Anderson, IN · standard
ZIP Code 46016
Madison County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,225
- 1,166/sq mi High-density area
- $36,029
- Median income Below-median income area
- $78,500
- Median home value Below-median home value
- 9.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Anderson pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 4th pct
- household income, US ZIPs
- 4th pct
- home value, US ZIPs
- 1,166
- people per sq mi
- 41%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46016 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46016 (Anderson, IN) fell -9.7% from 2023 to 2024. The all-transactions index moved from 174.3 in 2023 to 157.4 in 2024 (2000 = 100).
ZIP code 46016 is a mid-sized community (a standard USPS delivery area) in Anderson, Madison County, Indiana, home to 19,225 residents across 16.5 square miles, a density of 1,166 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46016 sits on the lower end of the income spectrum: median household income is $36,029 (51% below the average Indiana ZIP), while per-capita income is $21,818. The poverty rate is 26.9%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $78,500 (59% below the average Indiana ZIP), and median rent is $870; owner occupancy is 40.5%.
Formal educational attainment runs low here: just 9.4% of adults hold a bachelor's degree or higher, the median age is 34.6, and the average commute is 24 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Madison County, so 46016 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46016
Top 5 sectors by establishment count in Anderson, IN
Which industries have the most business establishments in ZIP 46016.
- Health care and social assistance
Health care and social assistance
83 establishments
- Retail trade
Retail trade
59 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
51 establishments
- Other services (except public administration)
Other services (except public administration)
51 establishments
- Accommodation and food services
Accommodation and food services
39 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46016, Anderson, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
19,225
Population
16.5
Area (sq mi)
1,166
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46016?
34.6
Median Age
50.9%
Male
49.1%
Female
4.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$36,029
Median Household Income
-51% vs state ZIP avg
$21,818
Per Capita Income
26.9%
Poverty Rate
9.6%
Unemployment Rate
23.9 min
Mean Commute Time
How ZIP 46016 ranks among Indiana ZIPs
Anderson, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$36,029 1st percentile higher than 1% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,115housing units
9,115
Total Housing Units
7,126
Occupied Units
1,989
Vacant Units
2.41
Avg Household Size
Occupancy Type
$78,500
Median Home Value
-59% vs state ZIP avg
$870
Median Rent
1942
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-9.7%
YoY Change (2024)
157
HPI Index (2000 = 100)
+57%
Total Change Since 2000
Home values in ZIP 46016 have decreased 9.7% over the past year (2024). Since 2000, this ZIP has seen +57% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.1% | 114 |
| 2021 | +10.3% | 126 |
| 2022 | +22.4% | 154 |
| 2023 | +13.4% | 174 |
| 2024 | -9.7% | 157 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 426 business establishments in ZIP 46016, employing approximately 5,221 people with a combined annual payroll of $237,637,000.
426
Businesses
5,221
Employees
$237.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 83 | 19.5% |
| Retail trade | 59 | 13.8% |
| Professional, scientific, and technical services | 51 | 12.0% |
| Other services (except public administration) | 51 | 12.0% |
| Accommodation and food services | 39 | 9.2% |
| Manufacturing | 24 | 5.6% |
| Administrative and support and waste management and remediation services | 24 | 5.6% |
| Finance and insurance | 22 | 5.2% |
| Construction | 18 | 4.2% |
| Real estate and rental and leasing | 17 | 4.0% |
| Transportation and warehousing | 8 | 1.9% |
| Wholesale trade | 7 | 1.6% |
| Information | 7 | 1.6% |
| Educational services | 7 | 1.6% |
| Arts, entertainment, and recreation | 6 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46016 vs 46013 →
ZIP 46016 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46012
Anderson (46012)
19,414 residents
- 46016
Anderson (46016)
19,225 residents
- 46013
Anderson (46013)
17,876 residents
- 46064
Pendleton (46064)
17,148 residents
- 46011
Anderson (46011)
16,770 residents
- 46017 6,025
Anderson (46017)
6,025 residents
- 46044 2,965
Frankton (46044)
2,965 residents
- 46048 2,406
Ingalls (46048)
2,406 residents
- 46056 2,246
Markleville (46056)
2,246 residents
What this shows Among its immediate neighbors, ZIP 46016 ranks #2 by population - useful context the national average alone can't give.
ZIP 46016 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46064
Pendleton (46064)
$94,609 median income
- 46044
Frankton (46044)
$81,402 median income
- 46011
Anderson (46011)
$76,391 median income
- 46017
Anderson (46017)
$75,011 median income
- 46056
Markleville (46056)
$72,423 median income
- 46048
Ingalls (46048)
$72,102 median income
- 46012
Anderson (46012)
$58,041 median income
- 46013
Anderson (46013)
$49,310 median income
- 46016 $36,029
Anderson (46016)
$36,029 median income
What this shows By household income, ZIP 46016 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46016, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (19,225 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Madison County
Related Areas
Frequently Asked Questions
What county is ZIP code 46016 in?
ZIP code 46016 (Anderson) is located in Madison County, Indiana. Madison County contains multiple ZIP codes, see the full list at /counties/madison-in.
What is the population of ZIP code 46016?
ZIP code 46016 in Anderson, IN has a population of 19,225 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46016?
The median household income in ZIP 46016 is $36,029, which is 53% below the national average of $76,288.
What is the average home value in ZIP 46016?
The median home value in ZIP 46016 is $78,500, which is 72% below the national average of $278,155.
What is the demographic makeup of ZIP 46016?
The largest racial group in ZIP 46016 is White at 66.7%. Hispanic or Latino residents make up 13.9% of the population.
How many businesses are in ZIP code 46016?
ZIP code 46016 has 426 business establishments employing approximately 5,221 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46016?
The top industries by establishment count in ZIP 46016 are: Health care and social assistance (83), Retail trade (59), Professional, scientific, and technical services (51). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46016?
According to the FHFA House Price Index, home values in ZIP 46016 decreased by 9.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 57%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46016?
In ZIP code 46016, 56.5% of residents aged 25+ have a high school diploma or higher, and 9.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46016?
The mean commute time for workers in ZIP code 46016 is 23.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46016?
In ZIP code 46016, approximately 40.5% of occupied housing units are owner-occupied and 59.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46016?
The poverty rate in ZIP code 46016 is 26.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46016's numbers, next.
- See how ZIP 46016 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Anderson, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.