ZIP 46032 vs ZIP 46033

This side-by-side compares ZIP 46032 (Carmel, IN) and ZIP 46033 (Carmel, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46032 has a population of 42,234 at 632 people per square mile, while ZIP 46033 has 34,889 at 785 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46032 reports a median household income of $132,085 against $153,143 in ZIP 46033, with per-capita income of $78,612 vs $70,891. The share of adults holding a bachelor's degree or higher is 75.5% in 46032 and 71.4% in 46033. Poverty rate reads 4.9% vs 2.0%, and unemployment 2.9% vs 2.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $496,800 in 46032 versus $487,100 in 46033, with median rent of $1,642 and $1,786 per month respectively. Homeownership rate is 66.5% vs 87.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.