Residential delivery area · Ohio
ZIP Code 45315: Clayton, OH
ZIP code 45315 is in Clayton, Ohio, entirely in Montgomery County (Census 2020 ZIP-county file). About 4,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $92,333 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Clayton (68%), Englewood (17%) and Trotwood (10%); 5% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Clayton · its only residential ZIP
- County
- Montgomery County
- Census places
- Clayton (68%); Englewood (17%); Trotwood (10%)
- Metro area
- Dayton-Kettering-Beavercreek, OH
- House district
- OH-10 119th Congress
- State
- Ohio
- Time zone
- Eastern
- Land area
- 10.9 sq mi · 451 people per sq mi
Where is ZIP code 45315?
45315 centers on 39.858°, -84.339° and covers 10.9 square miles of land. It borders 3 ZIP codes: 45322, 45309, 45426.
The map draws ZIP code areas only. For the streets inside 45315, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 45315 compare with the rest of Montgomery County?
| Measure | 45315 | In Montgomery County | In OH |
|---|---|---|---|
| People (ACS 2020-2024) | 4,905 | 33rd of 39 | 536th of 1,233 |
| Median household income | $92k | 5th of 34 | 130th of 755 |
| Median home value | $213k | 13th of 34 | 333rd of 810 |
Its median household income is higher than in 75% of U.S. residential ZIP codes, and it is denser than 71% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 45315?
The 2020 Census counted 4,818 people in 45315; the ACS, which samples households over 2020-2024, estimates 4,905. Between the 2010 and 2020 censuses its population grew 10.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 4,905±583 (90% margin)
- 2020 Census count
- 4,818+10.1% since 2010 (4,377)
- Households
- 2,222
- Median age
- 46.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 45315?
Of the 4,905 people the ACS estimates in 45315, 15.8% are under 18 and 28.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (70.2%), then Black (not Hispanic) (21.9%).
- Under 1815.8%
- 18 to 6455.7%
- 65 and older28.5%
- White, not Hispanic70.2%
- Black, not Hispanic21.9%
- Other or two or more5.9%
- Hispanic or Latino1.5%
- Asian, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 45315 earn?
Median household income is $92,333 (ACS 2020-2024), the 5th highest of the 34 ranked ZIP codes in Montgomery County. It is not measurably different from 2015-2019 ($98,904 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $92,333±$18,779
- Income per person
- $51,043
- Below the poverty line
- 2.4%
- Unemployed (of the labor force)
- 2.3%
- Adults 25+ with a bachelor's degree
- 44.1%
- Adjusted gross income per tax return, 2022
- $85,7602,420 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 45315?
FHFA's house price index for 45315, built from repeat sales and appraisals of the same homes, rose 114% from 2015 to 2025 and rose 62% from 2020 to 2025, and moved +4.5% in 2025.
- Median home value (owners' estimate)
- $213,300
- Median gross rent
- $921
- Homes owned by their occupants
- 84.4%
- Housing units
- 2,222
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 45315?
149 business establishments had a location in this ZIP code in 2023, 8 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction20
- Retail trade20
- Manufacturing16
- Other services (except public administration)15
- Administrative and support and waste management and remediation services12
- Wholesale trade10
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 45315?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 45322 | Englewood | 20,884 | $75k | 3.2 mi |
| 45309 | Brookville | 11,876 | $75k | 4.2 mi |
| 45426 | Dayton | 14,114 | $52k | 4.2 mi |
| 45415 | Dayton | 12,465 | $81k | 4.6 mi (near) |
| 45354 | Phillipsburg | 553 | $67k | 4.9 mi (near) |
| 45416 | Dayton | 5,640 | $46k | 5.5 mi (near) |
| 45383 | West Milton | 6,912 | $67k | 6.9 mi (near) |
| 45414 | Dayton | 21,167 | $55k | 6.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.