ZIP 45440 vs ZIP 45430

This side-by-side compares ZIP 45440 (Dayton, OH) and ZIP 45430 (Dayton, OH) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 45440 has a population of 20,734 at 850 people per square mile, while ZIP 45430 has 7,402 at 569 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 45440 reports a median household income of $82,383 against $115,461 in ZIP 45430, with per-capita income of $45,905 vs $51,500. The share of adults holding a bachelor's degree or higher is 45.5% in 45440 and 51.7% in 45430. Poverty rate reads 11.5% vs 3.5%, and unemployment 2.5% vs 6.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $267,900 in 45440 versus $278,500 in 45430, with median rent of $1,164 and $1,597 per month respectively. Homeownership rate is 62.4% vs 81.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.