PlainZIP

Fortville, IN · standard

ZIP Code 46040

Madison County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,944
115/sq mi
$147,500
Median income
$435,700
Median home value
50.4%
Bachelor's or higher

The verdict

Fortville pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 4%
household income, US ZIPs
Top 17%
home value, US ZIPs
115
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46040 against every reporting US ZIP.

ZIP code 46040 is a mid-sized community (a standard USPS delivery area) in Fortville, Madison County, Indiana, home to 9,944 residents across 86.2 square miles, a density of 115 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46040 skews affluent, with a median household income of $147,500 (100% above the Indiana average), while per-capita income is $61,503. Poverty here runs at 1.9%, with unemployment measured at 2.0%. On housing, the median home value is $435,700 (125% above the state average) with median rent at $1,528 per month, and 85.6% of occupied units are owner-occupied.

This is a highly-educated ZIP: 50.4% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 28 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Madison County, letting you compare 46040 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46040

Top 5 sectors by establishment count in Fortville, IN

Which industries have the most business establishments in ZIP 46040.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46040, Fortville, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,944

Population

86.2

Area (sq mi)

115

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46040?

36.5

Median Age

51.7%

Male

48.3%

Female

7.4%

Foreign-Born

White 81.8%
African American 6.2%
Asian 5.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$147,500

Median Household Income

+100% vs state

$61,503

Per Capita Income

1.9%

Poverty Rate

2.0%

Unemployment Rate

28.4 min

Mean Commute Time

How ZIP 46040 ranks nationally

Fortville, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$147,500 Top 4% higher than 96% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.4%
Bachelor's Degree or Higher 50.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,535

Total Housing Units

5,476

Occupied Units

59

Vacant Units

2.91

Avg Household Size

Occupancy Type

Owner 85.6%
Renter 14.4%

$435,700

Median Home Value

+125% vs state

$1,528

Median Rent

2004

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.8%

YoY Change (2024)

246

HPI Index (2000 = 100)

+146%

Total Change Since 2000

Home values in ZIP 46040 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.8% 162
2021 +11.8% 181
2022 +18.3% 214
2023 +5.4% 226
2024 +8.8% 246

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 293 business establishments in ZIP 46040, employing approximately 2,219 people with a combined annual payroll of $104,334,000.

293

Businesses

2,219

Employees

$104.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 38 13.0%
Construction 33 11.3%
Retail trade 28 9.6%
Real estate and rental and leasing 28 9.6%
Health care and social assistance 26 8.9%
Accommodation and food services 22 7.5%
Other services (except public administration) 22 7.5%
Transportation and warehousing 18 6.1%
Administrative and support and waste management and remediation services 17 5.8%
Manufacturing 14 4.8%
Wholesale trade 14 4.8%
Finance and insurance 13 4.4%
Educational services 5 1.7%
Information 4 1.4%
Arts, entertainment, and recreation 4 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46040 vs 46048 →

ZIP 46040 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46040 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46040 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46040 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46048 Ingalls, IN 2,406 2.6 mi
46055 Mccordsville, IN 10,193 4.7 mi
46051 Lapel, IN 2,826 9.0 mi
46064 Pendleton, IN 17,148 6.1 mi
46037 Fishers, IN 35,891 6.3 mi
46236 Indianapolis, IN 27,294 7.5 mi
46140 Greenfield, IN 38,543 9.2 mi
46235 Indianapolis, IN 30,825 9.7 mi
46060 Noblesville, IN 34,708 10.8 mi
46229 Indianapolis, IN 27,262 12.2 mi

More ZIP Codes in Madison County

46012 standard
Anderson, IN
Pop: 19,414
46016 standard
Anderson, IN
Pop: 19,225
46013 standard
Anderson, IN
Pop: 17,876
46064 standard
Pendleton, IN
Pop: 17,148
46011 standard
Anderson, IN
Pop: 16,770
46036 standard
Elwood, IN
Pop: 11,663

Related Areas

Madison County Fortville, IN Indiana

Frequently Asked Questions

What county is ZIP code 46040 in? ▼
ZIP code 46040 (Fortville) is located in Madison County, Indiana. Madison County contains multiple ZIP codes, see the full list at /counties/madison-in.
What is the population of ZIP code 46040? ▼
ZIP code 46040 in Fortville, IN has a population of 9,944 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46040? ▼
The median household income in ZIP 46040 is $147,500, which is 93% above the national average of $76,288.
What is the average home value in ZIP 46040? ▼
The median home value in ZIP 46040 is $435,700, which is 57% above the national average of $278,155.
What is the demographic makeup of ZIP 46040? ▼
The largest racial group in ZIP 46040 is White at 81.8%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 46040? ▼
ZIP code 46040 has 293 business establishments employing approximately 2,219 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46040? ▼
The top industries by establishment count in ZIP 46040 are: Professional, scientific, and technical services (38), Construction (33), Retail trade (28). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46040? ▼
According to the FHFA House Price Index, home values in ZIP 46040 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46040? ▼
In ZIP code 46040, 71.4% of residents aged 25+ have a high school diploma or higher, and 50.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46040? ▼
The mean commute time for workers in ZIP code 46040 is 28.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46040? ▼
In ZIP code 46040, approximately 85.6% of occupied housing units are owner-occupied and 14.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46040? ▼
The poverty rate in ZIP code 46040 is 1.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.