Carmel, IN
Single-footprint Census roll-up for Carmel, IN: 2 USPS ZIPs, population 77,123. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet CARMEL-IN · Carmel, IN 2 ZIPs · 77,123 pop · #1073/25278 · Hamilton County
INC-TOP · RANK-TOP · ABOVE-PEER · BOOK-FEW · OWN-MID · POP-SMALL · SPREAD-TIGHT · HOME-HIGH
- INC-TOP $142,614
- RANK-TOP #1073/25278
- ABOVE-PEER over Westfield
- BOOK-FEW 2 ZIPs
- OWN-MID 77% owners
- POP-SMALL 77,123
- SPREAD-TIGHT 46032→46033
- HOME-HIGH $491,950
Nearest income peer: Westfield, IN ( $15,890 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Carmel
Lowest/highest poles plus county-sharing cities nearest Carmel on average ZIP median household income. Full ladder: /cities.
- Atlanta · lowest
Atlanta · lowest
$76,438 median HH income
- Cicero · near
Cicero · near
$91,466 median HH income
- Noblesville · near
Noblesville · near
$106,009 median HH income
- Fishers · near
Fishers · near
$124,348 median HH income
- Westfield · near
Westfield · near
$126,724 median HH income
- Carmel · this city · highest
Carmel · this city · highest
$142,614 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Carmel, IN sits among US cities with a top-decile household income, on a small-city population base, across a handful of delivery areas.
- Top 4%
- household income vs 25,278 US cities
- 77,123
- city population (Census)
- 2
- USPS ZIP codes covered
- $142,614
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
High-income footprint on only 2 ZIPs: the city page and the ZIP page nearly coincide. Headline income $142,614 and home value $491,950 should be read as near-neighborhood numbers ; bachelor's attainment averages 73.5%.
Owner-occupancy sits in a mixed band (77.2%) - check the ZIP page's tenure split before treating Carmel as a pure owner town.
Within Indiana, Evanston is the closest lower-income city and Lincoln City the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Carmel.
Within-city ZIP comparison
Where the ZIP codes inside Carmel differ
The published income range is comparatively compact across the ZIPs in Carmel: $132,085 in ZIP 46032 to $153,143 in 46033. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.
- Income high-to-low ratio
- 1.2×
- Home-value high-to-low ratio
- 1.0×
- Poverty-rate spread
- 2.9 points
46032 to 46033
46033 to 46032
46033 to 46032
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
Lead ZIP 46032 skews compact Carmel
In this 2-ZIP cluster, 46032 covers about 55% of Carmel's 77,123 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.
Census ZBP business roll-up
Employer-heavy short list in Carmel
Citywide ZBP: 3,394 establishments, 56,418 employees , annual payroll $4,218,154k (~44 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 46032 (2,662 units) ; leading NAICS Professional, scientific, and technical services (639) · also Health care and social assistance · Real estate and rental and leasing .
ZIP Codes in Carmel, IN
These ZIP codes sit in Hamilton County, which covers 13 ZIP codes in all; 2 of them fall in Carmel. See the Hamilton County roll-up →
No other city sharing Hamilton County reports a higher average ZIP median income than Carmel. Indianapolis, Fishers and Noblesville sit below it, so a household comparing this county on income alone starts here. Sheridan marks the far end of that range at $76,990, 46% below Carmel.
Side-by-side: Compare 46032 vs 46033 →
Carmel roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Carmel, .