Residential delivery area · Ohio

ZIP Code 45414: Dayton, OH

ZIP code 45414 uses the postal name Dayton, Ohio and lies entirely in Montgomery County (Census 2020 ZIP-county file). About 21,000 people live there (Census Bureau, ACS 2020-2024), the 9th most populous of Dayton's 30 residential ZIP codes. Median household income is $54,485 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Dayton (22%) and Vandalia (15%), and under 1% in smaller places; 63% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Ohio, Indiana, Kentucky and Michigan
454sectional center: Dayton, OH (SCF 453)
14delivery area within it
Town
Dayton · 30 residential ZIPs
Census places
Dayton (22%); Vandalia (15%)
Metro area
Dayton-Kettering-Beavercreek, OH
House district
OH-10 119th Congress
State
Ohio
Time zone
Eastern
Land area
21.8 sq mi · 973 people per sq mi
PO Box ZIPs
13 more ZIP codes use the name Dayton for PO boxes or single organizations

Where is ZIP code 45414?

45414 centers on 39.839°, -84.211° and covers 21.8 square miles of land plus 0.3 of water. It borders 6 ZIP codes: 45415, 45405, 45377, 45404, 45424, 45322.

45322 · Englewood45377 · Vandalia45404 · Dayton45405 · Dayton45415 · Dayton45424 · Dayton45414 · Dayton (this ZIP)4541445322454244537745404454154540545322 · Englewood45377 · Vandalia45404 · Dayton45405 · Dayton45415 · Dayton45424 · Dayton45414 · Dayton (this ZIP)4541445322454244537745404454154540545322 · Englewood45377 · Vandalia45404 · Dayton45405 · Dayton45415 · Dayton45424 · Dayton45414 · Dayton (this ZIP)454144532245424453774540445405
Shaded by median household income, in national fifths (ACS 2020-2024); 45414 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 45414, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 45414 compare with the rest of Dayton?

Rank of 45414 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure45414In DaytonIn Montgomery CountyIn OH
People (ACS 2020-2024)21,1679th of 3012th of 39195th of 1,233
Median household income$55k15th of 2524th of 34624th of 755
Median home value$182k13th of 2520th of 34454th of 810

Its median household income is higher than in 20% of U.S. residential ZIP codes, and it is denser than 78% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 45414?

The 2020 Census counted 20,693 people in 45414; the ACS, which samples households over 2020-2024, estimates 21,167. Between the 2010 and 2020 censuses its population fell 1.7% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
21,167
2020 Census count
20,693−1.7% since 2010 (21,055)
Households
9,677
Median age
43.2

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 45414?

Of the 21,167 people the ACS estimates in 45414, 20.3% are under 18 and 20.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (73.6%), then Black (not Hispanic) (17.5%).

  • Under 1820.3%
  • 18 to 6458.8%
  • 65 and older20.9%
Age of the people of 45414 (ACS 2020-2024, B01001)
  • White, not Hispanic73.6%
  • Black, not Hispanic17.5%
  • Other or two or more4.6%
  • Hispanic or Latino3.6%
  • Asian, not Hispanic0.7%
Race and Hispanic origin in 45414 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 45414 earn?

Median household income is $54,485 (ACS 2020-2024), the 24th highest of the 34 ranked ZIP codes in Montgomery County. It is not measurably different from 2015-2019 ($56,389 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$54,485±$10,744
Income per person
$36,803
Below the poverty line
19.5%
Unemployed (of the labor force)
6.0%
Adults 25+ with a bachelor's degree
23.7%
Adjusted gross income per tax return, 2022
$67,9569,590 returns; wages 64% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 45414?

FHFA's house price index for 45414, built from repeat sales and appraisals of the same homes, rose 95% from 2015 to 2025 and rose 56% from 2020 to 2025, and moved +2.2% in 2025.

Median home value (owners' estimate)
$182,300
Median gross rent
$904
Homes owned by their occupants
69.7%
Housing units
10,060
0 100 200 300 400 500 197719902000201020202025 0 100 200 300 400 500 197719902000201020202025 0 100 200 300 400 500 197719902000201020202025
Index = 100 in 1977, the first year FHFA reports for 45414; 2025: 469.9. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 45414?

812 business establishments had a location in this ZIP code in 2023, 25 fewer than in 2018; the most are in manufacturing (ZIP Code Business Patterns).

  • Manufacturing98
  • Retail trade97
  • Accommodation and food services87
  • Wholesale trade82
  • Other services (except public administration)81
  • Health care and social assistance72

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 45414?

ZIP codes that share a boundary with 45414, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
45415Dayton12,465$81k2.5 mi
45405Dayton18,955$44k3.3 mi
45377Vandalia14,888$77k4.5 mi
45404Dayton9,826$39k4.7 mi
45424Dayton50,725$81k5.8 mi
45322Englewood20,884$75k7.6 mi
45416Dayton5,640$46k3.3 mi (near)
45406Dayton19,991$42k4.1 mi (near)
45402Dayton9,407$48k5.5 mi (near)
45423Dayton0–5.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.