Residential delivery area · Indiana

ZIP Code 46055: McCordsville, IN

ZIP code 46055 uses the postal name McCordsville, Indiana and lies mostly in Hancock County (95% of its land) with the rest in Hamilton County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $113,784 (Census Bureau, ACS 2020-2024). By Census place, 26% of its land lies in McCordsville, and 5% in smaller places; 69% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Indiana, Kentucky, Michigan and Ohio
460sectional center: Indianapolis, IN (SCF 460)
55delivery area within it
Town
McCordsville · its only residential ZIP
Census places
McCordsville
Metro area
Indianapolis-Carmel-Greenwood, IN
House districts
IN-6 (95%), IN-5 (5%) 119th Congress, by share of land
State
Indiana
Time zone
Eastern
Land area
26.2 sq mi · 610 people per sq mi

Where is ZIP code 46055?

46055 centers on 39.888°, -85.902° and covers 26.2 square miles of land plus 0.9 of water. It borders 6 ZIP codes: 46236, 46040, 46235, 46037, 46256, 46140.

46037 · Fishers46040 · Fortville46140 · Greenfield46235 · Indianapolis46236 · Indianapolis46256 · Indianapolis46055 · McCordsville (this ZIP)4605546140460404603746256462364623546037 · Fishers46040 · Fortville46140 · Greenfield46235 · Indianapolis46236 · Indianapolis46256 · Indianapolis46055 · McCordsville (this ZIP)4605546140460404603746256462364623546037 · Fishers46040 · Fortville46140 · Greenfield46235 · Indianapolis46236 · Indianapolis46256 · Indianapolis46055 · McCordsville (this ZIP)46055461404604046037462564623646235
Shaded by median household income, in national fifths (ACS 2020-2024); 46055 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 46055, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 46055 compare with the rest of Hancock County?

Rank of 46055 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure46055In Hancock CountyIn IN
People (ACS 2020-2024)16,0104th of 14159th of 807
Median household income$114k3rd of 824th of 478
Median home value$351k2nd of 920th of 509

Its median household income is higher than in 88% of U.S. residential ZIP codes, and it is denser than 74% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 46055?

The 2020 Census counted 14,969 people in 46055; the ACS, which samples households over 2020-2024, estimates 16,010. Between the 2010 and 2020 censuses its population grew 46.9% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
16,010
2020 Census count
14,969+46.9% since 2010 (10,193)
Households
6,124
Median age
38.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 46055?

Of the 16,010 people the ACS estimates in 46055, 26.9% are under 18 and 12.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (79.8%).

  • Under 1826.9%
  • 18 to 6460.4%
  • 65 and older12.7%
Age of the people of 46055 (ACS 2020-2024, B01001)
  • White, not Hispanic79.8%
  • Black, not Hispanic9.8%
  • Other or two or more4.3%
  • Hispanic or Latino4.3%
  • Asian, not Hispanic1.9%
Race and Hispanic origin in 46055 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 46055 earn?

Median household income is $113,784 (ACS 2020-2024), the 3rd highest of the 8 ranked ZIP codes in Hancock County. It fell from $131,395 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$113,784
Income per person
$55,113
Below the poverty line
1.2%
Unemployed (of the labor force)
2.2%
Adults 25+ with a bachelor's degree
55.1%
Adjusted gross income per tax return, 2022
$130,6288,110 returns; wages 69% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 46055?

FHFA's house price index for 46055, built from repeat sales and appraisals of the same homes, rose 104% from 2015 to 2025 and rose 61% from 2020 to 2025, and moved +3.3% in 2025.

Median home value (owners' estimate)
$350,700
Median gross rent
$1,650
Homes owned by their occupants
82.3%
Housing units
6,360
0 100 200 300 19912000201020202025 0 100 200 300 19912000201020202025 0 100 200 300 19912000201020202025
Index = 100 in 1991, the first year FHFA reports for 46055; 2025: 312.6. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 46055?

239 business establishments had a location in this ZIP code in 2023, 38 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services43
  • Health care and social assistance33
  • Other services (except public administration)23
  • Administrative and support and waste management and remediation services22
  • Construction21
  • Retail trade18

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 46055?

ZIP codes that share a boundary with 46055, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
46236Indianapolis26,416$116k3.5 mi
46040Fortville15,943$148k4.5 mi
46235Indianapolis36,317$59k5.2 mi
46037Fishers48,713$142k5.6 mi
46256Indianapolis20,990$94k6.0 mi
46140Greenfield43,511$83k9.1 mi
46216Indianapolis2,767$53k5.9 mi (near)
46048Ingalls2,025$72k6.8 mi (near)
46154Maxwell189–7.3 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.