PlainZIP

Pendleton, IN · standard

ZIP Code 46064

Madison County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,148
102/sq mi
$94,609
Median income
$283,600
Median home value
29.8%
Bachelor's or higher

The verdict

Pendleton pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 23%
household income, US ZIPs
Top 36%
home value, US ZIPs
102
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46064 against every reporting US ZIP.

ZIP code 46064 is a mid-sized community (a standard USPS delivery area) in Pendleton, Madison County, Indiana, home to 17,148 residents across 168.4 square miles, a density of 102 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46064 lands in the middle-income range, with a median household income of $94,609 (28% above the Indiana average), while per-capita income is $41,960. The poverty rate stands at 4.5% and the unemployment rate at 6.5%. The typical home here is valued at $283,600 (47% above the state average); renters pay a median of $1,141 monthly, and 85.2% of units are owner-occupied.

Educational attainment sits below the national norm: 29.8% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is 27 minutes. To put 46064 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Madison County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46064

Top 5 sectors by establishment count in Pendleton, IN

Which industries have the most business establishments in ZIP 46064.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46064, Pendleton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,148

Population

168.4

Area (sq mi)

102

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46064?

39.6

Median Age

56.1%

Male

43.9%

Female

3.2%

Foreign-Born

White 82.9%
African American 5.5%
Asian 1.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.8%
Hispanic or Latino 5.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$94,609

Median Household Income

+28% vs state

$41,960

Per Capita Income

4.5%

Poverty Rate

6.5%

Unemployment Rate

26.7 min

Mean Commute Time

How ZIP 46064 ranks nationally

Pendleton, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$94,609 Top 23% higher than 77% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.4%
Bachelor's Degree or Higher 29.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,357

Total Housing Units

6,086

Occupied Units

271

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 85.2%
Renter 14.8%

$283,600

Median Home Value

+47% vs state

$1,141

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.5%

YoY Change (2024)

227

HPI Index (2000 = 100)

+127%

Total Change Since 2000

Home values in ZIP 46064 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 153
2021 +11.5% 170
2022 +15.8% 197
2023 +10.1% 217
2024 +4.5% 227

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 342 business establishments in ZIP 46064, employing approximately 3,726 people with a combined annual payroll of $170,725,000.

342

Businesses

3,726

Employees

$170.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 48 14.0%
Health care and social assistance 40 11.7%
Professional, scientific, and technical services 36 10.5%
Other services (except public administration) 35 10.2%
Accommodation and food services 32 9.4%
Retail trade 29 8.5%
Finance and insurance 26 7.6%
Administrative and support and waste management and remediation services 24 7.0%
Transportation and warehousing 16 4.7%
Real estate and rental and leasing 15 4.4%
Wholesale trade 14 4.1%
Manufacturing 8 2.3%
Educational services 8 2.3%
Arts, entertainment, and recreation 6 1.8%
Information 4 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46064 vs 46048 →

ZIP 46064 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46064 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46064 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46064 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46048 Ingalls, IN 2,406 3.5 mi
46013 Anderson, IN 17,876 5.8 mi
46056 Markleville, IN 2,246 7.2 mi
46040 Fortville, IN 9,944 6.1 mi
46011 Anderson, IN 16,770 10.0 mi
46051 Lapel, IN 2,826 7.0 mi
46016 Anderson, IN 19,225 8.6 mi
46186 Wilkinson, IN 1,753 8.3 mi
46017 Anderson, IN 6,025 9.7 mi

More ZIP Codes in Madison County

46012 standard
Anderson, IN
Pop: 19,414
46016 standard
Anderson, IN
Pop: 19,225
46013 standard
Anderson, IN
Pop: 17,876
46011 standard
Anderson, IN
Pop: 16,770
46036 standard
Elwood, IN
Pop: 11,663
46001 standard
Alexandria, IN
Pop: 10,459

Related Areas

Madison County Pendleton, IN Indiana

Frequently Asked Questions

What county is ZIP code 46064 in? ▼
ZIP code 46064 (Pendleton) is located in Madison County, Indiana. Madison County contains multiple ZIP codes, see the full list at /counties/madison-in.
What is the population of ZIP code 46064? ▼
ZIP code 46064 in Pendleton, IN has a population of 17,148 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46064? ▼
The median household income in ZIP 46064 is $94,609, which is 24% above the national average of $76,288.
What is the average home value in ZIP 46064? ▼
The median home value in ZIP 46064 is $283,600, which is 2% above the national average of $278,155.
What is the demographic makeup of ZIP 46064? ▼
The largest racial group in ZIP 46064 is White at 82.9%. Hispanic or Latino residents make up 5.6% of the population.
How many businesses are in ZIP code 46064? ▼
ZIP code 46064 has 342 business establishments employing approximately 3,726 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46064? ▼
The top industries by establishment count in ZIP 46064 are: Construction (48), Health care and social assistance (40), Professional, scientific, and technical services (36). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46064? ▼
According to the FHFA House Price Index, home values in ZIP 46064 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46064? ▼
In ZIP code 46064, 60.4% of residents aged 25+ have a high school diploma or higher, and 29.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46064? ▼
The mean commute time for workers in ZIP code 46064 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46064? ▼
In ZIP code 46064, approximately 85.2% of occupied housing units are owner-occupied and 14.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46064? ▼
The poverty rate in ZIP code 46064 is 4.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.