PlainZIP

Dayton, OH · standard

ZIP Code 45415

Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,631
790/sq mi
$81,176
Median income
$188,600
Median home value
32.6%
Bachelor's or higher

The verdict

Dayton pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.

Top 37%
household income, US ZIPs
40th pct
home value, US ZIPs
790
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45415 against every reporting US ZIP.

ZIP code 45415 is a mid-sized community (a standard USPS delivery area) in Dayton, Montgomery County, Ohio, home to 12,631 residents across 16.0 square miles, a density of 790 people per square mile, in the New York time zone.

ZIP 45415 lands in the middle-income range, with a median household income of $81,176 (11% above the Ohio average), while per-capita income is $42,216. The poverty rate stands at 11.4% and the unemployment rate at 3.8%. Housing costs here run $188,600 for a typical home value (4% below the state average), with rent averaging $967 a month; 69.4% of homes are owner-occupied.

A solid share of residents have a four-year degree: 32.6% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is 22 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 45415, plus 6 more within Montgomery County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45415

Top 5 sectors by establishment count in Dayton, OH

Which industries have the most business establishments in ZIP 45415.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45415, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,631

Population

16.0

Area (sq mi)

790

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45415?

45.3

Median Age

47.8%

Male

52.2%

Female

5.5%

Foreign-Born

White 50.5%
African American 40.2%
Asian 1.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.6%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,176

Median Household Income

+11% vs state

$42,216

Per Capita Income

11.4%

Poverty Rate

3.8%

Unemployment Rate

21.6 min

Mean Commute Time

How ZIP 45415 ranks nationally

Dayton, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,176 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.5%
Bachelor's Degree or Higher 32.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,514

Total Housing Units

5,202

Occupied Units

312

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 69.4%
Renter 30.6%

$188,600

Median Home Value

-4% vs state

$967

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.9%

YoY Change (2024)

172

HPI Index (2000 = 100)

+72%

Total Change Since 2000

Home values in ZIP 45415 have increased 13.9% over the past year (2024). Since 2000, this ZIP has seen +72% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.6% 112
2021 +18.8% 133
2022 +13.7% 151
2023 -0.2% 151
2024 +13.9% 172

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 274 business establishments in ZIP 45415, employing approximately 4,015 people with a combined annual payroll of $210,208,000.

274

Businesses

4,015

Employees

$210.2M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 107 39.0%
Retail trade 28 10.2%
Other services (except public administration) 26 9.5%
Accommodation and food services 23 8.4%
Professional, scientific, and technical services 16 5.8%
Administrative and support and waste management and remediation services 15 5.5%
Construction 13 4.7%
Real estate and rental and leasing 12 4.4%
Finance and insurance 9 3.3%
Transportation and warehousing 7 2.5%
Educational services 6 2.2%
Information 5 1.8%
Wholesale trade 4 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45415 vs 45416 →

ZIP 45415 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45415 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45415 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45415 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45416 Dayton, OH 5,740 1.9 mi
45414 Dayton, OH 21,055 2.4 mi
45406 Dayton, OH 21,914 3.6 mi
45405 Dayton, OH 18,948 3.6 mi
45426 Dayton, OH 15,239 3.8 mi
45428 Dayton, OH 240 6.3 mi
45377 Vandalia, OH 15,215 4.6 mi
45315 Clayton, OH 4,377 4.6 mi
45402 Dayton, OH 11,420 5.8 mi
45417 Dayton, OH 31,281 7.0 mi

More ZIP Codes in Montgomery County

45424 standard
Dayton, OH
Pop: 49,930
45342 standard
Miamisburg, OH
Pop: 36,784
45417 standard
Dayton, OH
Pop: 31,281
45458 standard
Dayton, OH
Pop: 29,880
45459 standard
Dayton, OH
Pop: 27,749
45431 standard
Dayton, OH
Pop: 26,315

Related Areas

Montgomery County Dayton, OH Ohio

Frequently Asked Questions

What county is ZIP code 45415 in? ▼
ZIP code 45415 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45415? ▼
ZIP code 45415 in Dayton, OH has a population of 12,631 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45415? ▼
The median household income in ZIP 45415 is $81,176, which is 6% above the national average of $76,288.
What is the average home value in ZIP 45415? ▼
The median home value in ZIP 45415 is $188,600, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 45415? ▼
The largest racial group in ZIP 45415 is White at 50.5%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 45415? ▼
ZIP code 45415 has 274 business establishments employing approximately 4,015 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45415? ▼
The top industries by establishment count in ZIP 45415 are: Health care and social assistance (107), Retail trade (28), Other services (except public administration) (26). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 45415? ▼
According to the FHFA House Price Index, home values in ZIP 45415 increased by 13.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 72%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45415? ▼
In ZIP code 45415, 59.5% of residents aged 25+ have a high school diploma or higher, and 32.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45415? ▼
The mean commute time for workers in ZIP code 45415 is 21.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45415? ▼
In ZIP code 45415, approximately 69.4% of occupied housing units are owner-occupied and 30.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45415? ▼
The poverty rate in ZIP code 45415 is 11.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.