ZIP Code 45322

standard

Source:

Englewood · Montgomery County · Ohio

Population
21,447

416/sq mi

Median income
$75,349

▼ 1% vs US

higher than 55% of US ZIPs

Median home value
$179,700

▼ 35% vs US

higher than 38% of US ZIPs

Bachelor's or higher
27.0%

Median age 41.4

Land area
51.6 sq mi

New York

ZIP code 45322 in Englewood, Ohio has a population of 21,447. The median household income is $75,349, which is 1% below the national average. Median home value is $179,700, 35% below the US average. 27.0% of residents hold a bachelor's degree or higher.

ZIP code 45322 is classified by USPS as a standard delivery area and covers roughly 51.6 square miles in Englewood, Montgomery County, Ohio. The area is home to 21,447 residents, producing a population density of 416 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45322 against Ohio and the nation.

On the economic side, the median household income for ZIP 45322 sits at $75,349 (3% above the Ohio average), while per-capita income is $45,425. The poverty rate stands at 9.1% and the unemployment rate at 3.4%. On housing, the median home value is $179,700 (9% below the state average) with median rent at $986 per month, and 76.0% of occupied units are owner-occupied, a direct signal of whether 45322 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.0% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 45322 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45322

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45322.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45322, Englewood, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

21,447

Population

51.6

Area (sq mi)

416

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45322?

41.4

Median Age

46.3%

Male

53.7%

Female

2.6%

Foreign-Born

White 77.1%
African American 10.4%
Asian 0.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.4%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,349

Median Household Income

+3% vs state

$45,425

Per Capita Income

9.1%

Poverty Rate

3.4%

Unemployment Rate

23.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 27.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,317

Total Housing Units

8,988

Occupied Units

329

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 76.0%
Renter 24.0%

$179,700

Median Home Value

-9% vs state

$986

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.5%

YoY Change (2024)

188

HPI Index (2000 = 100)

+88%

Total Change Since 2000

Home values in ZIP 45322 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +88% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 125
2021 +16.0% 145
2022 +12.3% 163
2023 +10.0% 180
2024 +4.5% 188

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 310 business establishments in ZIP 45322, employing approximately 4,025 people with a combined annual payroll of $154,556,000.

310

Businesses

4,025

Employees

$154.6M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 47 15.2%
Retail trade 41 13.2%
Accommodation and food services 41 13.2%
Other services (except public administration) 40 12.9%
Professional, scientific, and technical services 27 8.7%
Construction 26 8.4%
Finance and insurance 22 7.1%
Real estate and rental and leasing 18 5.8%
Manufacturing 12 3.9%
Administrative and support and waste management and remediation services 12 3.9%
Wholesale trade 8 2.6%
Transportation and warehousing 7 2.3%
Arts, entertainment, and recreation 5 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45322 vs 45315 →

ZIP Code City Population Distance
45315 Clayton, OH 4,377 2.9 mi
45383 West Milton, OH 7,037 4.1 mi
45354 Phillipsburg, OH 642 3.9 mi
45377 Vandalia, OH 15,215 5.6 mi
45426 Dayton, OH 15,239 6.7 mi
45339 Ludlow Falls, OH 1,234 7.7 mi
45415 Dayton, OH 12,631 5.8 mi
45309 Brookville, OH 12,123 6.2 mi
45361 Potsdam, OH 288 6.4 mi
45416 Dayton, OH 5,740 7.3 mi

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 45322 in?
ZIP code 45322 (Englewood) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45322?
ZIP code 45322 in Englewood, OH has a population of 21,447 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45322?
The median household income in ZIP 45322 is $75,349, which is 1% below the national average of $76,288.
What is the average home value in ZIP 45322?
The median home value in ZIP 45322 is $179,700, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 45322?
The largest racial group in ZIP 45322 is White at 77.1%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 45322?
ZIP code 45322 has 310 business establishments employing approximately 4,025 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45322?
The top industries by establishment count in ZIP 45322 are: Health care and social assistance (47), Retail trade (41), Accommodation and food services (41). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 45322?
According to the FHFA House Price Index, home values in ZIP 45322 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 88%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45322?
In ZIP code 45322, 58.0% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45322?
The mean commute time for workers in ZIP code 45322 is 23.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45322?
In ZIP code 45322, approximately 76.0% of occupied housing units are owner-occupied and 24.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45322?
The poverty rate in ZIP code 45322 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Englewood, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.