PlainZIP

Cloverdale, OH · standard

ZIP Code 45827

Putnam County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,369
15/sq mi
$85,400
Median income
$203,300
Median home value
13.4%
Bachelor's or higher

The verdict

Cloverdale pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 32%
household income, US ZIPs
44th pct
home value, US ZIPs
15
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45827 against every reporting US ZIP.

ZIP code 45827 covers 160.1 square miles in Cloverdale, Putnam County, Ohio (a standard USPS delivery area), with a modest 2,369 residents on file, a density of 15 people per square mile, in the New York time zone.

ZIP 45827 lands in the middle-income range, with a median household income of $85,400 (17% above the Ohio average), while per-capita income is $47,989. 4.8% of residents live below the poverty line, and the unemployment rate reads 0.2%. Housing costs here run $203,300 for a typical home value (3% above the state average), with rent averaging $837 a month; 92.0% of homes are owner-occupied.

Formal educational attainment runs low here: just 13.4% of adults hold a bachelor's degree or higher, the median age is 47.8, and the average commute is 24 minutes. A geography-based comparison follows: 7 ZIP codes within about 10 miles of 45827, plus 6 more within Putnam County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45827, Cloverdale, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,369

Population

160.1

Area (sq mi)

15

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45827?

47.8

Median Age

55.9%

Male

44.1%

Female

0.0%

Foreign-Born

White 99.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.3%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,400

Median Household Income

+17% vs state

$47,989

Per Capita Income

4.8%

Poverty Rate

0.2%

Unemployment Rate

24.3 min

Mean Commute Time

How ZIP 45827 ranks nationally

Cloverdale, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,400 Top 32% higher than 68% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.2%
Bachelor's Degree or Higher 13.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

988

Total Housing Units

938

Occupied Units

50

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 92.0%
Renter 8.0%

$203,300

Median Home Value

+3% vs state

$837

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 20 business establishments in ZIP 45827, employing approximately 285 people with a combined annual payroll of $13,530,000.

20

Businesses

285

Employees

$13.5M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 8 40.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45827 vs 45844 →

ZIP 45827 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45827 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45827 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45827 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45844 Fort Jennings, OH 3,256 6.0 mi
45876 Ottoville, OH 863 5.6 mi
45853 Kalida, OH 1,439 5.5 mi
45831 Continental, OH 3,181 7.9 mi
45861 Melrose, OH 296 8.6 mi
45873 Oakwood, OH 2,238 9.4 mi
45863 Middle Point, OH 1,254 10.1 mi

More ZIP Codes in Putnam County

45875 standard
Ottawa, OH
Pop: 10,989
45830 standard
Columbus Grove, OH
Pop: 6,228
45856 standard
Leipsic, OH
Pop: 5,194
45844 standard
Fort Jennings, OH
Pop: 3,256
45831 standard
Continental, OH
Pop: 3,181
45877 standard
Pandora, OH
Pop: 2,139

Related Areas

Putnam County Cloverdale, OH Ohio

Frequently Asked Questions

What county is ZIP code 45827 in? ▼
ZIP code 45827 (Cloverdale) is located in Putnam County, Ohio. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-oh.
What is the population of ZIP code 45827? ▼
ZIP code 45827 in Cloverdale, OH has a population of 2,369 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45827? ▼
The median household income in ZIP 45827 is $85,400, which is 12% above the national average of $76,288.
What is the average home value in ZIP 45827? ▼
The median home value in ZIP 45827 is $203,300, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 45827? ▼
The largest racial group in ZIP 45827 is White at 99.7%.
How many businesses are in ZIP code 45827? ▼
ZIP code 45827 has 20 business establishments employing approximately 285 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 45827? ▼
In ZIP code 45827, 72.2% of residents aged 25+ have a high school diploma or higher, and 13.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45827? ▼
The mean commute time for workers in ZIP code 45827 is 24.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45827? ▼
In ZIP code 45827, approximately 92.0% of occupied housing units are owner-occupied and 8.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45827? ▼
The poverty rate in ZIP code 45827 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.