PlainZIP

Indianapolis, IN · standard

ZIP Code 46280

Hamilton County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,793
614/sq mi
$91,152
Median income
$324,400
Median home value
61.9%
Bachelor's or higher

The verdict

Indianapolis pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 26%
household income, US ZIPs
Top 30%
home value, US ZIPs
614
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46280 against every reporting US ZIP.

ZIP code 46280 is a mid-sized community (a standard USPS delivery area) in Indianapolis, Hamilton County, Indiana, home to 6,793 residents across 11.1 square miles, a density of 614 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46280 lands in the middle-income range, with a median household income of $91,152 (24% above the Indiana average), while per-capita income is $59,045. Poverty here runs at 5.3%, with unemployment measured at 0.5%. Median home value sits at $324,400 (68% above the state average), median rent at $1,771 a month, and owner-occupancy at 61.8%.

This is a highly-educated ZIP: 61.9% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 20 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hamilton County, letting you compare 46280 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46280

Top 5 sectors by establishment count in Indianapolis, IN

Which industries have the most business establishments in ZIP 46280.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46280, Indianapolis, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,793

Population

11.1

Area (sq mi)

614

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46280?

42.9

Median Age

51.4%

Male

48.6%

Female

6.6%

Foreign-Born

White 83.9%
African American 5.3%
Asian 3.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,152

Median Household Income

+24% vs state

$59,045

Per Capita Income

5.3%

Poverty Rate

0.5%

Unemployment Rate

20.3 min

Mean Commute Time

How ZIP 46280 ranks nationally

Indianapolis, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$91,152 Top 26% higher than 74% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 76.0%
Bachelor's Degree or Higher 61.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,829

Total Housing Units

3,596

Occupied Units

233

Vacant Units

2.09

Avg Household Size

Occupancy Type

Owner 61.8%
Renter 38.2%

$324,400

Median Home Value

+68% vs state

$1,771

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.1%

YoY Change (2024)

256

HPI Index (2000 = 100)

+156%

Total Change Since 2000

Home values in ZIP 46280 have decreased 1.1% over the past year (2024). Since 2000, this ZIP has seen +156% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.8% 171
2021 +11.5% 191
2022 +17.6% 224
2023 +15.4% 259
2024 -1.1% 256

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 256 business establishments in ZIP 46280, employing approximately 8,471 people with a combined annual payroll of $595,925,000.

256

Businesses

8,471

Employees

$595.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 54 21.1%
Professional, scientific, and technical services 32 12.5%
Finance and insurance 28 10.9%
Construction 22 8.6%
Other services (except public administration) 22 8.6%
Real estate and rental and leasing 19 7.4%
Administrative and support and waste management and remediation services 16 6.3%
Retail trade 13 5.1%
Accommodation and food services 11 4.3%
Wholesale trade 9 3.5%
Information 7 2.7%
Management of companies and enterprises 6 2.3%
Educational services 6 2.3%
Manufacturing 3 1.2%
Transportation and warehousing 3 1.2%
Arts, entertainment, and recreation 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46280 vs 46240 →

ZIP 46280 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46280 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46280 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46280 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46240 Indianapolis, IN 18,731 2.1 mi
46290 Indianapolis, IN 170 2.4 mi
46033 Carmel, IN 34,889 3.4 mi
46220 Indianapolis, IN 34,830 4.8 mi
46032 Carmel, IN 42,234 3.4 mi
46250 Indianapolis, IN 18,546 3.5 mi
46260 Indianapolis, IN 32,406 4.2 mi
46205 Indianapolis, IN 25,356 7.6 mi
46038 Fishers, IN 37,723 5.8 mi
46256 Indianapolis, IN 23,647 6.1 mi

More ZIP Codes in Hamilton County

46032 standard
Carmel, IN
Pop: 42,234
46038 standard
Fishers, IN
Pop: 37,723
46037 standard
Fishers, IN
Pop: 35,891
46033 standard
Carmel, IN
Pop: 34,889
46060 standard
Noblesville, IN
Pop: 34,708
46062 standard
Noblesville, IN
Pop: 29,730

Related Areas

Hamilton County Indianapolis, IN Indiana

Frequently Asked Questions

What county is ZIP code 46280 in? ▼
ZIP code 46280 (Indianapolis) is located in Hamilton County, Indiana. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-in.
What is the population of ZIP code 46280? ▼
ZIP code 46280 in Indianapolis, IN has a population of 6,793 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46280? ▼
The median household income in ZIP 46280 is $91,152, which is 19% above the national average of $76,288.
What is the average home value in ZIP 46280? ▼
The median home value in ZIP 46280 is $324,400, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 46280? ▼
The largest racial group in ZIP 46280 is White at 83.9%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 46280? ▼
ZIP code 46280 has 256 business establishments employing approximately 8,471 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46280? ▼
The top industries by establishment count in ZIP 46280 are: Health care and social assistance (54), Professional, scientific, and technical services (32), Finance and insurance (28). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46280? ▼
According to the FHFA House Price Index, home values in ZIP 46280 decreased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 156%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46280? ▼
In ZIP code 46280, 76.0% of residents aged 25+ have a high school diploma or higher, and 61.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46280? ▼
The mean commute time for workers in ZIP code 46280 is 20.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46280? ▼
In ZIP code 46280, approximately 61.8% of occupied housing units are owner-occupied and 38.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46280? ▼
The poverty rate in ZIP code 46280 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.