Residential delivery area · Indiana
ZIP Code 46033: Carmel, IN
ZIP code 46033 is in Carmel, Indiana, entirely in Hamilton County (Census 2020 ZIP-county file). About 41,000 people live there (Census Bureau, ACS 2020-2024), the less populous of Carmel's 2 residential ZIP codes. Median household income is $153,143 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Carmel (83%) and Westfield (16%).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Carmel · 2 residential ZIPs
- County
- Hamilton County
- Census places
- Carmel (83%); Westfield (16%)
- Neighborhoods
- Prairie View (subdivision), Spring Creek (subdivision), Woodfield (subdivision) GeoNames
- Metro area
- Indianapolis-Carmel-Greenwood, IN
- House district
- IN-5 119th Congress
- State
- Indiana
- Time zone
- Eastern
- Land area
- 17.4 sq mi · 2,346 people per sq mi
- PO Box ZIPs
- 46082 also use the name Carmel
Where is ZIP code 46033?
46033 centers on 39.979°, -86.086° and covers 17.4 square miles of land plus 0.5 of water. It borders 5 ZIP codes: 46038, 46280, 46032, 46062, 46074.
The map draws ZIP code areas only. For the streets inside 46033, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 46033 compare with the rest of Carmel?
| Measure | 46033 | In Carmel | In Hamilton County | In IN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 40,881 | 2nd of 2 | 7th of 20 | 26th of 807 |
| Median household income | $153k | 1st of 2 | 2nd of 17 | 3rd of 478 |
| Median home value | $487k | 2nd of 2 | 3rd of 18 | 3rd of 509 |
Its median household income is higher than in 97% of U.S. residential ZIP codes, and it is denser than 86% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46033?
The 2020 Census counted 39,002 people in 46033; the ACS, which samples households over 2020-2024, estimates 40,881. Between the 2010 and 2020 censuses its population grew 11.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 40,881
- 2020 Census count
- 39,002+11.8% since 2010 (34,889)
- Households
- 14,512
- Median age
- 41.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46033?
Of the 40,881 people the ACS estimates in 46033, 26.8% are under 18 and 16.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (77.3%).
- Under 1826.8%
- 18 to 6457.0%
- 65 and older16.3%
- White, not Hispanic77.3%
- Hispanic or Latino7.7%
- Asian, not Hispanic7.2%
- Other or two or more5.3%
- Black, not Hispanic2.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46033 earn?
Median household income is $153,143 (ACS 2020-2024), the 2nd highest of the 17 ranked ZIP codes in Hamilton County. It is not measurably different from 2015-2019 ($165,750 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $153,143
- Income per person
- $70,891
- Below the poverty line
- 2.0%
- Unemployed (of the labor force)
- 2.5%
- Adults 25+ with a bachelor's degree
- 71.4%
- Adjusted gross income per tax return, 2022
- $193,49118,620 returns; wages 59% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46033?
FHFA's house price index for 46033, built from repeat sales and appraisals of the same homes, rose 90% from 2015 to 2025 and rose 58% from 2020 to 2025, and moved +7.8% in 2025.
- Median home value (owners' estimate)
- $487,100
- Median gross rent
- $1,786
- Homes owned by their occupants
- 87.8%
- Housing units
- 15,032
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46033?
732 business establishments had a location in this ZIP code in 2023, 120 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services179
- Real estate and rental and leasing77
- Health care and social assistance76
- Retail trade60
- Construction52
- Administrative and support and waste management and remediation services51
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46033?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46038 | Fishers | 43,754 | $107k | 3.7 mi |
| 46280 | Indianapolis | 7,514 | $91k | 4.1 mi |
| 46032 | Carmel | 51,515 | $132k | 4.8 mi |
| 46062 | Noblesville | 41,060 | $120k | 5.9 mi |
| 46074 | Westfield | 48,901 | $127k | 6.1 mi |
| 46290 | Indianapolis | 81 | – | 5.1 mi (near) |
| 46240 | Indianapolis | 19,595 | $75k | 5.5 mi (near) |
| 46250 | Indianapolis | 18,147 | $67k | 5.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.