ZIP Code 46074

standard

Source:

Westfield · Hamilton County · Indiana

Population
26,745

286/sq mi

Median income
$126,724

▲ 66% vs US

higher than 92% of US ZIPs

Median home value
$437,100

▲ 57% vs US

higher than 83% of US ZIPs

Bachelor's or higher
60.1%

Median age 37.1

Land area
93.5 sq mi

Indiana/Indianapolis

ZIP code 46074 in Westfield, Indiana has a population of 26,745. The median household income is $126,724, which is 66% above the national average. Median home value is $437,100, 57% above the US average. 60.1% of residents hold a bachelor's degree or higher.

ZIP code 46074 is classified by USPS as a standard delivery area and covers roughly 93.5 square miles in Westfield, Hamilton County, Indiana. The area is home to 26,745 residents, producing a population density of 286 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46074 against Indiana and the nation.

On the economic side, the median household income for ZIP 46074 sits at $126,724 (72% above the Indiana average), while per-capita income is $58,555. The poverty rate stands at 5.1% and the unemployment rate at 3.1%. On housing, the median home value is $437,100 (126% above the state average) with median rent at $1,690 per month, and 81.6% of occupied units are owner-occupied, a direct signal of whether 46074 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 60.1% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 46074 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46074

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46074.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46074, Westfield, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

26,745

Population

93.5

Area (sq mi)

286

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46074?

37.1

Median Age

48.8%

Male

51.2%

Female

12.9%

Foreign-Born

White 76.9%
African American 3.6%
Asian 8.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.8%
Hispanic or Latino 7.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$126,724

Median Household Income

+72% vs state

$58,555

Per Capita Income

5.1%

Poverty Rate

3.1%

Unemployment Rate

25.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.0%
Bachelor's Degree or Higher 60.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,527

Total Housing Units

17,758

Occupied Units

769

Vacant Units

2.74

Avg Household Size

Occupancy Type

Owner 81.6%
Renter 18.4%

$437,100

Median Home Value

+126% vs state

$1,690

Median Rent

2010

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.5%

YoY Change (2024)

236

HPI Index (2000 = 100)

+136%

Total Change Since 2000

Home values in ZIP 46074 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.4% 153
2021 +9.3% 167
2022 +24.5% 208
2023 +10.7% 231
2024 +2.5% 236

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 919 business establishments in ZIP 46074, employing approximately 13,549 people with a combined annual payroll of $798,607,000.

919

Businesses

13,549

Employees

$798.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 146 15.9%
Health care and social assistance 106 11.5%
Construction 88 9.6%
Accommodation and food services 82 8.9%
Administrative and support and waste management and remediation services 78 8.5%
Other services (except public administration) 75 8.2%
Retail trade 74 8.1%
Wholesale trade 50 5.4%
Finance and insurance 50 5.4%
Real estate and rental and leasing 46 5.0%
Manufacturing 32 3.5%
Arts, entertainment, and recreation 32 3.5%
Transportation and warehousing 22 2.4%
Educational services 18 2.0%
Information 10 1.1%
Management of companies and enterprises 6 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46074 vs 46032 →

ZIP Code City Population Distance
46032 Carmel, IN 42,234 4.9 mi
46290 Indianapolis, IN 170 7.1 mi
46260 Indianapolis, IN 32,406 9.6 mi
46062 Noblesville, IN 29,730 6.6 mi
46033 Carmel, IN 34,889 6.2 mi
46280 Indianapolis, IN 6,793 7.5 mi
46069 Sheridan, IN 6,664 7.7 mi
46077 Zionsville, IN 24,512 6.8 mi
46240 Indianapolis, IN 18,731 9.4 mi
46268 Indianapolis, IN 24,965 9.9 mi

More ZIP Codes in Hamilton County

Frequently Asked Questions

What county is ZIP code 46074 in?
ZIP code 46074 (Westfield) is located in Hamilton County, Indiana. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-in.
What is the population of ZIP code 46074?
ZIP code 46074 in Westfield, IN has a population of 26,745 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46074?
The median household income in ZIP 46074 is $126,724, which is 66% above the national average of $76,288.
What is the average home value in ZIP 46074?
The median home value in ZIP 46074 is $437,100, which is 57% above the national average of $278,155.
What is the demographic makeup of ZIP 46074?
The largest racial group in ZIP 46074 is White at 76.9%. Hispanic or Latino residents make up 7.8% of the population.
How many businesses are in ZIP code 46074?
ZIP code 46074 has 919 business establishments employing approximately 13,549 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46074?
The top industries by establishment count in ZIP 46074 are: Professional, scientific, and technical services (146), Health care and social assistance (106), Construction (88). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46074?
According to the FHFA House Price Index, home values in ZIP 46074 increased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46074?
In ZIP code 46074, 77.0% of residents aged 25+ have a high school diploma or higher, and 60.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46074?
The mean commute time for workers in ZIP code 46074 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46074?
In ZIP code 46074, approximately 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46074?
The poverty rate in ZIP code 46074 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Westfield, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.