Residential delivery area · Indiana

ZIP Code 46064: Pendleton, IN

ZIP code 46064 uses the postal name Pendleton, Indiana and lies mostly in Madison County (89% of its land) with the rest in Hancock County (Census 2020 ZIP-county file). About 18,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $94,609 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Pendleton (20%) and Ingalls (3%), and 5% in smaller places; 73% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Indiana, Kentucky, Michigan and Ohio
460sectional center: Indianapolis, IN (SCF 460)
64delivery area within it
Town
Pendleton · its only residential ZIP
County
Madison County (89%); Hancock County (11%)
Census places
Pendleton (20%); Ingalls (3%)
Metro area
Indianapolis-Carmel-Greenwood, IN
House districts
IN-5 (89%), IN-6 (11%) 119th Congress, by share of land
State
Indiana
Time zone
Eastern
Land area
66.8 sq mi · 277 people per sq mi

Where is ZIP code 46064?

46064 centers on 39.982°, -85.739° and covers 66.8 square miles of land plus 0.4 of water. It borders 10 ZIP codes: 46048, 46013, 46040, 46056, 46051, 46186, 46011, 46037, 46060, 46140.

46011 · Anderson46013 · Anderson46037 · Fishers46040 · Fortville46048 · Ingalls46051 · Lapel46056 · Markleville46060 · Noblesville46140 · Greenfield46186 · Wilkinson46064 · Pendleton (this ZIP)4606446140460604601146040461864605646037460134605146011 · Anderson46013 · Anderson46037 · Fishers46040 · Fortville46048 · Ingalls46051 · Lapel46056 · Markleville46060 · Noblesville46140 · Greenfield46186 · Wilkinson46064 · Pendleton (this ZIP)4606446140460604601146040461864605646037460134605146011 · Anderson46013 · Anderson46037 · Fishers46040 · Fortville46048 · Ingalls46051 · Lapel46056 · Markleville46060 · Noblesville46140 · Greenfield46186 · Wilkinson46064 · Pendleton (this ZIP)460644614046060460114604046186460564603746013
Shaded by median household income, in national fifths (ACS 2020-2024); 46064 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 46064, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 46064 compare with the rest of Madison County?

Rank of 46064 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure46064In Madison CountyIn IN
People (ACS 2020-2024)18,4994th of 18140th of 807
Median household income$95k2nd of 1557th of 478
Median home value$284k3rd of 1767th of 509

Its median household income is higher than in 77% of U.S. residential ZIP codes, and it is denser than 66% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 46064?

The 2020 Census counted 16,908 people in 46064; the ACS, which samples households over 2020-2024, estimates 18,499. Between the 2010 and 2020 censuses its population fell 1.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
18,499
2020 Census count
16,908−1.4% since 2010 (17,148)
Households
6,086
Median age
39.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 46064?

Of the 18,499 people the ACS estimates in 46064, 20.6% are under 18 and 16.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (82.4%).

  • Under 1820.6%
  • 18 to 6463.4%
  • 65 and older16.0%
Age of the people of 46064 (ACS 2020-2024, B01001)
  • White, not Hispanic82.4%
  • Hispanic or Latino5.6%
  • Black, not Hispanic5.4%
  • Other or two or more5.3%
  • Asian, not Hispanic1.4%
Race and Hispanic origin in 46064 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 46064 earn?

Median household income is $94,609 (ACS 2020-2024), the 2nd highest of the 15 ranked ZIP codes in Madison County. It is not measurably different from 2015-2019 ($96,796 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$94,609
Income per person
$41,960
Below the poverty line
4.5%
Unemployed (of the labor force)
6.5%
Adults 25+ with a bachelor's degree
29.8%
Adjusted gross income per tax return, 2022
$89,0898,250 returns; wages 72% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 46064?

FHFA's house price index for 46064, built from repeat sales and appraisals of the same homes, rose 104% from 2015 to 2025 and rose 56% from 2020 to 2025, and moved +5.2% in 2025.

Median home value (owners' estimate)
$283,600
Median gross rent
$1,141
Homes owned by their occupants
85.2%
Housing units
6,357
0 100 200 300 400 500 198619902000201020202025 0 100 200 300 400 500 198619902000201020202025 0 100 200 300 400 500 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 46064; 2025: 550.6. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 46064?

342 business establishments had a location in this ZIP code in 2023, 51 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction48
  • Health care and social assistance40
  • Professional, scientific, and technical services36
  • Other services (except public administration)35
  • Accommodation and food services32
  • Retail trade29

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 46064?

ZIP codes that share a boundary with 46064, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
46048Ingalls2,025$72k4.1 mi
46013Anderson19,073$49k5.6 mi
46040Fortville15,943$148k6.3 mi
46056Markleville2,076$72k7.0 mi
46051Lapel2,919$78k7.5 mi
46186Wilkinson1,816$71k7.8 mi
46011Anderson16,534$76k10.3 mi
46037Fishers48,713$142k10.9 mi
46060Noblesville47,610$92k11.7 mi
46140Greenfield43,511$83k12.5 mi
46016Anderson17,834$36k8.6 mi (near)
46154Maxwell189–8.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.