ZIP 45404 vs ZIP 45403

This side-by-side compares ZIP 45404 (Dayton, OH) and ZIP 45403 (Dayton, OH) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 45404 has a population of 10,833 at 678 people per square mile, while ZIP 45403 has 15,006 at 1,492 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 45404 reports a median household income of $38,874 against $38,323 in ZIP 45403, with per-capita income of $20,337 vs $22,632. The share of adults holding a bachelor's degree or higher is 10.2% in 45404 and 13.3% in 45403. Poverty rate reads 34.5% vs 35.1%, and unemployment 9.3% vs 9.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $86,900 in 45404 versus $87,500 in 45403, with median rent of $884 and $779 per month respectively. Homeownership rate is 44.1% vs 40.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.