ZIP 46040 vs ZIP 46048

This side-by-side compares ZIP 46040 (Fortville, IN) and ZIP 46048 (Ingalls, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46040 has a population of 9,944 at 115 people per square mile, while ZIP 46048 has 2,406 at 687 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46040 reports a median household income of $147,500 against $72,102 in ZIP 46048, with per-capita income of $61,503 vs $27,173. The share of adults holding a bachelor's degree or higher is 50.4% in 46040 and 12.5% in 46048. Poverty rate reads 1.9% vs 8.9%, and unemployment 2.0% vs 2.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $435,700 in 46040 versus $178,500 in 46048, with median rent of $1,528 and $1,379 per month respectively. Homeownership rate is 85.6% vs 70.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.