PlainZIP

Dayton, OH · standard

ZIP Code 45402

Montgomery County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,420
1,053/sq mi
$48,401
Median income
$135,700
Median home value
31.0%
Bachelor's or higher

The verdict

Dayton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, renter-heavy area.

12th pct
household income, US ZIPs
21th pct
home value, US ZIPs
1,053
people per sq mi
36%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45402 against every reporting US ZIP.

ZIP code 45402 is a mid-sized community (a standard USPS delivery area) in Dayton, Montgomery County, Ohio, home to 11,420 residents across 10.8 square miles, a density of 1,053 people per square mile, in the New York time zone.

ZIP 45402 reports a modest median household income of $48,401 (34% below the Ohio average), while per-capita income is $35,035. The poverty rate stands at 23.3% and the unemployment rate at 6.1%. Housing costs here run $135,700 for a typical home value (31% below the state average), with rent averaging $1,015 a month; 35.9% of homes are owner-occupied.

A solid share of residents have a four-year degree: 31.0% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 45402 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45402

Top 5 sectors by establishment count in Dayton, OH

Which industries have the most business establishments in ZIP 45402.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45402, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,420

Population

10.8

Area (sq mi)

1,053

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45402?

36.2

Median Age

52.9%

Male

47.1%

Female

6.3%

Foreign-Born

White 35.8%
African American 54.0%
Asian 0.5%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 5.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,401

Median Household Income

-34% vs state

$35,035

Per Capita Income

23.3%

Poverty Rate

6.1%

Unemployment Rate

How ZIP 45402 ranks nationally

Dayton, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,401 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.4%
Bachelor's Degree or Higher 31.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,434

Total Housing Units

4,602

Occupied Units

1,832

Vacant Units

1.84

Avg Household Size

Occupancy Type

Owner 35.9%
Renter 64.1%

$135,700

Median Home Value

-31% vs state

$1,015

Median Rent

1941

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.9%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 45402 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 149
2021 +0.4% 150
2022 +39.8% 209
2023 -1.4% 206
2024 +6.9% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 698 business establishments in ZIP 45402, employing approximately 22,596 people with a combined annual payroll of $1,583,375,000.

698

Businesses

22,596

Employees

$1.6B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 157 22.5%
Accommodation and food services 84 12.0%
Health care and social assistance 79 11.3%
Other services (except public administration) 79 11.3%
Retail trade 53 7.6%
Wholesale trade 35 5.0%
Administrative and support and waste management and remediation services 32 4.6%
Finance and insurance 30 4.3%
Information 29 4.2%
Manufacturing 25 3.6%
Construction 23 3.3%
Arts, entertainment, and recreation 22 3.1%
Real estate and rental and leasing 19 2.7%
Management of companies and enterprises 11 1.6%
Educational services 11 1.6%
Transportation and warehousing 8 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45402 vs 45405 →

ZIP 45402 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45402 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45402 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45402 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45405 Dayton, OH 18,948 2.3 mi
45406 Dayton, OH 21,914 2.4 mi
45409 Dayton, OH 12,868 2.7 mi
45410 Dayton, OH 15,339 2.9 mi
45439 Dayton, OH 10,000 4.1 mi
45428 Dayton, OH 240 2.9 mi
45403 Dayton, OH 15,006 3.4 mi
45404 Dayton, OH 10,833 3.3 mi
45414 Dayton, OH 21,055 5.7 mi
45419 Dayton, OH 15,159 3.9 mi

More ZIP Codes in Montgomery County

45424 standard
Dayton, OH
Pop: 49,930
45342 standard
Miamisburg, OH
Pop: 36,784
45417 standard
Dayton, OH
Pop: 31,281
45458 standard
Dayton, OH
Pop: 29,880
45459 standard
Dayton, OH
Pop: 27,749
45431 standard
Dayton, OH
Pop: 26,315

Related Areas

Montgomery County Dayton, OH Ohio

Frequently Asked Questions

What county is ZIP code 45402 in? ▼
ZIP code 45402 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45402? ▼
ZIP code 45402 in Dayton, OH has a population of 11,420 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45402? ▼
The median household income in ZIP 45402 is $48,401, which is 37% below the national average of $76,288.
What is the average home value in ZIP 45402? ▼
The median home value in ZIP 45402 is $135,700, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 45402? ▼
The largest racial group in ZIP 45402 is African American at 54.0%. Hispanic or Latino residents make up 5.8% of the population.
How many businesses are in ZIP code 45402? ▼
ZIP code 45402 has 698 business establishments employing approximately 22,596 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45402? ▼
The top industries by establishment count in ZIP 45402 are: Professional, scientific, and technical services (157), Accommodation and food services (84), Health care and social assistance (79). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45402? ▼
According to the FHFA House Price Index, home values in ZIP 45402 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45402? ▼
In ZIP code 45402, 57.4% of residents aged 25+ have a high school diploma or higher, and 31.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45402? ▼
In ZIP code 45402, approximately 35.9% of occupied housing units are owner-occupied and 64.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45402? ▼
The poverty rate in ZIP code 45402 is 23.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.