ZIP Code 45416
standardSource:
Dayton · Montgomery County · Ohio
- Population
- 5,740
- Median income
- $46,174
- Median home value
- $81,100
- Bachelor's or higher
- 12.5%
- Land area
- 4.8 sq mi
1,194/sq mi
▼ 39% vs US
higher than 10% of US ZIPs
▼ 71% vs US
higher than 5% of US ZIPs
Median age 41.7
New York
ZIP code 45416 in Dayton, Ohio has a population of 5,740. The median household income is $46,174, which is 39% below the national average. Median home value is $81,100, 71% below the US average. 12.5% of residents hold a bachelor's degree or higher.
ZIP code 45416 is classified by USPS as a standard delivery area and covers roughly 4.8 square miles in Dayton, Montgomery County, Ohio. The area is home to 5,740 residents, producing a population density of 1,194 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45416 against Ohio and the nation.
On the economic side, the median household income for ZIP 45416 sits at $46,174 (37% below the Ohio average), while per-capita income is $26,450. The poverty rate stands at 29.9% and the unemployment rate at 3.6%. On housing, the median home value is $81,100 (59% below the state average) with median rent at $1,190 per month, and 66.3% of occupied units are owner-occupied, a direct signal of whether 45416 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 12.5% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 45416 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45416
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45416.
- Retail trade
Retail trade
17 establishments
- Health care and social assistance
Health care and social assistance
12 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Professional, scientific, and technical services 3
Professional, scientific, and technical services
3 establishments
- Accommodation and food services 3
Accommodation and food services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45416, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,740
Population
4.8
Area (sq mi)
1,194
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45416?
41.7
Median Age
40.9%
Male
59.1%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$46,174
Median Household Income
-37% vs state
$26,450
Per Capita Income
29.9%
Poverty Rate
3.6%
Unemployment Rate
22.1 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,661
Total Housing Units
2,352
Occupied Units
309
Vacant Units
2.31
Avg Household Size
Occupancy Type
$81,100
Median Home Value
-59% vs state
$1,190
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.6%
YoY Change (2024)
174
HPI Index (2000 = 100)
+74%
Total Change Since 2000
Home values in ZIP 45416 have increased 0.6% over the past year (2024). Since 2000, this ZIP has seen +74% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +19.4% | 93 |
| 2021 | +8.8% | 101 |
| 2022 | +38.9% | 140 |
| 2023 | +23.3% | 173 |
| 2024 | +0.6% | 174 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 54 business establishments in ZIP 45416, employing approximately 860 people with a combined annual payroll of $26,942,000.
54
Businesses
860
Employees
$26.9M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 17 | 31.5% |
| Health care and social assistance | 12 | 22.2% |
| Other services (except public administration) | 12 | 22.2% |
| Professional, scientific, and technical services | 3 | 5.6% |
| Accommodation and food services | 3 | 5.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45416 vs 45415 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45415 | Dayton, OH | 12,631 | 1.9 mi |
| 45406 | Dayton, OH | 21,914 | 1.8 mi |
| 45405 | Dayton, OH | 18,948 | 2.5 mi |
| 45426 | Dayton, OH | 15,239 | 3.0 mi |
| 45428 | Dayton, OH | 240 | 4.4 mi |
| 45414 | Dayton, OH | 21,055 | 3.4 mi |
| 45402 | Dayton, OH | 11,420 | 4.2 mi |
| 45417 | Dayton, OH | 31,281 | 5.1 mi |
| 45404 | Dayton, OH | 10,833 | 5.2 mi |
| 45377 | Vandalia, OH | 15,215 | 6.4 mi |
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 45416 in? ▼
What is the population of ZIP code 45416? ▼
What is the median household income in ZIP 45416? ▼
What is the average home value in ZIP 45416? ▼
What is the demographic makeup of ZIP 45416? ▼
How many businesses are in ZIP code 45416? ▼
What are the main industries in ZIP code 45416? ▼
How have home values changed in ZIP code 45416? ▼
What is the education level in ZIP code 45416? ▼
What is the average commute time in ZIP 45416? ▼
What percentage of residents own vs. rent in ZIP 45416? ▼
What is the poverty rate in ZIP code 45416? ▼
ZIP Code Research Guides
Official Data Resources for Dayton, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.