ZIP Code 45840
standardSource:
Findlay · Hancock County · Ohio
- Population
- 54,979
- Median income
- $68,083
- Median home value
- $213,000
- Bachelor's or higher
- 33.3%
- Land area
- 434.3 sq mi
127/sq mi
▼ 11% vs US
higher than 44% of US ZIPs
▼ 23% vs US
higher than 47% of US ZIPs
Median age 38.9
New York
ZIP code 45840 in Findlay, Ohio has a population of 54,979. The median household income is $68,083, which is 11% below the national average. Median home value is $213,000, 23% below the US average. 33.3% of residents hold a bachelor's degree or higher.
ZIP code 45840 is classified by USPS as a standard delivery area and covers roughly 434.3 square miles in Findlay, Hancock County, Ohio. The area is home to 54,979 residents, producing a population density of 127 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45840 against Ohio and the nation.
On the economic side, the median household income for ZIP 45840 sits at $68,083 (7% below the Ohio average), while per-capita income is $40,027. The poverty rate stands at 10.7% and the unemployment rate at 3.2%. On housing, the median home value is $213,000 (8% above the state average) with median rent at $986 per month, and 66.0% of occupied units are owner-occupied, a direct signal of whether 45840 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.3% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 17 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hancock County, so you can benchmark 45840 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45840
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45840.
- Retail trade
Retail trade
212 establishments
- Accommodation and food services
Accommodation and food services
172 establishments
- Health care and social assistance
Health care and social assistance
167 establishments
- Other services (except public administration)
Other services (except public administration)
165 establishments
- Finance and insurance
Finance and insurance
101 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45840, Findlay, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
54,979
Population
434.3
Area (sq mi)
127
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45840?
38.9
Median Age
48.8%
Male
51.2%
Female
4.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,083
Median Household Income
-7% vs state
$40,027
Per Capita Income
10.7%
Poverty Rate
3.2%
Unemployment Rate
16.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
25,499
Total Housing Units
23,773
Occupied Units
1,726
Vacant Units
2.22
Avg Household Size
Occupancy Type
$213,000
Median Home Value
+8% vs state
$986
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.2%
YoY Change (2024)
179
HPI Index (2000 = 100)
+79%
Total Change Since 2000
Home values in ZIP 45840 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +79% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 132 |
| 2021 | +8.6% | 144 |
| 2022 | +10.2% | 158 |
| 2023 | +6.6% | 169 |
| 2024 | +6.2% | 179 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,404 business establishments in ZIP 45840, employing approximately 34,756 people with a combined annual payroll of $2,064,203,000.
1,404
Businesses
34,756
Employees
$2.1B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 212 | 15.1% |
| Accommodation and food services | 172 | 12.3% |
| Health care and social assistance | 167 | 11.9% |
| Other services (except public administration) | 165 | 11.8% |
| Finance and insurance | 101 | 7.2% |
| Professional, scientific, and technical services | 100 | 7.1% |
| Construction | 87 | 6.2% |
| Administrative and support and waste management and remediation services | 86 | 6.1% |
| Transportation and warehousing | 66 | 4.7% |
| Manufacturing | 63 | 4.5% |
| Wholesale trade | 52 | 3.7% |
| Real estate and rental and leasing | 50 | 3.6% |
| Arts, entertainment, and recreation | 24 | 1.7% |
| Information | 21 | 1.5% |
| Management of companies and enterprises | 15 | 1.1% |
| Educational services | 14 | 1.0% |
| Utilities | 5 | 0.4% |
| Agriculture, forestry, fishing and hunting | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45840 vs 45889 →
More ZIP Codes in Hancock County
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Frequently Asked Questions
What county is ZIP code 45840 in? ▼
What is the population of ZIP code 45840? ▼
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How many businesses are in ZIP code 45840? ▼
What are the main industries in ZIP code 45840? ▼
How have home values changed in ZIP code 45840? ▼
What is the education level in ZIP code 45840? ▼
What is the average commute time in ZIP 45840? ▼
What percentage of residents own vs. rent in ZIP 45840? ▼
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ZIP Code Research Guides
Official Data Resources for Findlay, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.