Phillipsburg, OH · standard
ZIP Code 45354
Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 642
- 282/sq mi High-density area
- $66,625
- Median income Near-median income area
- $151,000
- Median home value Below-median home value
- 15.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Phillipsburg pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 41st pct
- household income, US ZIPs
- 26th pct
- home value, US ZIPs
- 282
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45354 against every reporting US ZIP.
ZIP code 45354 is a sparsely populated ZIP (a standard USPS delivery area) in Phillipsburg, Montgomery County, Ohio, home to just 642 residents across 2.3 square miles, a density of 282 people per square mile, in the New York time zone.
ZIP 45354 reports a modest median household income of $66,625 (9% below the average Ohio ZIP), while per-capita income is $34,826. The poverty rate is 6.9%, with unemployment at 6.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $151,000 (23% below the average Ohio ZIP), and median rent is $1,458; owner occupancy is 68.6%.
Educational attainment sits below the national norm: 15.9% of adults hold a bachelor's degree or higher, the median age is 53.6, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 45354 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45354, Phillipsburg, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
642
Population
2.3
Area (sq mi)
282
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45354?
53.6
Median Age
46.5%
Male
53.5%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,625
Median Household Income
-9% vs state ZIP avg
$34,826
Per Capita Income
6.9%
Poverty Rate
6.3%
Unemployment Rate
How ZIP 45354 ranks among Ohio ZIPs
Phillipsburg, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$66,625 42nd percentile higher than 42% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
337housing units
337
Total Housing Units
283
Occupied Units
54
Vacant Units
1.95
Avg Household Size
Occupancy Type
$151,000
Median Home Value
-23% vs state ZIP avg
$1,458
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 8 business establishments in ZIP 45354, employing approximately 45 people with a combined annual payroll of $2,330,000.
8
Businesses
45
Employees
$2.3M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 3 | 37.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45354 vs 45361 →
ZIP 45354 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45322
Englewood (45322)
21,447 residents
- 45309
Brookville (45309)
12,123 residents
- 45383 7,037
West Milton (45383)
7,037 residents
- 45315 4,377
Clayton (45315)
4,377 residents
- 45359 1,970
Pleasant Hill (45359)
1,970 residents
- 45337 1,690
Laura (45337)
1,690 residents
- 45339 1,234
Ludlow Falls (45339)
1,234 residents
- 45354 642
Phillipsburg (45354)
642 residents
- 45378 407
Verona (45378)
407 residents
What this shows Among its immediate neighbors, ZIP 45354 ranks #8 by population - useful context the national average alone can't give.
ZIP 45354 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45337
Laura (45337)
$108,162 median income
- 45339
Ludlow Falls (45339)
$97,750 median income
- 45315
Clayton (45315)
$92,333 median income
- 45359
Pleasant Hill (45359)
$77,083 median income
- 45309
Brookville (45309)
$75,409 median income
- 45322
Englewood (45322)
$75,349 median income
- 45378
Verona (45378)
$73,000 median income
- 45354
Phillipsburg (45354)
$66,625 median income
- 45383
West Milton (45383)
$66,620 median income
What this shows By household income, ZIP 45354 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45361 | Potsdam, OH | 288 | 3.8 mi |
| 45322 | Englewood, OH | 21,447 | 3.9 mi |
| 45309 | Brookville, OH | 12,123 | 4.8 mi |
| 45337 | Laura, OH | 1,690 | 4.9 mi |
| 45378 | Verona, OH | 407 | 4.8 mi |
| 45383 | West Milton, OH | 7,037 | 4.6 mi |
| 45315 | Clayton, OH | 4,377 | 4.9 mi |
| 45339 | Ludlow Falls, OH | 1,234 | 7.5 mi |
| 45358 | Pitsburg, OH | 356 | 7.0 mi |
| 45359 | Pleasant Hill, OH | 1,970 | 10.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45354, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 45354 in?
ZIP code 45354 (Phillipsburg) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45354?
ZIP code 45354 in Phillipsburg, OH has a population of 642 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45354?
The median household income in ZIP 45354 is $66,625, which is 13% below the national average of $76,288.
What is the average home value in ZIP 45354?
The median home value in ZIP 45354 is $151,000, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 45354?
The largest racial group in ZIP 45354 is White at 99.8%.
How many businesses are in ZIP code 45354?
ZIP code 45354 has 8 business establishments employing approximately 45 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 45354?
In ZIP code 45354, 60.7% of residents aged 25+ have a high school diploma or higher, and 15.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45354?
In ZIP code 45354, approximately 68.6% of occupied housing units are owner-occupied and 31.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45354?
The poverty rate in ZIP code 45354 is 6.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45354's numbers, next.
- See how ZIP 45354 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Phillipsburg, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.