Cloverdale, OH · standard
ZIP Code 45827
Putnam County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,369
- 15/sq mi Moderate-density area
- $85,400
- Median income Above-median income area
- $203,300
- Median home value Near-median home value
- 13.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cloverdale pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 32%
- household income, US ZIPs
- 44th pct
- home value, US ZIPs
- 15
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45827 against every reporting US ZIP.
ZIP code 45827 covers 160.1 square miles in Cloverdale, Putnam County, Ohio (a standard USPS delivery area), with a modest 2,369 residents on file, a density of 15 people per square mile, in the New York time zone.
ZIP 45827 lands in the middle-income range, with a median household income of $85,400 (17% above the average Ohio ZIP), while per-capita income is $47,989. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.8% and unemployment is 0.2%. Median home value is $203,300 (3% above the average Ohio ZIP) and median rent is $837; 92.0% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 13.4% of adults hold a bachelor's degree or higher, the median age is 47.8, and the average commute is 24 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Putnam County, so 45827 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45827, Cloverdale, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,369
Population
160.1
Area (sq mi)
15
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45827?
47.8
Median Age
55.9%
Male
44.1%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,400
Median Household Income
+17% vs state ZIP avg
$47,989
Per Capita Income
4.8%
Poverty Rate
0.2%
Unemployment Rate
24.3 min
Mean Commute Time
How ZIP 45827 ranks among Ohio ZIPs
Cloverdale, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$85,400 Top 24% higher than 76% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
988housing units
988
Total Housing Units
938
Occupied Units
50
Vacant Units
2.30
Avg Household Size
Occupancy Type
$203,300
Median Home Value
+3% vs state ZIP avg
$837
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 20 business establishments in ZIP 45827, employing approximately 285 people with a combined annual payroll of $13,530,000.
20
Businesses
285
Employees
$13.5M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 8 | 40.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45827 vs 45844 →
ZIP 45827 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45844
Fort Jennings (45844)
3,256 residents
- 45831
Continental (45831)
3,181 residents
- 45827
Cloverdale (45827)
2,369 residents
- 45873
Oakwood (45873)
2,238 residents
- 45853
Kalida (45853)
1,439 residents
- 45863 1,254
Middle Point (45863)
1,254 residents
- 45876 863
Ottoville (45876)
863 residents
- 45861 296
Melrose (45861)
296 residents
What this shows Among its immediate neighbors, ZIP 45827 ranks #3 by population - useful context the national average alone can't give.
ZIP 45827 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45861
Melrose (45861)
$93,269 median income
- 45844
Fort Jennings (45844)
$88,792 median income
- 45853
Kalida (45853)
$87,500 median income
- 45827
Cloverdale (45827)
$85,400 median income
- 45831
Continental (45831)
$71,473 median income
- 45876
Ottoville (45876)
$71,125 median income
- 45873
Oakwood (45873)
$62,162 median income
- 45863
Middle Point (45863)
$56,989 median income
What this shows By household income, ZIP 45827 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45827, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,369 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Putnam County
Related Areas
Frequently Asked Questions
What county is ZIP code 45827 in?
ZIP code 45827 (Cloverdale) is located in Putnam County, Ohio. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-oh.
What is the population of ZIP code 45827?
ZIP code 45827 in Cloverdale, OH has a population of 2,369 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45827?
The median household income in ZIP 45827 is $85,400, which is 12% above the national average of $76,288.
What is the average home value in ZIP 45827?
The median home value in ZIP 45827 is $203,300, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 45827?
The largest racial group in ZIP 45827 is White at 99.7%.
How many businesses are in ZIP code 45827?
ZIP code 45827 has 20 business establishments employing approximately 285 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 45827?
In ZIP code 45827, 72.2% of residents aged 25+ have a high school diploma or higher, and 13.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45827?
The mean commute time for workers in ZIP code 45827 is 24.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45827?
In ZIP code 45827, approximately 92.0% of occupied housing units are owner-occupied and 8.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45827?
The poverty rate in ZIP code 45827 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45827's numbers, next.
- See how ZIP 45827 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cloverdale, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.