PlainZIP

Anderson, IN · standard

ZIP Code 46016

Madison County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,225
1,166/sq mi
$36,029
Median income
$78,500
Median home value
9.4%
Bachelor's or higher

The verdict

Anderson pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

4th pct
household income, US ZIPs
4th pct
home value, US ZIPs
1,166
people per sq mi
41%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46016 against every reporting US ZIP.

ZIP code 46016 is a mid-sized community (a standard USPS delivery area) in Anderson, Madison County, Indiana, home to 19,225 residents across 16.5 square miles, a density of 1,166 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46016 sits on the lower end of the income spectrum: median household income is $36,029 (51% below the Indiana average), while per-capita income is $21,818. Local economic indicators show a 26.9% poverty rate alongside 9.6% unemployment. Housing costs here run $78,500 for a typical home value (59% below the state average), with rent averaging $870 a month; 40.5% of homes are owner-occupied.

Formal educational attainment runs low here: just 9.4% of adults hold a bachelor's degree or higher, the median age is 34.6, and the average commute is 24 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Madison County, so you can benchmark 46016 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46016

Top 5 sectors by establishment count in Anderson, IN

Which industries have the most business establishments in ZIP 46016.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46016, Anderson, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,225

Population

16.5

Area (sq mi)

1,166

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46016?

34.6

Median Age

50.9%

Male

49.1%

Female

4.8%

Foreign-Born

White 66.7%
African American 14.5%
Asian 0.4%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.0%
Hispanic or Latino 13.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$36,029

Median Household Income

-51% vs state

$21,818

Per Capita Income

26.9%

Poverty Rate

9.6%

Unemployment Rate

23.9 min

Mean Commute Time

How ZIP 46016 ranks nationally

Anderson, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$36,029 4th percentile higher than 4% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.5%
Bachelor's Degree or Higher 9.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,115

Total Housing Units

7,126

Occupied Units

1,989

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 40.5%
Renter 59.5%

$78,500

Median Home Value

-59% vs state

$870

Median Rent

1942

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-9.7%

YoY Change (2024)

157

HPI Index (2000 = 100)

+57%

Total Change Since 2000

Home values in ZIP 46016 have decreased 9.7% over the past year (2024). Since 2000, this ZIP has seen +57% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.1% 114
2021 +10.3% 126
2022 +22.4% 154
2023 +13.4% 174
2024 -9.7% 157

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 426 business establishments in ZIP 46016, employing approximately 5,221 people with a combined annual payroll of $237,637,000.

426

Businesses

5,221

Employees

$237.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 83 19.5%
Retail trade 59 13.8%
Professional, scientific, and technical services 51 12.0%
Other services (except public administration) 51 12.0%
Accommodation and food services 39 9.2%
Manufacturing 24 5.6%
Administrative and support and waste management and remediation services 24 5.6%
Finance and insurance 22 5.2%
Construction 18 4.2%
Real estate and rental and leasing 17 4.0%
Transportation and warehousing 8 1.9%
Wholesale trade 7 1.6%
Information 7 1.6%
Educational services 7 1.6%
Arts, entertainment, and recreation 6 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46016 vs 46013 →

ZIP 46016 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46016 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46016 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46016 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46013 Anderson, IN 17,876 3.4 mi
46017 Anderson, IN 6,025 4.3 mi
46012 Anderson, IN 19,414 4.7 mi
46011 Anderson, IN 16,770 4.7 mi
46064 Pendleton, IN 17,148 8.6 mi
46056 Markleville, IN 2,246 9.2 mi
46044 Frankton, IN 2,965 9.6 mi
46048 Ingalls, IN 2,406 11.7 mi

More ZIP Codes in Madison County

46012 standard
Anderson, IN
Pop: 19,414
46013 standard
Anderson, IN
Pop: 17,876
46064 standard
Pendleton, IN
Pop: 17,148
46011 standard
Anderson, IN
Pop: 16,770
46036 standard
Elwood, IN
Pop: 11,663
46001 standard
Alexandria, IN
Pop: 10,459

Related Areas

Madison County Anderson, IN Indiana

Frequently Asked Questions

What county is ZIP code 46016 in? ▼
ZIP code 46016 (Anderson) is located in Madison County, Indiana. Madison County contains multiple ZIP codes, see the full list at /counties/madison-in.
What is the population of ZIP code 46016? ▼
ZIP code 46016 in Anderson, IN has a population of 19,225 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46016? ▼
The median household income in ZIP 46016 is $36,029, which is 53% below the national average of $76,288.
What is the average home value in ZIP 46016? ▼
The median home value in ZIP 46016 is $78,500, which is 72% below the national average of $278,155.
What is the demographic makeup of ZIP 46016? ▼
The largest racial group in ZIP 46016 is White at 66.7%. Hispanic or Latino residents make up 13.9% of the population.
How many businesses are in ZIP code 46016? ▼
ZIP code 46016 has 426 business establishments employing approximately 5,221 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46016? ▼
The top industries by establishment count in ZIP 46016 are: Health care and social assistance (83), Retail trade (59), Professional, scientific, and technical services (51). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46016? ▼
According to the FHFA House Price Index, home values in ZIP 46016 decreased by 9.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 57%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46016? ▼
In ZIP code 46016, 56.5% of residents aged 25+ have a high school diploma or higher, and 9.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46016? ▼
The mean commute time for workers in ZIP code 46016 is 23.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46016? ▼
In ZIP code 46016, approximately 40.5% of occupied housing units are owner-occupied and 59.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46016? ▼
The poverty rate in ZIP code 46016 is 26.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.