ZIP Code 45315

standard

Source:

Clayton · Montgomery County · Ohio

Population
4,377

157/sq mi

Median income
$92,333

▲ 21% vs US

higher than 75% of US ZIPs

Median home value
$213,300

▼ 23% vs US

higher than 47% of US ZIPs

Bachelor's or higher
44.1%

Median age 46.4

Land area
27.8 sq mi

New York

ZIP code 45315 in Clayton, Ohio has a population of 4,377. The median household income is $92,333, which is 21% above the national average. Median home value is $213,300, 23% below the US average. 44.1% of residents hold a bachelor's degree or higher.

ZIP code 45315 is classified by USPS as a standard delivery area and covers roughly 27.8 square miles in Clayton, Montgomery County, Ohio. The area is home to 4,377 residents, producing a population density of 157 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45315 against Ohio and the nation.

On the economic side, the median household income for ZIP 45315 sits at $92,333 (26% above the Ohio average), while per-capita income is $51,043. The poverty rate stands at 2.4% and the unemployment rate at 2.3%. On housing, the median home value is $213,300 (8% above the state average) with median rent at $921 per month, and 84.4% of occupied units are owner-occupied, a direct signal of whether 45315 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 44.1% of adults hold a bachelor's degree or higher, the median age is 46.4, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 45315 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45315

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45315.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45315, Clayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,377

Population

27.8

Area (sq mi)

157

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45315?

46.4

Median Age

45.5%

Male

54.5%

Female

1.6%

Foreign-Born

White 71.4%
African American 21.9%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.5%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,333

Median Household Income

+26% vs state

$51,043

Per Capita Income

2.4%

Poverty Rate

2.3%

Unemployment Rate

25.2 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.9%
Bachelor's Degree or Higher 44.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,222

Total Housing Units

2,222

Occupied Units

0

Vacant Units

2.11

Avg Household Size

Occupancy Type

Owner 84.4%
Renter 15.6%

$213,300

Median Home Value

+8% vs state

$921

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.0%

YoY Change (2024)

187

HPI Index (2000 = 100)

+87%

Total Change Since 2000

Home values in ZIP 45315 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +87% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 120
2021 +14.6% 137
2022 +16.8% 160
2023 +13.2% 181
2024 +3.0% 187

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 149 business establishments in ZIP 45315, employing approximately 2,871 people with a combined annual payroll of $127,856,000.

149

Businesses

2,871

Employees

$127.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 20 13.4%
Retail trade 20 13.4%
Manufacturing 16 10.7%
Other services (except public administration) 15 10.1%
Administrative and support and waste management and remediation services 12 8.1%
Wholesale trade 10 6.7%
Professional, scientific, and technical services 10 6.7%
Health care and social assistance 10 6.7%
Real estate and rental and leasing 9 6.0%
Accommodation and food services 8 5.4%
Transportation and warehousing 6 4.0%
Information 4 2.7%
Arts, entertainment, and recreation 4 2.7%
Finance and insurance 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45315 vs 45322 →

ZIP Code City Population Distance
45322 Englewood, OH 21,447 2.9 mi
45426 Dayton, OH 15,239 4.0 mi
45309 Brookville, OH 12,123 4.5 mi
45383 West Milton, OH 7,037 6.9 mi
45415 Dayton, OH 12,631 4.6 mi
45354 Phillipsburg, OH 642 4.9 mi
45416 Dayton, OH 5,740 5.5 mi
45414 Dayton, OH 21,055 6.8 mi
45377 Vandalia, OH 15,215 6.7 mi
45406 Dayton, OH 21,914 7.2 mi

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 45315 in?
ZIP code 45315 (Clayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45315?
ZIP code 45315 in Clayton, OH has a population of 4,377 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45315?
The median household income in ZIP 45315 is $92,333, which is 21% above the national average of $76,288.
What is the average home value in ZIP 45315?
The median home value in ZIP 45315 is $213,300, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 45315?
The largest racial group in ZIP 45315 is White at 71.4%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 45315?
ZIP code 45315 has 149 business establishments employing approximately 2,871 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45315?
The top industries by establishment count in ZIP 45315 are: Construction (20), Retail trade (20), Manufacturing (16). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45315?
According to the FHFA House Price Index, home values in ZIP 45315 increased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 87%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45315?
In ZIP code 45315, 64.9% of residents aged 25+ have a high school diploma or higher, and 44.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45315?
The mean commute time for workers in ZIP code 45315 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45315?
In ZIP code 45315, approximately 84.4% of occupied housing units are owner-occupied and 15.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45315?
The poverty rate in ZIP code 45315 is 2.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Clayton, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.