ZIP 45840 vs ZIP 45858

This side-by-side compares ZIP 45840 (Findlay, OH) and ZIP 45858 (Mc Comb, OH) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 45840 has a population of 54,979 at 127 people per square mile, while ZIP 45858 has 3,083 at 19 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 45840 reports a median household income of $68,083 against $74,709 in ZIP 45858, with per-capita income of $40,027 vs $34,079. The share of adults holding a bachelor's degree or higher is 33.3% in 45840 and 25.9% in 45858. Poverty rate reads 10.7% vs 7.7%, and unemployment 3.2% vs 2.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $213,000 in 45840 versus $196,700 in 45858, with median rent of $986 and $1,020 per month respectively. Homeownership rate is 66.0% vs 83.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.