PlainZIP

Englewood, OH · standard

ZIP Code 45322

Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,447
416/sq mi
$75,349
Median income
$179,700
Median home value
27.0%
Bachelor's or higher

The verdict

Englewood pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.

Top 45%
household income, US ZIPs
38th pct
home value, US ZIPs
416
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45322 against every reporting US ZIP.

ZIP code 45322 is a densely settled ZIP (a standard USPS delivery area) in Englewood, Montgomery County, Ohio, with 21,447 residents across 51.6 square miles, a density of 416 people per square mile, in the New York time zone.

ZIP 45322 lands in the middle-income range, with a median household income of $75,349 (3% above the Ohio average), while per-capita income is $45,425. The poverty rate stands at 9.1% and the unemployment rate at 3.4%. On housing, the median home value is $179,700 (9% below the state average) with median rent at $986 per month, and 76.0% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 27.0% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 24 minutes. To put 45322 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Montgomery County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45322

Top 5 sectors by establishment count in Englewood, OH

Which industries have the most business establishments in ZIP 45322.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45322, Englewood, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,447

Population

51.6

Area (sq mi)

416

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45322?

41.4

Median Age

46.3%

Male

53.7%

Female

2.6%

Foreign-Born

White 77.1%
African American 10.4%
Asian 0.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.4%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,349

Median Household Income

+3% vs state

$45,425

Per Capita Income

9.1%

Poverty Rate

3.4%

Unemployment Rate

23.9 min

Mean Commute Time

How ZIP 45322 ranks nationally

Englewood, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,349 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 27.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,317

Total Housing Units

8,988

Occupied Units

329

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 76.0%
Renter 24.0%

$179,700

Median Home Value

-9% vs state

$986

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.5%

YoY Change (2024)

188

HPI Index (2000 = 100)

+88%

Total Change Since 2000

Home values in ZIP 45322 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +88% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 125
2021 +16.0% 145
2022 +12.3% 163
2023 +10.0% 180
2024 +4.5% 188

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 310 business establishments in ZIP 45322, employing approximately 4,025 people with a combined annual payroll of $154,556,000.

310

Businesses

4,025

Employees

$154.6M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 47 15.2%
Retail trade 41 13.2%
Accommodation and food services 41 13.2%
Other services (except public administration) 40 12.9%
Professional, scientific, and technical services 27 8.7%
Construction 26 8.4%
Finance and insurance 22 7.1%
Real estate and rental and leasing 18 5.8%
Manufacturing 12 3.9%
Administrative and support and waste management and remediation services 12 3.9%
Wholesale trade 8 2.6%
Transportation and warehousing 7 2.3%
Arts, entertainment, and recreation 5 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45322 vs 45315 →

ZIP 45322 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45322 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45322 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45322 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45315 Clayton, OH 4,377 2.9 mi
45383 West Milton, OH 7,037 4.1 mi
45354 Phillipsburg, OH 642 3.9 mi
45377 Vandalia, OH 15,215 5.6 mi
45426 Dayton, OH 15,239 6.7 mi
45339 Ludlow Falls, OH 1,234 7.7 mi
45415 Dayton, OH 12,631 5.8 mi
45309 Brookville, OH 12,123 6.2 mi
45361 Potsdam, OH 288 6.4 mi
45416 Dayton, OH 5,740 7.3 mi

More ZIP Codes in Montgomery County

45424 standard
Dayton, OH
Pop: 49,930
45342 standard
Miamisburg, OH
Pop: 36,784
45417 standard
Dayton, OH
Pop: 31,281
45458 standard
Dayton, OH
Pop: 29,880
45459 standard
Dayton, OH
Pop: 27,749
45431 standard
Dayton, OH
Pop: 26,315

Related Areas

Montgomery County Englewood, OH Ohio

Frequently Asked Questions

What county is ZIP code 45322 in? ▼
ZIP code 45322 (Englewood) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45322? ▼
ZIP code 45322 in Englewood, OH has a population of 21,447 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45322? ▼
The median household income in ZIP 45322 is $75,349, which is 1% below the national average of $76,288.
What is the average home value in ZIP 45322? ▼
The median home value in ZIP 45322 is $179,700, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 45322? ▼
The largest racial group in ZIP 45322 is White at 77.1%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 45322? ▼
ZIP code 45322 has 310 business establishments employing approximately 4,025 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45322? ▼
The top industries by establishment count in ZIP 45322 are: Health care and social assistance (47), Retail trade (41), Accommodation and food services (41). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 45322? ▼
According to the FHFA House Price Index, home values in ZIP 45322 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 88%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45322? ▼
In ZIP code 45322, 58.0% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45322? ▼
The mean commute time for workers in ZIP code 45322 is 23.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45322? ▼
In ZIP code 45322, approximately 76.0% of occupied housing units are owner-occupied and 24.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45322? ▼
The poverty rate in ZIP code 45322 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.