ZIP Code 45402

standard

Source:

Dayton · Montgomery County · Ohio

Population
11,420

1,053/sq mi

Median income
$48,401

▼ 37% vs US

higher than 12% of US ZIPs

Median home value
$135,700

▼ 51% vs US

higher than 21% of US ZIPs

Bachelor's or higher
31.0%

Median age 36.2

Land area
10.8 sq mi

New York

ZIP code 45402 in Dayton, Ohio has a population of 11,420. The median household income is $48,401, which is 37% below the national average. Median home value is $135,700, 51% below the US average. 31.0% of residents hold a bachelor's degree or higher.

ZIP code 45402 is classified by USPS as a standard delivery area and covers roughly 10.8 square miles in Dayton, Montgomery County, Ohio. The area is home to 11,420 residents, producing a population density of 1,053 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45402 against Ohio and the nation.

On the economic side, the median household income for ZIP 45402 sits at $48,401 (34% below the Ohio average), while per-capita income is $35,035. The poverty rate stands at 23.3% and the unemployment rate at 6.1%. On housing, the median home value is $135,700 (31% below the state average) with median rent at $1,015 per month, and 35.9% of occupied units are owner-occupied, a direct signal of whether 45402 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.0% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 45402 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45402

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45402.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45402, Dayton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

11,420

Population

10.8

Area (sq mi)

1,053

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45402?

36.2

Median Age

52.9%

Male

47.1%

Female

6.3%

Foreign-Born

White 35.8%
African American 54.0%
Asian 0.5%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 5.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,401

Median Household Income

-34% vs state

$35,035

Per Capita Income

23.3%

Poverty Rate

6.1%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.4%
Bachelor's Degree or Higher 31.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,434

Total Housing Units

4,602

Occupied Units

1,832

Vacant Units

1.84

Avg Household Size

Occupancy Type

Owner 35.9%
Renter 64.1%

$135,700

Median Home Value

-31% vs state

$1,015

Median Rent

1941

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.9%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 45402 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 149
2021 +0.4% 150
2022 +39.8% 209
2023 -1.4% 206
2024 +6.9% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 698 business establishments in ZIP 45402, employing approximately 22,596 people with a combined annual payroll of $1,583,375,000.

698

Businesses

22,596

Employees

$1.6B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 157 22.5%
Accommodation and food services 84 12.0%
Health care and social assistance 79 11.3%
Other services (except public administration) 79 11.3%
Retail trade 53 7.6%
Wholesale trade 35 5.0%
Administrative and support and waste management and remediation services 32 4.6%
Finance and insurance 30 4.3%
Information 29 4.2%
Manufacturing 25 3.6%
Construction 23 3.3%
Arts, entertainment, and recreation 22 3.1%
Real estate and rental and leasing 19 2.7%
Management of companies and enterprises 11 1.6%
Educational services 11 1.6%
Transportation and warehousing 8 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45402 vs 45405 →

ZIP Code City Population Distance
45405 Dayton, OH 18,948 2.3 mi
45406 Dayton, OH 21,914 2.4 mi
45409 Dayton, OH 12,868 2.7 mi
45410 Dayton, OH 15,339 2.9 mi
45439 Dayton, OH 10,000 4.1 mi
45428 Dayton, OH 240 2.9 mi
45403 Dayton, OH 15,006 3.4 mi
45404 Dayton, OH 10,833 3.3 mi
45414 Dayton, OH 21,055 5.7 mi
45419 Dayton, OH 15,159 3.9 mi

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 45402 in?
ZIP code 45402 (Dayton) is located in Montgomery County, Ohio. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-oh.
What is the population of ZIP code 45402?
ZIP code 45402 in Dayton, OH has a population of 11,420 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45402?
The median household income in ZIP 45402 is $48,401, which is 37% below the national average of $76,288.
What is the average home value in ZIP 45402?
The median home value in ZIP 45402 is $135,700, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 45402?
The largest racial group in ZIP 45402 is African American at 54.0%. Hispanic or Latino residents make up 5.8% of the population.
How many businesses are in ZIP code 45402?
ZIP code 45402 has 698 business establishments employing approximately 22,596 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45402?
The top industries by establishment count in ZIP 45402 are: Professional, scientific, and technical services (157), Accommodation and food services (84), Health care and social assistance (79). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45402?
According to the FHFA House Price Index, home values in ZIP 45402 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45402?
In ZIP code 45402, 57.4% of residents aged 25+ have a high school diploma or higher, and 31.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45402?
In ZIP code 45402, approximately 35.9% of occupied housing units are owner-occupied and 64.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45402?
The poverty rate in ZIP code 45402 is 23.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Dayton, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.