ZIP Code 46033
standardSource:
Carmel · Hamilton County · Indiana
- Population
- 34,889
- Median income
- $153,143
- Median home value
- $487,100
- Bachelor's or higher
- 71.4%
- Land area
- 44.4 sq mi
785/sq mi
▲ 101% vs US
higher than 96% of US ZIPs
▲ 75% vs US
higher than 86% of US ZIPs
Median age 41.7
Indiana/Indianapolis
ZIP code 46033 in Carmel, Indiana has a population of 34,889. The median household income is $153,143, which is 101% above the national average. Median home value is $487,100, 75% above the US average. 71.4% of residents hold a bachelor's degree or higher.
ZIP code 46033 is classified by USPS as a standard delivery area and covers roughly 44.4 square miles in Carmel, Hamilton County, Indiana. The area is home to 34,889 residents, producing a population density of 785 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46033 against Indiana and the nation.
On the economic side, the median household income for ZIP 46033 sits at $153,143 (108% above the Indiana average), while per-capita income is $70,891. The poverty rate stands at 2.0% and the unemployment rate at 2.5%. On housing, the median home value is $487,100 (152% above the state average) with median rent at $1,786 per month, and 87.8% of occupied units are owner-occupied, a direct signal of whether 46033 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 71.4% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 46033 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46033
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46033.
- Professional, scientific, and technical services
Professional, scientific, and technical services
179 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
77 establishments
- Health care and social assistance
Health care and social assistance
76 establishments
- Retail trade 60
Retail trade
60 establishments
- Construction 52
Construction
52 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46033, Carmel, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
34,889
Population
44.4
Area (sq mi)
785
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46033?
41.7
Median Age
48.1%
Male
51.9%
Female
11.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$153,143
Median Household Income
+108% vs state
$70,891
Per Capita Income
2.0%
Poverty Rate
2.5%
Unemployment Rate
24.6 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
15,032
Total Housing Units
14,512
Occupied Units
520
Vacant Units
2.81
Avg Household Size
Occupancy Type
$487,100
Median Home Value
+152% vs state
$1,786
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.3%
YoY Change (2024)
222
HPI Index (2000 = 100)
+122%
Total Change Since 2000
Home values in ZIP 46033 have increased 2.3% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.6% | 152 |
| 2021 | +12.6% | 172 |
| 2022 | +19.6% | 205 |
| 2023 | +5.9% | 217 |
| 2024 | +2.3% | 222 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 732 business establishments in ZIP 46033, employing approximately 5,101 people with a combined annual payroll of $213,191,000.
732
Businesses
5,101
Employees
$213.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 179 | 24.4% |
| Real estate and rental and leasing | 77 | 10.5% |
| Health care and social assistance | 76 | 10.4% |
| Retail trade | 60 | 8.2% |
| Construction | 52 | 7.1% |
| Administrative and support and waste management and remediation services | 51 | 7.0% |
| Other services (except public administration) | 49 | 6.7% |
| Finance and insurance | 40 | 5.5% |
| Wholesale trade | 39 | 5.3% |
| Accommodation and food services | 39 | 5.3% |
| Arts, entertainment, and recreation | 21 | 2.9% |
| Educational services | 19 | 2.6% |
| Information | 14 | 1.9% |
| Transportation and warehousing | 12 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46033 vs 46280 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46280 | Indianapolis, IN | 6,793 | 3.4 mi |
| 46038 | Fishers, IN | 37,723 | 3.7 mi |
| 46250 | Indianapolis, IN | 18,546 | 5.2 mi |
| 46032 | Carmel, IN | 42,234 | 4.6 mi |
| 46240 | Indianapolis, IN | 18,731 | 5.4 mi |
| 46062 | Noblesville, IN | 29,730 | 5.9 mi |
| 46290 | Indianapolis, IN | 170 | 5.1 mi |
| 46220 | Indianapolis, IN | 34,830 | 7.8 mi |
| 46256 | Indianapolis, IN | 23,647 | 6.3 mi |
| 46074 | Westfield, IN | 26,745 | 6.2 mi |
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 46033 in? ▼
What is the population of ZIP code 46033? ▼
What is the median household income in ZIP 46033? ▼
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What is the demographic makeup of ZIP 46033? ▼
How many businesses are in ZIP code 46033? ▼
What are the main industries in ZIP code 46033? ▼
How have home values changed in ZIP code 46033? ▼
What is the education level in ZIP code 46033? ▼
What is the average commute time in ZIP 46033? ▼
What percentage of residents own vs. rent in ZIP 46033? ▼
What is the poverty rate in ZIP code 46033? ▼
ZIP Code Research Guides
Official Data Resources for Carmel, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.