
51.7%
Bachelor's or higher

The verdict

Dayton pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 37%
home value, US ZIPs
569
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45430 against every reporting US ZIP.

ZIP code 45430 is a mid-sized community (a standard USPS delivery area) in Dayton, Greene County, Ohio, home to 7,402 residents across 13.0 square miles, a density of 569 people per square mile, in the New York time zone.

ZIP 45430 skews affluent, with a median household income of $115,461 (58% above the Ohio average), while per-capita income is $51,500. The poverty rate stands at 3.5% and the unemployment rate at 6.5%. On housing, the median home value is $278,500 (41% above the state average) with median rent at $1,597 per month, and 81.5% of occupied units are owner-occupied.

This is a highly-educated ZIP: 51.7% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Greene County, so you can benchmark 45430 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45430

Top 5 sectors by establishment count in Dayton, OH

Which industries have the most business establishments in ZIP 45430.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45430, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,402

Population

13.0

Area (sq mi)

569

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45430?

43.6

Median Age

54.7%

Male

45.3%

Female

4.5%

Foreign-Born

White 87.1%
African American 2.8%
Asian 2.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 4.8%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$115,461

Median Household Income

+58% vs state

$51,500

Per Capita Income

3.5%

Poverty Rate

6.5%

Unemployment Rate

21.6 min

Mean Commute Time

How ZIP 45430 ranks nationally

Dayton, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$115,461 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.8%
Bachelor's Degree or Higher 51.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,108

Total Housing Units

2,991

Occupied Units

117

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 81.5%
Renter 18.5%

$278,500

Median Home Value

+41% vs state

$1,597

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.2%

YoY Change (2024)

205

HPI Index (2000 = 100)

+105%

Total Change Since 2000

Home values in ZIP 45430 have increased 3.2% over the past year (2024). Since 2000, this ZIP has seen +105% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 143
2021 +10.7% 159
2022 +11.8% 177
2023 +11.9% 198
2024 +3.2% 205

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 141 business establishments in ZIP 45430, employing approximately 4,246 people with a combined annual payroll of $337,008,000.

141

Businesses

4,246

Employees

$337.0M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 32 22.7%
Other services (except public administration) 20 14.2%
Construction 15 10.6%
Administrative and support and waste management and remediation services 15 10.6%
Retail trade 11 7.8%
Real estate and rental and leasing 10 7.1%
Finance and insurance 9 6.4%
Accommodation and food services 8 5.7%
Manufacturing 7 5.0%
Health care and social assistance 7 5.0%
Arts, entertainment, and recreation 4 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45430 vs 45432 →

ZIP 45430 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45430 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45430 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45430 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45432 Dayton, OH 15,288 1.8 mi
45420 Dayton, OH 25,438 2.5 mi
45440 Dayton, OH 20,734 2.8 mi
45431 Dayton, OH 26,315 3.6 mi
45301 Alpha, OH 130 3.3 mi
45434 Dayton, OH 12,163 3.0 mi
45305 Bellbrook, OH 10,712 5.4 mi
45419 Dayton, OH 15,159 4.4 mi
45429 Dayton, OH 25,885 4.5 mi
45410 Dayton, OH 15,339 4.6 mi

More ZIP Codes in Greene County

45324 standard
Fairborn, OH
Pop: 40,529
45385 standard
Xenia, OH
Pop: 37,247
45432 standard
Dayton, OH
Pop: 15,288
45434 standard
Dayton, OH
Pop: 12,163
45305 standard
Bellbrook, OH
Pop: 10,712
45335 standard
Jamestown, OH
Pop: 6,939

Related Areas

Greene County Dayton, OH Ohio

Frequently Asked Questions

What county is ZIP code 45430 in? ▼
ZIP code 45430 (Dayton) is located in Greene County, Ohio. Greene County contains multiple ZIP codes, see the full list at /counties/greene-oh.
What is the population of ZIP code 45430? ▼
ZIP code 45430 in Dayton, OH has a population of 7,402 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45430? ▼
The median household income in ZIP 45430 is $115,461, which is 51% above the national average of $76,288.
What is the average home value in ZIP 45430? ▼
The median home value in ZIP 45430 is $278,500, which is 0% above the national average of $278,155.
What is the demographic makeup of ZIP 45430? ▼
The largest racial group in ZIP 45430 is White at 87.1%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 45430? ▼
ZIP code 45430 has 141 business establishments employing approximately 4,246 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45430? ▼
The top industries by establishment count in ZIP 45430 are: Professional, scientific, and technical services (32), Other services (except public administration) (20), Construction (15). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 45430? ▼
According to the FHFA House Price Index, home values in ZIP 45430 increased by 3.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 105%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45430? ▼
In ZIP code 45430, 68.8% of residents aged 25+ have a high school diploma or higher, and 51.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45430? ▼
The mean commute time for workers in ZIP code 45430 is 21.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45430? ▼
In ZIP code 45430, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45430? ▼
The poverty rate in ZIP code 45430 is 3.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.