ZIP Code 45831

standard

Source:

Continental · Putnam County · Ohio

Population
3,181

17/sq mi

Median income
$71,473

▼ 6% vs US

higher than 49% of US ZIPs

Median home value
$168,000

▼ 40% vs US

higher than 33% of US ZIPs

Bachelor's or higher
11.6%

Median age 44.6

Land area
190.5 sq mi

New York

ZIP code 45831 in Continental, Ohio has a population of 3,181. The median household income is $71,473, which is 6% below the national average. Median home value is $168,000, 40% below the US average. 11.6% of residents hold a bachelor's degree or higher.

ZIP code 45831 is classified by USPS as a standard delivery area and covers roughly 190.5 square miles in Continental, Putnam County, Ohio. The area is home to 3,181 residents, producing a population density of 17 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45831 against Ohio and the nation.

On the economic side, the median household income for ZIP 45831 sits at $71,473 (2% below the Ohio average), while per-capita income is $33,210. The poverty rate stands at 9.1% and the unemployment rate at 8.6%. On housing, the median home value is $168,000 (15% below the state average) with median rent at $542 per month, and 94.7% of occupied units are owner-occupied, a direct signal of whether 45831 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 11.6% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 31 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Putnam County, so you can benchmark 45831 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45831

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45831.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45831, Continental, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,181

Population

190.5

Area (sq mi)

17

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45831?

44.6

Median Age

49.9%

Male

50.1%

Female

0.2%

Foreign-Born

White 98.3%
African American 0.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.6%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,473

Median Household Income

-2% vs state

$33,210

Per Capita Income

9.1%

Poverty Rate

8.6%

Unemployment Rate

30.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.0%
Bachelor's Degree or Higher 11.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,420

Total Housing Units

1,333

Occupied Units

87

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 94.7%
Renter 5.3%

$168,000

Median Home Value

-15% vs state

$542

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.3%

YoY Change (2024)

202

HPI Index (2000 = 100)

+102%

Total Change Since 2000

Home values in ZIP 45831 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +102% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 153
2021 +1.8% 155
2022 +28.7% 200
2023 -3.0% 194
2024 +4.3% 202

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 40 business establishments in ZIP 45831, employing approximately 366 people with a combined annual payroll of $19,025,000.

40

Businesses

366

Employees

$19.0M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Wholesale trade 6 15.0%
Retail trade 6 15.0%
Other services (except public administration) 6 15.0%
Construction 5 12.5%
Administrative and support and waste management and remediation services 3 7.5%
Accommodation and food services 3 7.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45831 vs 45864 →

ZIP Code City Population Distance
45864 Miller City, OH 163 5.7 mi
43548 New Bavaria, OH 700 6.5 mi
45873 Oakwood, OH 2,238 7.5 mi
45827 Cloverdale, OH 2,369 7.9 mi
45853 Kalida, OH 1,439 9.0 mi
43527 Holgate, OH 2,287 10.8 mi

More ZIP Codes in Putnam County

Frequently Asked Questions

What county is ZIP code 45831 in?
ZIP code 45831 (Continental) is located in Putnam County, Ohio. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-oh.
What is the population of ZIP code 45831?
ZIP code 45831 in Continental, OH has a population of 3,181 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45831?
The median household income in ZIP 45831 is $71,473, which is 6% below the national average of $76,288.
What is the average home value in ZIP 45831?
The median home value in ZIP 45831 is $168,000, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 45831?
The largest racial group in ZIP 45831 is White at 98.3%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 45831?
ZIP code 45831 has 40 business establishments employing approximately 366 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45831?
The top industries by establishment count in ZIP 45831 are: Wholesale trade (6), Retail trade (6), Other services (except public administration) (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 45831?
According to the FHFA House Price Index, home values in ZIP 45831 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 102%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45831?
In ZIP code 45831, 63.0% of residents aged 25+ have a high school diploma or higher, and 11.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45831?
The mean commute time for workers in ZIP code 45831 is 30.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45831?
In ZIP code 45831, approximately 94.7% of occupied housing units are owner-occupied and 5.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45831?
The poverty rate in ZIP code 45831 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Continental, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.