Pendleton, IN · standard
ZIP Code 46064
Madison County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,148
- 102/sq mi Moderate-density area
- $94,609
- Median income Above-median income area
- $283,600
- Median home value Near-median home value
- 29.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Pendleton pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 23%
- household income, US ZIPs
- Top 36%
- home value, US ZIPs
- 102
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46064 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46064 (Pendleton, IN) rose +4.5% from 2023 to 2024. The all-transactions index moved from 217.3 in 2023 to 227.1 in 2024 (2000 = 100).
ZIP code 46064 is a mid-sized community (a standard USPS delivery area) in Pendleton, Madison County, Indiana, home to 17,148 residents across 168.4 square miles, a density of 102 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46064 lands in the middle-income range, with a median household income of $94,609 (28% above the average Indiana ZIP), while per-capita income is $41,960. The poverty rate is 4.5%, with unemployment at 6.5%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $283,600 (47% above the average Indiana ZIP), while 85.2% of occupied homes are owner-occupied and median rent is $1,141.
Educational attainment sits below the national norm: 29.8% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is 27 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Madison County, so 46064 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46064
Top 5 sectors by establishment count in Pendleton, IN
Which industries have the most business establishments in ZIP 46064.
- Construction
Construction
48 establishments
- Health care and social assistance
Health care and social assistance
40 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
36 establishments
- Other services (except public administration)
Other services (except public administration)
35 establishments
- Accommodation and food services
Accommodation and food services
32 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46064, Pendleton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
17,148
Population
168.4
Area (sq mi)
102
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46064?
39.6
Median Age
56.1%
Male
43.9%
Female
3.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$94,609
Median Household Income
+28% vs state ZIP avg
$41,960
Per Capita Income
4.5%
Poverty Rate
6.5%
Unemployment Rate
26.7 min
Mean Commute Time
How ZIP 46064 ranks among Indiana ZIPs
Pendleton, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$94,609 Top 12% higher than 88% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,357housing units
6,357
Total Housing Units
6,086
Occupied Units
271
Vacant Units
2.58
Avg Household Size
Occupancy Type
$283,600
Median Home Value
+47% vs state ZIP avg
$1,141
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.5%
YoY Change (2024)
227
HPI Index (2000 = 100)
+127%
Total Change Since 2000
Home values in ZIP 46064 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.2% | 153 |
| 2021 | +11.5% | 170 |
| 2022 | +15.8% | 197 |
| 2023 | +10.1% | 217 |
| 2024 | +4.5% | 227 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 342 business establishments in ZIP 46064, employing approximately 3,726 people with a combined annual payroll of $170,725,000.
342
Businesses
3,726
Employees
$170.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 48 | 14.0% |
| Health care and social assistance | 40 | 11.7% |
| Professional, scientific, and technical services | 36 | 10.5% |
| Other services (except public administration) | 35 | 10.2% |
| Accommodation and food services | 32 | 9.4% |
| Retail trade | 29 | 8.5% |
| Finance and insurance | 26 | 7.6% |
| Administrative and support and waste management and remediation services | 24 | 7.0% |
| Transportation and warehousing | 16 | 4.7% |
| Real estate and rental and leasing | 15 | 4.4% |
| Wholesale trade | 14 | 4.1% |
| Manufacturing | 8 | 2.3% |
| Educational services | 8 | 2.3% |
| Arts, entertainment, and recreation | 6 | 1.8% |
| Information | 4 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46064 vs 46048 →
ZIP 46064 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46016
Anderson (46016)
19,225 residents
- 46013
Anderson (46013)
17,876 residents
- 46064
Pendleton (46064)
17,148 residents
- 46011
Anderson (46011)
16,770 residents
- 46040
Fortville (46040)
9,944 residents
- 46017 6,025
Anderson (46017)
6,025 residents
- 46051 2,826
Lapel (46051)
2,826 residents
- 46048 2,406
Ingalls (46048)
2,406 residents
- 46056 2,246
Markleville (46056)
2,246 residents
What this shows Among its immediate neighbors, ZIP 46064 ranks #3 by population - useful context the national average alone can't give.
ZIP 46064 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46040
Fortville (46040)
$147,500 median income
- 46064
Pendleton (46064)
$94,609 median income
- 46051
Lapel (46051)
$78,333 median income
- 46011
Anderson (46011)
$76,391 median income
- 46017
Anderson (46017)
$75,011 median income
- 46056
Markleville (46056)
$72,423 median income
- 46048
Ingalls (46048)
$72,102 median income
- 46186
Wilkinson (46186)
$70,714 median income
- 46013 $49,310
Anderson (46013)
$49,310 median income
What this shows By household income, ZIP 46064 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46048 | Ingalls, IN | 2,406 | 3.5 mi |
| 46013 | Anderson, IN | 17,876 | 5.8 mi |
| 46056 | Markleville, IN | 2,246 | 7.2 mi |
| 46040 | Fortville, IN | 9,944 | 6.1 mi |
| 46011 | Anderson, IN | 16,770 | 10.0 mi |
| 46051 | Lapel, IN | 2,826 | 7.0 mi |
| 46016 | Anderson, IN | 19,225 | 8.6 mi |
| 46186 | Wilkinson, IN | 1,753 | 8.3 mi |
| 46017 | Anderson, IN | 6,025 | 9.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46064, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (17,148 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Madison County
Related Areas
Frequently Asked Questions
What county is ZIP code 46064 in?
ZIP code 46064 (Pendleton) is located in Madison County, Indiana. Madison County contains multiple ZIP codes, see the full list at /counties/madison-in.
What is the population of ZIP code 46064?
ZIP code 46064 in Pendleton, IN has a population of 17,148 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46064?
The median household income in ZIP 46064 is $94,609, which is 24% above the national average of $76,288.
What is the average home value in ZIP 46064?
The median home value in ZIP 46064 is $283,600, which is 2% above the national average of $278,155.
What is the demographic makeup of ZIP 46064?
The largest racial group in ZIP 46064 is White at 82.9%. Hispanic or Latino residents make up 5.6% of the population.
How many businesses are in ZIP code 46064?
ZIP code 46064 has 342 business establishments employing approximately 3,726 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46064?
The top industries by establishment count in ZIP 46064 are: Construction (48), Health care and social assistance (40), Professional, scientific, and technical services (36). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46064?
According to the FHFA House Price Index, home values in ZIP 46064 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46064?
In ZIP code 46064, 60.4% of residents aged 25+ have a high school diploma or higher, and 29.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46064?
The mean commute time for workers in ZIP code 46064 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46064?
In ZIP code 46064, approximately 85.2% of occupied housing units are owner-occupied and 14.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46064?
The poverty rate in ZIP code 46064 is 4.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46064's numbers, next.
- See how ZIP 46064 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Pendleton, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.