PlainZIP

Westfield, IN · standard

ZIP Code 46074

Hamilton County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,745
286/sq mi
$126,724
Median income
$437,100
Median home value
60.1%
Bachelor's or higher

The verdict

Westfield pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 17%
home value, US ZIPs
286
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46074 against every reporting US ZIP.

ZIP code 46074 is a densely settled ZIP (a standard USPS delivery area) in Westfield, Hamilton County, Indiana, with 26,745 residents across 93.5 square miles, a density of 286 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46074 skews affluent, with a median household income of $126,724 (72% above the Indiana average), while per-capita income is $58,555. The poverty rate stands at 5.1% and the unemployment rate at 3.1%. Housing costs here run $437,100 for a typical home value (126% above the state average), with rent averaging $1,690 a month; 81.6% of homes are owner-occupied.

This is a highly-educated ZIP: 60.1% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 26 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hamilton County, letting you compare 46074 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46074

Top 5 sectors by establishment count in Westfield, IN

Which industries have the most business establishments in ZIP 46074.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46074, Westfield, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,745

Population

93.5

Area (sq mi)

286

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46074?

37.1

Median Age

48.8%

Male

51.2%

Female

12.9%

Foreign-Born

White 76.9%
African American 3.6%
Asian 8.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.8%
Hispanic or Latino 7.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$126,724

Median Household Income

+72% vs state

$58,555

Per Capita Income

5.1%

Poverty Rate

3.1%

Unemployment Rate

25.8 min

Mean Commute Time

How ZIP 46074 ranks nationally

Westfield, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$126,724 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.0%
Bachelor's Degree or Higher 60.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,527

Total Housing Units

17,758

Occupied Units

769

Vacant Units

2.74

Avg Household Size

Occupancy Type

Owner 81.6%
Renter 18.4%

$437,100

Median Home Value

+126% vs state

$1,690

Median Rent

2010

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.5%

YoY Change (2024)

236

HPI Index (2000 = 100)

+136%

Total Change Since 2000

Home values in ZIP 46074 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.4% 153
2021 +9.3% 167
2022 +24.5% 208
2023 +10.7% 231
2024 +2.5% 236

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 919 business establishments in ZIP 46074, employing approximately 13,549 people with a combined annual payroll of $798,607,000.

919

Businesses

13,549

Employees

$798.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 146 15.9%
Health care and social assistance 106 11.5%
Construction 88 9.6%
Accommodation and food services 82 8.9%
Administrative and support and waste management and remediation services 78 8.5%
Other services (except public administration) 75 8.2%
Retail trade 74 8.1%
Wholesale trade 50 5.4%
Finance and insurance 50 5.4%
Real estate and rental and leasing 46 5.0%
Manufacturing 32 3.5%
Arts, entertainment, and recreation 32 3.5%
Transportation and warehousing 22 2.4%
Educational services 18 2.0%
Information 10 1.1%
Management of companies and enterprises 6 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46074 vs 46032 →

ZIP 46074 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46074 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46074 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46074 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46032 Carmel, IN 42,234 4.9 mi
46290 Indianapolis, IN 170 7.1 mi
46260 Indianapolis, IN 32,406 9.6 mi
46062 Noblesville, IN 29,730 6.6 mi
46033 Carmel, IN 34,889 6.2 mi
46280 Indianapolis, IN 6,793 7.5 mi
46069 Sheridan, IN 6,664 7.7 mi
46077 Zionsville, IN 24,512 6.8 mi
46240 Indianapolis, IN 18,731 9.4 mi
46268 Indianapolis, IN 24,965 9.9 mi

More ZIP Codes in Hamilton County

46032 standard
Carmel, IN
Pop: 42,234
46038 standard
Fishers, IN
Pop: 37,723
46037 standard
Fishers, IN
Pop: 35,891
46033 standard
Carmel, IN
Pop: 34,889
46060 standard
Noblesville, IN
Pop: 34,708
46062 standard
Noblesville, IN
Pop: 29,730

Related Areas

Hamilton County Westfield, IN Indiana

Frequently Asked Questions

What county is ZIP code 46074 in? ▼
ZIP code 46074 (Westfield) is located in Hamilton County, Indiana. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-in.
What is the population of ZIP code 46074? ▼
ZIP code 46074 in Westfield, IN has a population of 26,745 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46074? ▼
The median household income in ZIP 46074 is $126,724, which is 66% above the national average of $76,288.
What is the average home value in ZIP 46074? ▼
The median home value in ZIP 46074 is $437,100, which is 57% above the national average of $278,155.
What is the demographic makeup of ZIP 46074? ▼
The largest racial group in ZIP 46074 is White at 76.9%. Hispanic or Latino residents make up 7.8% of the population.
How many businesses are in ZIP code 46074? ▼
ZIP code 46074 has 919 business establishments employing approximately 13,549 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46074? ▼
The top industries by establishment count in ZIP 46074 are: Professional, scientific, and technical services (146), Health care and social assistance (106), Construction (88). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46074? ▼
According to the FHFA House Price Index, home values in ZIP 46074 increased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46074? ▼
In ZIP code 46074, 77.0% of residents aged 25+ have a high school diploma or higher, and 60.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46074? ▼
The mean commute time for workers in ZIP code 46074 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46074? ▼
In ZIP code 46074, approximately 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46074? ▼
The poverty rate in ZIP code 46074 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.