Dayton, OH · standard
ZIP Code 45402
Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,420
- 1,053/sq mi High-density area
- $48,401
- Median income Below-median income area
- $135,700
- Median home value Below-median home value
- 31.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Dayton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, renter-heavy area.
- 12th pct
- household income, US ZIPs
- 21st pct
- home value, US ZIPs
- 1,053
- people per sq mi
- 36%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45402 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45402 (Dayton, OH) rose +6.9% from 2023 to 2024. The all-transactions index moved from 206.5 in 2023 to 220.7 in 2024 (2000 = 100).
ZIP code 45402 is a mid-sized community (a standard USPS delivery area) in Dayton, Montgomery County, Ohio, home to 11,420 residents across 10.8 square miles, a density of 1,053 people per square mile, in the New York time zone.
ZIP 45402 reports a modest median household income of $48,401 (34% below the average Ohio ZIP), while per-capita income is $35,035. The poverty rate is 23.3%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $135,700 (31% below the average Ohio ZIP), and median rent is $1,015; owner occupancy is 35.9%.
A solid share of residents have a four-year degree: 31.0% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 45402 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45402
Top 5 sectors by establishment count in Dayton, OH
Which industries have the most business establishments in ZIP 45402.
- Professional, scientific, and technical services
Professional, scientific, and technical services
157 establishments
- Accommodation and food services
Accommodation and food services
84 establishments
- Health care and social assistance
Health care and social assistance
79 establishments
- Other services (except public administration)
Other services (except public administration)
79 establishments
- Retail trade 53
Retail trade
53 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45402, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,420
Population
10.8
Area (sq mi)
1,053
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45402?
36.2
Median Age
52.9%
Male
47.1%
Female
6.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$48,401
Median Household Income
-34% vs state ZIP avg
$35,035
Per Capita Income
23.3%
Poverty Rate
6.1%
Unemployment Rate
How ZIP 45402 ranks among Ohio ZIPs
Dayton, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$48,401 12th percentile higher than 12% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,434housing units
6,434
Total Housing Units
4,602
Occupied Units
1,832
Vacant Units
1.84
Avg Household Size
Occupancy Type
$135,700
Median Home Value
-31% vs state ZIP avg
$1,015
Median Rent
1941
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.9%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 45402 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 149 |
| 2021 | +0.4% | 150 |
| 2022 | +39.8% | 209 |
| 2023 | -1.4% | 206 |
| 2024 | +6.9% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 698 business establishments in ZIP 45402, employing approximately 22,596 people with a combined annual payroll of $1,583,375,000.
698
Businesses
22,596
Employees
$1.6B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 157 | 22.5% |
| Accommodation and food services | 84 | 12.0% |
| Health care and social assistance | 79 | 11.3% |
| Other services (except public administration) | 79 | 11.3% |
| Retail trade | 53 | 7.6% |
| Wholesale trade | 35 | 5.0% |
| Administrative and support and waste management and remediation services | 32 | 4.6% |
| Finance and insurance | 30 | 4.3% |
| Information | 29 | 4.2% |
| Manufacturing | 25 | 3.6% |
| Construction | 23 | 3.3% |
| Arts, entertainment, and recreation | 22 | 3.1% |
| Real estate and rental and leasing | 19 | 2.7% |
| Management of companies and enterprises | 11 | 1.6% |
| Educational services | 11 | 1.6% |
| Transportation and warehousing | 8 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45402 vs 45405 →
ZIP 45402 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45406
Dayton (45406)
21,914 residents
- 45414
Dayton (45414)
21,055 residents
- 45405
Dayton (45405)
18,948 residents
- 45410
Dayton (45410)
15,339 residents
- 45419
Dayton (45419)
15,159 residents
- 45403
Dayton (45403)
15,006 residents
- 45409
Dayton (45409)
12,868 residents
- 45402
Dayton (45402)
11,420 residents
- 45404
Dayton (45404)
10,833 residents
What this shows Among its immediate neighbors, ZIP 45402 ranks #8 by population - useful context the national average alone can't give.
ZIP 45402 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45419
Dayton (45419)
$92,264 median income
- 45409
Dayton (45409)
$87,283 median income
- 45414
Dayton (45414)
$54,485 median income
- 45439
Dayton (45439)
$52,035 median income
- 45402
Dayton (45402)
$48,401 median income
- 45410
Dayton (45410)
$46,651 median income
- 45405
Dayton (45405)
$43,973 median income
- 45406
Dayton (45406)
$41,796 median income
- 45404
Dayton (45404)
$38,874 median income
What this shows By household income, ZIP 45402 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45405 | Dayton, OH | 18,948 | 2.3 mi |
| 45406 | Dayton, OH | 21,914 | 2.4 mi |
| 45409 | Dayton, OH | 12,868 | 2.7 mi |
| 45410 | Dayton, OH | 15,339 | 2.9 mi |
| 45439 | Dayton, OH | 10,000 | 4.1 mi |
| 45428 | Dayton, OH | 240 | 2.9 mi |
| 45403 | Dayton, OH | 15,006 | 3.4 mi |
| 45404 | Dayton, OH | 10,833 | 3.3 mi |
| 45414 | Dayton, OH | 21,055 | 5.7 mi |
| 45419 | Dayton, OH | 15,159 | 3.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45402, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,420 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 45402 in?
ZIP code 45402 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45402?
ZIP code 45402 in Dayton, OH has a population of 11,420 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45402?
The median household income in ZIP 45402 is $48,401, which is 37% below the national average of $76,288.
What is the average home value in ZIP 45402?
The median home value in ZIP 45402 is $135,700, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 45402?
The largest racial group in ZIP 45402 is African American at 54.0%. Hispanic or Latino residents make up 5.8% of the population.
How many businesses are in ZIP code 45402?
ZIP code 45402 has 698 business establishments employing approximately 22,596 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45402?
The top industries by establishment count in ZIP 45402 are: Professional, scientific, and technical services (157), Accommodation and food services (84), Health care and social assistance (79). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45402?
According to the FHFA House Price Index, home values in ZIP 45402 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45402?
In ZIP code 45402, 57.4% of residents aged 25+ have a high school diploma or higher, and 31.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45402?
In ZIP code 45402, approximately 35.9% of occupied housing units are owner-occupied and 64.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45402?
The poverty rate in ZIP code 45402 is 23.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45402's numbers, next.
- See how ZIP 45402 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Dayton, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.