PlainZIP

Cecil, OH · standard

ZIP Code 45821

Paulding County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,435
14/sq mi
$76,648
Median income
$118,100
Median home value
10.8%
Bachelor's or higher

The verdict

Cecil pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 43%
household income, US ZIPs
16th pct
home value, US ZIPs
14
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45821 against every reporting US ZIP.

ZIP code 45821 is a sparsely populated ZIP (a standard USPS delivery area) in Cecil, Paulding County, Ohio, home to just 1,435 residents across 102.5 square miles, a density of 14 people per square mile, in the New York time zone.

ZIP 45821 lands in the middle-income range, with a median household income of $76,648 (5% above the Ohio average), while per-capita income is $33,623. 10.7% of residents live below the poverty line, and the unemployment rate reads 0.0%. On housing, the median home value is $118,100 (40% below the state average) with median rent at $754 per month, and 92.7% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 10.8% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is -. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Paulding County, so you can benchmark 45821 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45821, Cecil, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,435

Population

102.5

Area (sq mi)

14

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45821?

48.7

Median Age

57.2%

Male

42.8%

Female

0.0%

Foreign-Born

White 98.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.2%
Hispanic or Latino 1.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,648

Median Household Income

+5% vs state

$33,623

Per Capita Income

10.7%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 45821 ranks nationally

Cecil, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,648 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 44.9%
Bachelor's Degree or Higher 10.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

347

Total Housing Units

331

Occupied Units

16

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 92.7%
Renter 7.3%

$118,100

Median Home Value

-40% vs state

$754

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-8.4%

YoY Change (2023)

173

HPI Index (2000 = 100)

+73%

Total Change Since 2000

Home values in ZIP 45821 have decreased 8.4% over the past year (2023). Since 2000, this ZIP has seen +73% cumulative appreciation.

Year Annual Change HPI Index
2019 +12.6% 123
2020 -3.1% 119
2021 +23.5% 147
2022 +28.6% 189
2023 -8.4% 173

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 45821, employing approximately 22 people with a combined annual payroll of $811,000.

6

Businesses

22

Employees

$811K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45821 vs 43556 →

ZIP 45821 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45821 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45821 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45821 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43556 Sherwood, OH 1,860 5.5 mi
45879 Paulding, OH 6,284 6.8 mi
43536 Mark Center, OH 394 6.8 mi
45855 Latty, OH 193 9.6 mi
43549 Ney, OH 1,460 10.5 mi
45861 Melrose, OH 296 12.2 mi

More ZIP Codes in Paulding County

45879 standard
Paulding, OH
Pop: 6,284
45813 standard
Antwerp, OH
Pop: 3,530
45880 standard
Payne, OH
Pop: 2,395
45873 standard
Oakwood, OH
Pop: 2,238
45849 standard
Grover Hill, OH
Pop: 1,219
45851 standard
Haviland, OH
Pop: 669

Related Areas

Paulding County Cecil, OH Ohio

Frequently Asked Questions

What county is ZIP code 45821 in? ▼
ZIP code 45821 (Cecil) is located in Paulding County, Ohio. Paulding County contains multiple ZIP codes, see the full list at /counties/paulding-oh.
What is the population of ZIP code 45821? ▼
ZIP code 45821 in Cecil, OH has a population of 1,435 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45821? ▼
The median household income in ZIP 45821 is $76,648, which is 0% above the national average of $76,288.
What is the average home value in ZIP 45821? ▼
The median home value in ZIP 45821 is $118,100, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 45821? ▼
The largest racial group in ZIP 45821 is White at 98.7%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 45821? ▼
ZIP code 45821 has 6 business establishments employing approximately 22 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 45821? ▼
According to the FHFA House Price Index, home values in ZIP 45821 decreased by 8.4% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 73%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45821? ▼
In ZIP code 45821, 44.9% of residents aged 25+ have a high school diploma or higher, and 10.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45821? ▼
In ZIP code 45821, approximately 92.7% of occupied housing units are owner-occupied and 7.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45821? ▼
The poverty rate in ZIP code 45821 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.