Cecil, OH · standard
ZIP Code 45821
Paulding County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,435
- 14/sq mi Moderate-density area
- $76,648
- Median income Near-median income area
- $118,100
- Median home value Below-median home value
- 10.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cecil pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- 16th pct
- home value, US ZIPs
- 14
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45821 against every reporting US ZIP.
ZIP code 45821 is a sparsely populated ZIP (a standard USPS delivery area) in Cecil, Paulding County, Ohio, home to just 1,435 residents across 102.5 square miles, a density of 14 people per square mile, in the New York time zone.
ZIP 45821 lands in the middle-income range, with a median household income of $76,648 (5% above the average Ohio ZIP), while per-capita income is $33,623. The poverty rate is 10.7%, with unemployment at 0.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $118,100 (40% below the average Ohio ZIP), and median rent is $754; owner occupancy is 92.7%.
Formal educational attainment runs low here: just 10.8% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Paulding County, so 45821 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45821, Cecil, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,435
Population
102.5
Area (sq mi)
14
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45821?
48.7
Median Age
57.2%
Male
42.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,648
Median Household Income
+5% vs state ZIP avg
$33,623
Per Capita Income
10.7%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 45821 ranks among Ohio ZIPs
Cecil, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,648 Top 38% higher than 62% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
347housing units
347
Total Housing Units
331
Occupied Units
16
Vacant Units
2.29
Avg Household Size
Occupancy Type
$118,100
Median Home Value
-40% vs state ZIP avg
$754
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-8.4%
YoY Change (2023)
173
HPI Index (2000 = 100)
+73%
Total Change Since 2000
Home values in ZIP 45821 have decreased 8.4% over the past year (2023). Since 2000, this ZIP has seen +73% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +12.6% | 123 |
| 2020 | -3.1% | 119 |
| 2021 | +23.5% | 147 |
| 2022 | +28.6% | 189 |
| 2023 | -8.4% | 173 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 6 business establishments in ZIP 45821, employing approximately 22 people with a combined annual payroll of $811,000.
6
Businesses
22
Employees
$811K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45821 vs 43556 →
ZIP 45821 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45879
Paulding (45879)
6,284 residents
- 43556 1,860
Sherwood (43556)
1,860 residents
- 43549 1,460
Ney (43549)
1,460 residents
- 45821 1,435
Cecil (45821)
1,435 residents
- 43536 394
Mark Center (43536)
394 residents
- 45861 296
Melrose (45861)
296 residents
- 45855 193
Latty (45855)
193 residents
What this shows Among its immediate neighbors, ZIP 45821 ranks #4 by population - useful context the national average alone can't give.
ZIP 45821 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45861
Melrose (45861)
$93,269 median income
- 45855
Latty (45855)
$90,000 median income
- 43549
Ney (43549)
$84,189 median income
- 45821
Cecil (45821)
$76,648 median income
- 43556
Sherwood (43556)
$73,125 median income
- 43536
Mark Center (43536)
$68,625 median income
- 45879
Paulding (45879)
$64,013 median income
What this shows By household income, ZIP 45821 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45821, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,435 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Paulding County
Related Areas
Frequently Asked Questions
What county is ZIP code 45821 in?
ZIP code 45821 (Cecil) is located in Paulding County, Ohio. Paulding County contains multiple ZIP codes, see the full list at /counties/paulding-oh.
What is the population of ZIP code 45821?
ZIP code 45821 in Cecil, OH has a population of 1,435 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45821?
The median household income in ZIP 45821 is $76,648, which is 0% above the national average of $76,288.
What is the average home value in ZIP 45821?
The median home value in ZIP 45821 is $118,100, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 45821?
The largest racial group in ZIP 45821 is White at 98.7%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 45821?
ZIP code 45821 has 6 business establishments employing approximately 22 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 45821?
According to the FHFA House Price Index, home values in ZIP 45821 decreased by 8.4% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 73%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45821?
In ZIP code 45821, 44.9% of residents aged 25+ have a high school diploma or higher, and 10.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45821?
In ZIP code 45821, approximately 92.7% of occupied housing units are owner-occupied and 7.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45821?
The poverty rate in ZIP code 45821 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45821's numbers, next.
- See how ZIP 45821 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cecil, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.