ZIP Code 45414

standard

Source:

Dayton · Montgomery County · Ohio

Population
21,055

358/sq mi

Median income
$54,485

▼ 29% vs US

higher than 20% of US ZIPs

Median home value
$182,300

▼ 34% vs US

higher than 39% of US ZIPs

Bachelor's or higher
23.7%

Median age 43.2

Land area
58.8 sq mi

New York

ZIP code 45414 in Dayton, Ohio has a population of 21,055. The median household income is $54,485, which is 29% below the national average. Median home value is $182,300, 34% below the US average. 23.7% of residents hold a bachelor's degree or higher.

ZIP code 45414 is classified by USPS as a standard delivery area and covers roughly 58.8 square miles in Dayton, Montgomery County, Ohio. The area is home to 21,055 residents, producing a population density of 358 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45414 against Ohio and the nation.

On the economic side, the median household income for ZIP 45414 sits at $54,485 (25% below the Ohio average), while per-capita income is $36,803. The poverty rate stands at 19.5% and the unemployment rate at 6.0%. On housing, the median home value is $182,300 (8% below the state average) with median rent at $904 per month, and 69.7% of occupied units are owner-occupied, a direct signal of whether 45414 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.7% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 45414 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45414

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45414.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45414, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

21,055

Population

58.8

Area (sq mi)

358

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45414?

43.2

Median Age

46.5%

Male

53.5%

Female

3.2%

Foreign-Born

White 74.9%
African American 17.5%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,485

Median Household Income

-25% vs state

$36,803

Per Capita Income

19.5%

Poverty Rate

6.0%

Unemployment Rate

22.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.9%
Bachelor's Degree or Higher 23.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,060

Total Housing Units

9,677

Occupied Units

383

Vacant Units

2.17

Avg Household Size

Occupancy Type

Owner 69.7%
Renter 30.3%

$182,300

Median Home Value

-8% vs state

$904

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.9%

YoY Change (2024)

178

HPI Index (2000 = 100)

+78%

Total Change Since 2000

Home values in ZIP 45414 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +78% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 116
2021 +13.0% 131
2022 +15.9% 152
2023 +9.6% 166
2024 +6.9% 178

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 812 business establishments in ZIP 45414, employing approximately 16,243 people with a combined annual payroll of $867,427,000.

812

Businesses

16,243

Employees

$867.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Manufacturing 98 12.1%
Retail trade 97 11.9%
Accommodation and food services 87 10.7%
Wholesale trade 82 10.1%
Other services (except public administration) 81 10.0%
Health care and social assistance 72 8.9%
Construction 69 8.5%
Administrative and support and waste management and remediation services 48 5.9%
Finance and insurance 41 5.0%
Professional, scientific, and technical services 37 4.6%
Real estate and rental and leasing 34 4.2%
Transportation and warehousing 31 3.8%
Educational services 11 1.4%
Management of companies and enterprises 9 1.1%
Information 8 1.0%
Arts, entertainment, and recreation 6 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45414 vs 45415 →

ZIP Code City Population Distance
45415 Dayton, OH 12,631 2.4 mi
45405 Dayton, OH 18,948 3.5 mi
45377 Vandalia, OH 15,215 3.8 mi
45416 Dayton, OH 5,740 3.4 mi
45402 Dayton, OH 11,420 5.7 mi
45406 Dayton, OH 21,914 4.3 mi
45404 Dayton, OH 10,833 4.5 mi
45424 Dayton, OH 49,930 5.4 mi
45403 Dayton, OH 15,006 6.1 mi
45315 Clayton, OH 4,377 6.8 mi

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 45414 in?
ZIP code 45414 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45414?
ZIP code 45414 in Dayton, OH has a population of 21,055 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45414?
The median household income in ZIP 45414 is $54,485, which is 29% below the national average of $76,288.
What is the average home value in ZIP 45414?
The median home value in ZIP 45414 is $182,300, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 45414?
The largest racial group in ZIP 45414 is White at 74.9%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 45414?
ZIP code 45414 has 812 business establishments employing approximately 16,243 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45414?
The top industries by establishment count in ZIP 45414 are: Manufacturing (98), Retail trade (97), Accommodation and food services (87). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45414?
According to the FHFA House Price Index, home values in ZIP 45414 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 78%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45414?
In ZIP code 45414, 54.9% of residents aged 25+ have a high school diploma or higher, and 23.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45414?
The mean commute time for workers in ZIP code 45414 is 22.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45414?
In ZIP code 45414, approximately 69.7% of occupied housing units are owner-occupied and 30.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45414?
The poverty rate in ZIP code 45414 is 19.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Dayton, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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