ZIP Code 45405
standardSource:
Dayton · Montgomery County · Ohio
- Population
- 18,948
- Median income
- $43,973
- Median home value
- $84,200
- Bachelor's or higher
- 20.7%
- Land area
- 10.2 sq mi
1,859/sq mi
▼ 42% vs US
higher than 8% of US ZIPs
▼ 70% vs US
higher than 5% of US ZIPs
Median age 39.9
New York
ZIP code 45405 in Dayton, Ohio has a population of 18,948. The median household income is $43,973, which is 42% below the national average. Median home value is $84,200, 70% below the US average. 20.7% of residents hold a bachelor's degree or higher.
ZIP code 45405 is classified by USPS as a standard delivery area and covers roughly 10.2 square miles in Dayton, Montgomery County, Ohio. The area is home to 18,948 residents, producing a population density of 1,859 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45405 against Ohio and the nation.
On the economic side, the median household income for ZIP 45405 sits at $43,973 (40% below the Ohio average), while per-capita income is $25,140. The poverty rate stands at 25.8% and the unemployment rate at 12.4%. On housing, the median home value is $84,200 (57% below the state average) with median rent at $934 per month, and 36.0% of occupied units are owner-occupied, a direct signal of whether 45405 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 20.7% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 19 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 45405 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45405
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45405.
- Health care and social assistance
Health care and social assistance
43 establishments
- Retail trade
Retail trade
40 establishments
- Other services (except public administration)
Other services (except public administration)
20 establishments
- Accommodation and food services 16
Accommodation and food services
16 establishments
- Finance and insurance 13
Finance and insurance
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45405, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
18,948
Population
10.2
Area (sq mi)
1,859
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45405?
39.9
Median Age
48.2%
Male
51.8%
Female
3.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$43,973
Median Household Income
-40% vs state
$25,140
Per Capita Income
25.8%
Poverty Rate
12.4%
Unemployment Rate
18.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,695
Total Housing Units
8,903
Occupied Units
2,792
Vacant Units
2.09
Avg Household Size
Occupancy Type
$84,200
Median Home Value
-57% vs state
$934
Median Rent
1947
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-9.0%
YoY Change (2024)
136
HPI Index (2000 = 100)
+36%
Total Change Since 2000
Home values in ZIP 45405 have decreased 9.0% over the past year (2024). Since 2000, this ZIP has seen +36% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +13.9% | 97 |
| 2021 | +9.1% | 106 |
| 2022 | +15.8% | 123 |
| 2023 | +21.1% | 149 |
| 2024 | -9.0% | 136 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 180 business establishments in ZIP 45405, employing approximately 3,630 people with a combined annual payroll of $202,488,000.
180
Businesses
3,630
Employees
$202.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 43 | 23.9% |
| Retail trade | 40 | 22.2% |
| Other services (except public administration) | 20 | 11.1% |
| Accommodation and food services | 16 | 8.9% |
| Finance and insurance | 13 | 7.2% |
| Administrative and support and waste management and remediation services | 12 | 6.7% |
| Professional, scientific, and technical services | 7 | 3.9% |
| Construction | 5 | 2.8% |
| Manufacturing | 4 | 2.2% |
| Real estate and rental and leasing | 4 | 2.2% |
| Educational services | 4 | 2.2% |
| Arts, entertainment, and recreation | 4 | 2.2% |
| Wholesale trade | 3 | 1.7% |
| Information | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45405 vs 45406 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45406 | Dayton, OH | 21,914 | 1.5 mi |
| 45402 | Dayton, OH | 11,420 | 2.3 mi |
| 45414 | Dayton, OH | 21,055 | 3.5 mi |
| 45404 | Dayton, OH | 10,833 | 2.9 mi |
| 45416 | Dayton, OH | 5,740 | 2.5 mi |
| 45415 | Dayton, OH | 12,631 | 3.6 mi |
| 45403 | Dayton, OH | 15,006 | 4.0 mi |
| 45439 | Dayton, OH | 10,000 | 6.3 mi |
| 45428 | Dayton, OH | 240 | 4.2 mi |
| 45409 | Dayton, OH | 12,868 | 4.9 mi |
More ZIP Codes in Montgomery County
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Frequently Asked Questions
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How many businesses are in ZIP code 45405? ▼
What are the main industries in ZIP code 45405? ▼
How have home values changed in ZIP code 45405? ▼
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What percentage of residents own vs. rent in ZIP 45405? ▼
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ZIP Code Research Guides
Official Data Resources for Dayton, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.