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City ZIP codes · Indiana

Carmel, IN ZIP Codes

3 ZIP codes use the postal name Carmel, Indiana (Census 2020 ZCTAs and GeoNames postal codes, October 2026): 2 residential and 1 for PO boxes or a single organization. Median household income runs from $132,085 in 46032 to $153,143 in 46033 (Census Bureau, ACS 2020-2024). Carmel's most populous ZIP code is 46032, with 51,515 people (ACS 2020-2024); 95% of its land is in the city of Carmel.

  • ACS2020-24
  • Census2020
  • GeoNames2026

Where are Carmel's ZIP codes?

46032: $132k median household income46033: $153k median household income460324603346032: $132k median household income46033: $153k median household income460324603346032: $132k median household income46033: $153k median household income4603246033
The 2 residential ZIP codes named Carmel, shaded by median household income in national fifths (ACS 2020-2024). Select a ZIP to open it. <$54.1k$98.1k+no figure

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).

How different are Carmel's ZIP codes?

The highest median household income is in 46033 ($153,143), the lowest in 46032 ($132,085). Home values run from $487,100 in 46033 to $496,800 in 46032.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013, B25077, B01003).

All 2 residential ZIP codes of Carmel

Residential ZIP codes with the postal name Carmel, IN, largest first (ACS 2020-2024); sort by any column
County
46032 Hamilton County 51,515 2,032 $132k $497k
46033 Hamilton County 40,881 2,346 $153k $487k

Download the 3 ZIP codes as CSV

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; 2023 Gazetteer land areas (2020 ZCTAs); town names from simplemaps US ZIP Codes (CC BY 4.0) and GeoNames (CC BY 4.0).

PO Box and single-organization ZIP codes in Carmel

1 ZIP code named Carmel has no residential delivery area: post office boxes, or one organization (a large employer, an agency, a university) with its own code. The Census Bureau publishes no figures for them.

Carmel, IN: ZIP codes without a residential area, for PO boxes or one organization (GeoNames postal codes; USPS does not publish openly which is which)
ZIPCounty
46082Hamilton County

Source: GeoNames postal codes (CC BY 4.0); a ZIP code with no Census ZCTA has no residential delivery area.

Which counties do Carmel's ZIP codes reach?

Carmel's residential ZIP codes lie in Hamilton County.

Which places do Carmel's ZIP codes cover?

A postal name is not a city limit. By the Census Bureau's places, Carmel's residential ZIP codes cover Carmel itself and 1 other place, each listed with the ZIP codes that have at least 5% of their land in it or hold most of the place:

Source: U.S. Census Bureau, 2020 ZCTA-to-place relationship file (shares of land).

Which first three digits do Carmel's ZIP codes use?

The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Every ZIP code of Carmel starts with 460.

Three-digit prefixes of Carmel's ZIP codes, the sectional center for each (USPS labeling list L005, effective October 1, 2026) and how many of the prefix's codes are Carmel's
PrefixSectional centerHereAll codes
460 Indianapolis, IN (SCF 460) 3 51

Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.