Residential delivery area · Ohio

ZIP Code 45827: Cloverdale, OH

ZIP code 45827 uses the postal name Cloverdale, Ohio and lies mostly in Putnam County (86% of its land) with the rest in Paulding County (Census 2020 ZIP-county file). About 2,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $85,400 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cloverdale (1%) and Dupont (under 1%); 98% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2022
  • ZBP2023
  • IRS2022
4national area: Ohio, Indiana, Kentucky and Michigan
458sectional center: Columbus, OH (SCF 430)
27delivery area within it
Town
Cloverdale · its only residential ZIP
County
Putnam County (86%); Paulding County (14%)
Census places
Cloverdale (1%); Dupont (under 1%)
House district
OH-5 119th Congress
State
Ohio
Time zone
Eastern
Land area
64.1 sq mi · 34 people per sq mi

Where is ZIP code 45827?

45827 centers on 40.998°, -84.299° and covers 64.1 square miles of land plus 0.4 of water. It borders 7 ZIP codes: 45876, 45853, 45844, 45849, 45831, 45873, 45875.

45831 · Continental45844 · Fort Jennings45849 · Grover Hill45853 · Kalida45873 · Oakwood45875 · Ottawa45876 · Ottoville45827 · Cloverdale (this ZIP)4582745875458444583145873458494585345831 · Continental45844 · Fort Jennings45849 · Grover Hill45853 · Kalida45873 · Oakwood45875 · Ottawa45876 · Ottoville45827 · Cloverdale (this ZIP)4582745875458444583145873458494585345831 · Continental45844 · Fort Jennings45849 · Grover Hill45853 · Kalida45873 · Oakwood45875 · Ottawa45876 · Ottoville45827 · Cloverdale (this ZIP)458274587545844458314587345849
Shaded by median household income, in national fifths (ACS 2020-2024); 45827 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 45827, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 45827 compare with the rest of Putnam County?

Rank of 45827 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure45827In Putnam CountyIn OH
People (ACS 2020-2024)2,18611th of 20757th of 1,233
Median household income$85k5th of 10193rd of 755
Median home value$203k4th of 11382nd of 810

Its median household income is higher than in 68% of U.S. residential ZIP codes, and it is denser than 35% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 45827?

The 2020 Census counted 2,223 people in 45827; the ACS, which samples households over 2020-2024, estimates 2,186. Between the 2010 and 2020 censuses its population fell 6.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
2,186±354 (90% margin)
2020 Census count
2,223−6.2% since 2010 (2,369)
Households
938
Median age
47.8

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 45827?

Of the 2,186 people the ACS estimates in 45827, 18.0% are under 18 and 18.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (99.7%).

  • Under 1818.0%
  • 18 to 6463.3%
  • 65 and older18.8%
Age of the people of 45827 (ACS 2020-2024, B01001)
  • White, not Hispanic99.7%
  • Other or two or more0.3%
  • Hispanic or Latino0.0%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 45827 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 45827 earn?

Median household income is $85,400 (ACS 2020-2024), the 5th highest of the 10 ranked ZIP codes in Putnam County. It fell from $102,515 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$85,400
Income per person
$47,989
Below the poverty line
4.8%
Unemployed (of the labor force)
0.2%
Adults 25+ with a bachelor's degree
13.4%
Adjusted gross income per tax return, 2022
$76,2011,030 returns; wages 71% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 45827?

Median home value (owners' estimate)
$203,300
Median gross rent
$837
Homes owned by their occupants
92.0%
Housing units
988
0 100 200 300 1993200020102022 0 100 200 300 1993200020102022 0 100 200 300 1993200020102022
Index = 100 in 1993, the first year FHFA reports for 45827; 2022: 283.4. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 45827 stops in 2022: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 45827?

20 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction8

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 45827?

ZIP codes that share a boundary with 45827, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
45876Ottoville829$71k4.9 mi
45853Kalida1,526$88k5.5 mi
45844Fort Jennings3,059$89k5.9 mi
45849Grover Hill1,002$78k7.8 mi
45831Continental3,233$72k8.3 mi
45873Oakwood2,414$62k9.5 mi
45875Ottawa11,547$93k12.6 mi
45861Melrose404$93k9.0 mi (near)
45863Middle Point1,256$57k10.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.