Residential delivery area · Ohio

ZIP Code 45322: Englewood, OH

ZIP code 45322 uses the postal name Englewood, Ohio and lies mostly in Montgomery County (77% of its land) with the rest in Miami County (Census 2020 ZIP-county file). About 21,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $75,349 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Clayton (31%), Englewood (21%) and Union (21%); 27% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Ohio, Indiana, Kentucky and Michigan
453sectional center: Dayton, OH (SCF 453)
22delivery area within it
Town
Englewood · its only residential ZIP
County
Montgomery County (77%); Miami County (23%)
Census places
Clayton (31%); Englewood (21%); Union (21%)
Metro area
Dayton-Kettering-Beavercreek, OH
House districts
OH-10 (77%), OH-8 (23%) 119th Congress, by share of land
State
Ohio
Time zone
Eastern
Land area
21.2 sq mi · 987 people per sq mi

Where is ZIP code 45322?

45322 centers on 39.903°, -84.328° and covers 21.2 square miles of land plus 0.1 of water. It borders 7 ZIP codes: 45315, 45383, 45377, 45415, 45309, 45426, 45414.

45309 · Brookville45315 · Clayton45377 · Vandalia45383 · West Milton45414 · Dayton45415 · Dayton45426 · Dayton45322 · Englewood (this ZIP)453224530945414453834537745426453154541545309 · Brookville45315 · Clayton45377 · Vandalia45383 · West Milton45414 · Dayton45415 · Dayton45426 · Dayton45322 · Englewood (this ZIP)453224530945414453834537745426453154541545309 · Brookville45315 · Clayton45377 · Vandalia45383 · West Milton45414 · Dayton45415 · Dayton45426 · Dayton45322 · Englewood (this ZIP)45322453094541445383453774542645315
Shaded by median household income, in national fifths (ACS 2020-2024); 45322 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 45322, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 45322 compare with the rest of Montgomery County?

Rank of 45322 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure45322In Montgomery CountyIn OH
People (ACS 2020-2024)20,88413th of 39202nd of 1,233
Median household income$75k20th of 34321st of 755
Median home value$180k21st of 34469th of 810

Its median household income is higher than in 55% of U.S. residential ZIP codes, and it is denser than 78% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 45322?

The 2020 Census counted 21,185 people in 45322; the ACS, which samples households over 2020-2024, estimates 20,884. Between the 2010 and 2020 censuses its population fell 1.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
20,884
2020 Census count
21,185−1.2% since 2010 (21,447)
Households
8,988
Median age
41.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 45322?

Of the 20,884 people the ACS estimates in 45322, 23.4% are under 18 and 24.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (77.1%), then Black (not Hispanic) (10.4%).

  • Under 1823.4%
  • 18 to 6452.5%
  • 65 and older24.1%
Age of the people of 45322 (ACS 2020-2024, B01001)
  • White, not Hispanic77.1%
  • Black, not Hispanic10.4%
  • Other or two or more9.1%
  • Hispanic or Latino2.5%
  • Asian, not Hispanic0.9%
Race and Hispanic origin in 45322 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 45322 earn?

Median household income is $75,349 (ACS 2020-2024), the 20th highest of the 34 ranked ZIP codes in Montgomery County. It is not measurably different from 2015-2019 ($80,295 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$75,349
Income per person
$45,425
Below the poverty line
9.1%
Unemployed (of the labor force)
3.4%
Adults 25+ with a bachelor's degree
27.0%
Adjusted gross income per tax return, 2022
$63,12510,820 returns; wages 74% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 45322?

FHFA's house price index for 45322, built from repeat sales and appraisals of the same homes, rose 116% from 2015 to 2025 and rose 55% from 2020 to 2025, and moved +5.1% in 2025.

Median home value (owners' estimate)
$179,700
Median gross rent
$986
Homes owned by their occupants
76.0%
Housing units
9,317
0 200 400 600 197619902000201020202025 0 200 400 600 197619902000201020202025 0 200 400 600 197619902000201020202025
Index = 100 in 1976, the first year FHFA reports for 45322; 2025: 574.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 45322?

310 business establishments had a location in this ZIP code in 2023, 5 fewer than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).

  • Health care and social assistance47
  • Retail trade41
  • Accommodation and food services41
  • Other services (except public administration)40
  • Professional, scientific, and technical services27
  • Construction26

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 45322?

ZIP codes that share a boundary with 45322, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
45315Clayton4,905$92k3.2 mi
45383West Milton6,912$67k3.7 mi
45377Vandalia14,888$77k5.8 mi
45415Dayton12,465$81k6.0 mi
45309Brookville11,876$75k6.2 mi
45426Dayton14,114$52k7.1 mi
45414Dayton21,167$55k7.6 mi
45354Phillipsburg553$67k3.8 mi (near)
45361Potsdam253$66k6.2 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.