Fortville, IN · standard
ZIP Code 46040
Madison County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,944
- 115/sq mi High-density area
- $147,500
- Median income Above-median income area
- $435,700
- Median home value Above-median home value
- 50.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Fortville pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 4%
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 115
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46040 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46040 (Fortville, IN) rose +8.8% from 2023 to 2024. The all-transactions index moved from 226.0 in 2023 to 245.9 in 2024 (2000 = 100).
ZIP code 46040 is a mid-sized community (a standard USPS delivery area) in Fortville, Madison County, Indiana, home to 9,944 residents across 86.2 square miles, a density of 115 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46040 skews affluent, with a median household income of $147,500 (100% above the average Indiana ZIP), while per-capita income is $61,503. Both reported hardship measures are comparatively low in absolute terms: poverty is 1.9% and unemployment is 2.0%. Housing is both higher-cost and owner-heavy: median home value is $435,700 (125% above the average Indiana ZIP), while 85.6% of occupied homes are owner-occupied and median rent is $1,528.
This is a highly-educated ZIP: 50.4% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Madison County, so 46040 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46040
Top 5 sectors by establishment count in Fortville, IN
Which industries have the most business establishments in ZIP 46040.
- Professional, scientific, and technical services
Professional, scientific, and technical services
38 establishments
- Construction
Construction
33 establishments
- Retail trade
Retail trade
28 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
28 establishments
- Health care and social assistance
Health care and social assistance
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46040, Fortville, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,944
Population
86.2
Area (sq mi)
115
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46040?
36.5
Median Age
51.7%
Male
48.3%
Female
7.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$147,500
Median Household Income
+100% vs state ZIP avg
$61,503
Per Capita Income
1.9%
Poverty Rate
2.0%
Unemployment Rate
28.4 min
Mean Commute Time
How ZIP 46040 ranks among Indiana ZIPs
Fortville, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$147,500 Top 1% higher than 99% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,535housing units
5,535
Total Housing Units
5,476
Occupied Units
59
Vacant Units
2.91
Avg Household Size
Occupancy Type
$435,700
Median Home Value
+125% vs state ZIP avg
$1,528
Median Rent
2004
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.8%
YoY Change (2024)
246
HPI Index (2000 = 100)
+146%
Total Change Since 2000
Home values in ZIP 46040 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.8% | 162 |
| 2021 | +11.8% | 181 |
| 2022 | +18.3% | 214 |
| 2023 | +5.4% | 226 |
| 2024 | +8.8% | 246 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 293 business establishments in ZIP 46040, employing approximately 2,219 people with a combined annual payroll of $104,334,000.
293
Businesses
2,219
Employees
$104.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 38 | 13.0% |
| Construction | 33 | 11.3% |
| Retail trade | 28 | 9.6% |
| Real estate and rental and leasing | 28 | 9.6% |
| Health care and social assistance | 26 | 8.9% |
| Accommodation and food services | 22 | 7.5% |
| Other services (except public administration) | 22 | 7.5% |
| Transportation and warehousing | 18 | 6.1% |
| Administrative and support and waste management and remediation services | 17 | 5.8% |
| Manufacturing | 14 | 4.8% |
| Wholesale trade | 14 | 4.8% |
| Finance and insurance | 13 | 4.4% |
| Educational services | 5 | 1.7% |
| Information | 4 | 1.4% |
| Arts, entertainment, and recreation | 4 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46040 vs 46048 →
ZIP 46040 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46140
Greenfield (46140)
38,543 residents
- 46037
Fishers (46037)
35,891 residents
- 46060
Noblesville (46060)
34,708 residents
- 46235
Indianapolis (46235)
30,825 residents
- 46236
Indianapolis (46236)
27,294 residents
- 46229
Indianapolis (46229)
27,262 residents
- 46064
Pendleton (46064)
17,148 residents
- 46055 10,193
Mccordsville (46055)
10,193 residents
- 46040 9,944
Fortville (46040)
9,944 residents
What this shows Among its immediate neighbors, ZIP 46040 ranks #9 by population - useful context the national average alone can't give.
ZIP 46040 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46040
Fortville (46040)
$147,500 median income
- 46037
Fishers (46037)
$141,810 median income
- 46236
Indianapolis (46236)
$115,664 median income
- 46055
Mccordsville (46055)
$113,784 median income
- 46064
Pendleton (46064)
$94,609 median income
- 46060
Noblesville (46060)
$91,918 median income
- 46140
Greenfield (46140)
$83,056 median income
- 46051
Lapel (46051)
$78,333 median income
- 46048
Ingalls (46048)
$72,102 median income
What this shows By household income, ZIP 46040 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46048 | Ingalls, IN | 2,406 | 2.6 mi |
| 46055 | Mccordsville, IN | 10,193 | 4.7 mi |
| 46051 | Lapel, IN | 2,826 | 9.0 mi |
| 46064 | Pendleton, IN | 17,148 | 6.1 mi |
| 46037 | Fishers, IN | 35,891 | 6.3 mi |
| 46236 | Indianapolis, IN | 27,294 | 7.5 mi |
| 46140 | Greenfield, IN | 38,543 | 9.2 mi |
| 46235 | Indianapolis, IN | 30,825 | 9.7 mi |
| 46060 | Noblesville, IN | 34,708 | 10.8 mi |
| 46229 | Indianapolis, IN | 27,262 | 12.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46040, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,944 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Madison County
Related Areas
Frequently Asked Questions
What county is ZIP code 46040 in?
ZIP code 46040 (Fortville) is located in Madison County, Indiana. Madison County contains multiple ZIP codes, see the full list at /counties/madison-in.
What is the population of ZIP code 46040?
ZIP code 46040 in Fortville, IN has a population of 9,944 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46040?
The median household income in ZIP 46040 is $147,500, which is 93% above the national average of $76,288.
What is the average home value in ZIP 46040?
The median home value in ZIP 46040 is $435,700, which is 57% above the national average of $278,155.
What is the demographic makeup of ZIP 46040?
The largest racial group in ZIP 46040 is White at 81.8%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 46040?
ZIP code 46040 has 293 business establishments employing approximately 2,219 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46040?
The top industries by establishment count in ZIP 46040 are: Professional, scientific, and technical services (38), Construction (33), Retail trade (28). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46040?
According to the FHFA House Price Index, home values in ZIP 46040 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46040?
In ZIP code 46040, 71.4% of residents aged 25+ have a high school diploma or higher, and 50.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46040?
The mean commute time for workers in ZIP code 46040 is 28.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46040?
In ZIP code 46040, approximately 85.6% of occupied housing units are owner-occupied and 14.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46040?
The poverty rate in ZIP code 46040 is 1.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46040's numbers, next.
- See how ZIP 46040 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fortville, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.