Defiance, OH · standard
ZIP Code 43512
Defiance County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,674
- 51/sq mi Moderate-density area
- $71,841
- Median income Near-median income area
- $158,800
- Median home value Below-median home value
- 19.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Defiance pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 50%
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 51
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43512 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 43512 (Defiance, OH) rose +6.9% from 2023 to 2024. The all-transactions index moved from 170.3 in 2023 to 182.0 in 2024 (2000 = 100).
ZIP code 43512 is a densely settled ZIP (a standard USPS delivery area) in Defiance, Defiance County, Ohio, with 28,674 residents across 566.7 square miles, a density of 51 people per square mile, in the New York time zone.
ZIP 43512 lands in the middle-income range, with a median household income of $71,841 (2% below the average Ohio ZIP), while per-capita income is $37,225. The poverty rate is 11.9%, with unemployment at 5.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $158,800 (19% below the average Ohio ZIP), and median rent is $860; owner occupancy is 77.4%.
Educational attainment sits below the national norm: 19.2% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 20 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 5 more in Defiance County, so 43512 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 43512
Top 5 sectors by establishment count in Defiance, OH
Which industries have the most business establishments in ZIP 43512.
- Retail trade
Retail trade
113 establishments
- Other services (except public administration)
Other services (except public administration)
94 establishments
- Health care and social assistance
Health care and social assistance
75 establishments
- Accommodation and food services
Accommodation and food services
65 establishments
- Finance and insurance
Finance and insurance
46 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43512, Defiance, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
28,674
Population
566.7
Area (sq mi)
51
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 43512?
44.0
Median Age
50.5%
Male
49.5%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,841
Median Household Income
-2% vs state ZIP avg
$37,225
Per Capita Income
11.9%
Poverty Rate
5.7%
Unemployment Rate
19.6 min
Mean Commute Time
How ZIP 43512 ranks among Ohio ZIPs
Defiance, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$71,841 Top 47% higher than 53% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,674housing units
12,674
Total Housing Units
11,706
Occupied Units
968
Vacant Units
2.34
Avg Household Size
Occupancy Type
$158,800
Median Home Value
-19% vs state ZIP avg
$860
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.9%
YoY Change (2024)
182
HPI Index (2000 = 100)
+82%
Total Change Since 2000
Home values in ZIP 43512 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +82% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.9% | 125 |
| 2021 | +10.4% | 138 |
| 2022 | +9.8% | 151 |
| 2023 | +12.6% | 170 |
| 2024 | +6.9% | 182 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 642 business establishments in ZIP 43512, employing approximately 11,773 people with a combined annual payroll of $562,208,000.
642
Businesses
11,773
Employees
$562.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 113 | 17.6% |
| Other services (except public administration) | 94 | 14.6% |
| Health care and social assistance | 75 | 11.7% |
| Accommodation and food services | 65 | 10.1% |
| Finance and insurance | 46 | 7.2% |
| Construction | 41 | 6.4% |
| Professional, scientific, and technical services | 36 | 5.6% |
| Transportation and warehousing | 31 | 4.8% |
| Real estate and rental and leasing | 28 | 4.4% |
| Administrative and support and waste management and remediation services | 28 | 4.4% |
| Manufacturing | 25 | 3.9% |
| Wholesale trade | 20 | 3.1% |
| Information | 16 | 2.5% |
| Arts, entertainment, and recreation | 11 | 1.7% |
| Educational services | 8 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 43512 vs 43519 →
ZIP 43512 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43512
Defiance (43512)
28,674 residents
- 43555 200
Ridgeville Corners (43555)
200 residents
- 43519 184
Evansport (43519)
184 residents
What this shows Among its immediate neighbors, ZIP 43512 ranks the most populous - useful context the national average alone can't give.
ZIP 43512 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43555
Ridgeville Corners (43555)
$83,109 median income
- 43519
Evansport (43519)
$78,114 median income
- 43512
Defiance (43512)
$71,841 median income
What this shows By household income, ZIP 43512 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 43512, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (28,674 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Defiance County
Related Areas
Frequently Asked Questions
What county is ZIP code 43512 in?
ZIP code 43512 (Defiance) is located in Defiance County, Ohio. Defiance County contains multiple ZIP codes, see the full list at /counties/defiance-oh.
What is the population of ZIP code 43512?
ZIP code 43512 in Defiance, OH has a population of 28,674 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43512?
The median household income in ZIP 43512 is $71,841, which is 6% below the national average of $76,288.
What is the average home value in ZIP 43512?
The median home value in ZIP 43512 is $158,800, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 43512?
The largest racial group in ZIP 43512 is White at 84.5%. Hispanic or Latino residents make up 12.9% of the population.
How many businesses are in ZIP code 43512?
ZIP code 43512 has 642 business establishments employing approximately 11,773 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43512?
The top industries by establishment count in ZIP 43512 are: Retail trade (113), Other services (except public administration) (94), Health care and social assistance (75). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 43512?
According to the FHFA House Price Index, home values in ZIP 43512 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 82%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43512?
In ZIP code 43512, 61.6% of residents aged 25+ have a high school diploma or higher, and 19.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43512?
The mean commute time for workers in ZIP code 43512 is 19.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43512?
In ZIP code 43512, approximately 77.4% of occupied housing units are owner-occupied and 22.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43512?
The poverty rate in ZIP code 43512 is 11.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 43512's numbers, next.
- See how ZIP 43512 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Defiance, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.