PlainZIP

Ottawa, OH · standard

ZIP Code 45875

Putnam County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,989
41/sq mi
$93,144
Median income
$229,800
Median home value
33.4%
Bachelor's or higher

The verdict

Ottawa pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 48%
home value, US ZIPs
41
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45875 against every reporting US ZIP.

ZIP code 45875 is a mid-sized community (a standard USPS delivery area) in Ottawa, Putnam County, Ohio, home to 10,989 residents across 265.4 square miles, a density of 41 people per square mile, in the New York time zone.

ZIP 45875 lands in the middle-income range, with a median household income of $93,144 (28% above the Ohio average), while per-capita income is $41,052. The poverty rate stands at 5.2% and the unemployment rate at 1.0%. On housing, the median home value is $229,800 (17% above the state average) with median rent at $772 per month, and 85.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 33.4% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 22 minutes. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 45875, plus 6 more within Putnam County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45875

Top 5 sectors by establishment count in Ottawa, OH

Which industries have the most business establishments in ZIP 45875.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45875, Ottawa, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,989

Population

265.4

Area (sq mi)

41

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45875?

39.5

Median Age

48.8%

Male

51.2%

Female

0.8%

Foreign-Born

White 91.8%
African American 1.4%
Asian 0.3%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 4.1%
Hispanic or Latino 6.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,144

Median Household Income

+28% vs state

$41,052

Per Capita Income

5.2%

Poverty Rate

1.0%

Unemployment Rate

22.1 min

Mean Commute Time

How ZIP 45875 ranks nationally

Ottawa, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$93,144 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.4%
Bachelor's Degree or Higher 33.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,375

Total Housing Units

4,149

Occupied Units

226

Vacant Units

2.75

Avg Household Size

Occupancy Type

Owner 85.9%
Renter 14.1%

$229,800

Median Home Value

+17% vs state

$772

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.9%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 45875 have increased 12.9% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.9% 147
2021 +3.4% 152
2022 +30.2% 198
2023 -6.4% 185
2024 +12.9% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 294 business establishments in ZIP 45875, employing approximately 4,208 people with a combined annual payroll of $163,003,000.

294

Businesses

4,208

Employees

$163.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 42 14.3%
Retail trade 41 13.9%
Health care and social assistance 30 10.2%
Other services (except public administration) 24 8.2%
Professional, scientific, and technical services 23 7.8%
Manufacturing 20 6.8%
Transportation and warehousing 20 6.8%
Accommodation and food services 19 6.5%
Finance and insurance 18 6.1%
Administrative and support and waste management and remediation services 15 5.1%
Wholesale trade 13 4.4%
Real estate and rental and leasing 9 3.1%
Arts, entertainment, and recreation 8 2.7%
Information 4 1.4%
Educational services 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45875 vs 45830 →

ZIP 45875 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45875 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45875 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45875 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45830 Columbus Grove, OH 6,228 8.2 mi
45856 Leipsic, OH 5,194 7.2 mi
45864 Miller City, OH 163 6.7 mi
45853 Kalida, OH 1,439 7.6 mi
45877 Pandora, OH 2,139 8.0 mi

More ZIP Codes in Putnam County

45830 standard
Columbus Grove, OH
Pop: 6,228
45856 standard
Leipsic, OH
Pop: 5,194
45844 standard
Fort Jennings, OH
Pop: 3,256
45831 standard
Continental, OH
Pop: 3,181
45827 standard
Cloverdale, OH
Pop: 2,369
45877 standard
Pandora, OH
Pop: 2,139

Related Areas

Putnam County Ottawa, OH Ohio

Frequently Asked Questions

What county is ZIP code 45875 in? ▼
ZIP code 45875 (Ottawa) is located in Putnam County, Ohio. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-oh.
What is the population of ZIP code 45875? ▼
ZIP code 45875 in Ottawa, OH has a population of 10,989 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45875? ▼
The median household income in ZIP 45875 is $93,144, which is 22% above the national average of $76,288.
What is the average home value in ZIP 45875? ▼
The median home value in ZIP 45875 is $229,800, which is 17% below the national average of $278,155.
What is the demographic makeup of ZIP 45875? ▼
The largest racial group in ZIP 45875 is White at 91.8%. Hispanic or Latino residents make up 6.0% of the population.
How many businesses are in ZIP code 45875? ▼
ZIP code 45875 has 294 business establishments employing approximately 4,208 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45875? ▼
The top industries by establishment count in ZIP 45875 are: Construction (42), Retail trade (41), Health care and social assistance (30). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45875? ▼
According to the FHFA House Price Index, home values in ZIP 45875 increased by 12.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45875? ▼
In ZIP code 45875, 66.4% of residents aged 25+ have a high school diploma or higher, and 33.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45875? ▼
The mean commute time for workers in ZIP code 45875 is 22.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45875? ▼
In ZIP code 45875, approximately 85.9% of occupied housing units are owner-occupied and 14.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45875? ▼
The poverty rate in ZIP code 45875 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.