Anderson, IN · standard

ZIP Code 46012

Madison County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,414
231/sq mi
$58,041
Median income
$159,600
Median home value
22.6%
Bachelor's or higher

The verdict

Anderson pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

26th pct
household income, US ZIPs
29th pct
home value, US ZIPs
231
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46012 against every reporting US ZIP.

ZIP code 46012 is a mid-sized community (a standard USPS delivery area) in Anderson, Madison County, Indiana, home to 19,414 residents across 84.0 square miles, a density of 231 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46012 reports a modest median household income of $58,041 (21% below the Indiana average), while per-capita income is $32,497. Local economic indicators show a 11.7% poverty rate alongside 3.3% unemployment. On housing, the median home value is $159,600 (18% below the state average) with median rent at $1,032 per month, and 67.7% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 22.6% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 24 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Madison County, so you can benchmark 46012 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46012

Top 5 sectors by establishment count in Anderson, IN

Which industries have the most business establishments in ZIP 46012.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46012, Anderson, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,414

Population

84.0

Area (sq mi)

231

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46012?

43.2

Median Age

50.7%

Male

49.3%

Female

1.9%

Foreign-Born

White 87.9%
African American 3.4%
Asian 1.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,041

Median Household Income

-21% vs state

$32,497

Per Capita Income

11.7%

Poverty Rate

3.3%

Unemployment Rate

23.8 min

Mean Commute Time

How ZIP 46012 ranks nationally

Anderson, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,041 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.2%
Bachelor's Degree or Higher 22.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,815

Total Housing Units

9,117

Occupied Units

698

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 67.7%
Renter 32.3%

$159,600

Median Home Value

-18% vs state

$1,032

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.1%

YoY Change (2024)

189

HPI Index (2000 = 100)

+89%

Total Change Since 2000

Home values in ZIP 46012 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +89% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 121
2021 +17.1% 142
2022 +13.9% 162
2023 +12.6% 182
2024 +4.1% 189

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 286 business establishments in ZIP 46012, employing approximately 4,303 people with a combined annual payroll of $164,005,000.

286

Businesses

4,303

Employees

$164.0M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 49 17.1%
Health care and social assistance 38 13.3%
Other services (except public administration) 36 12.6%
Construction 29 10.1%
Accommodation and food services 27 9.4%
Finance and insurance 25 8.7%
Professional, scientific, and technical services 22 7.7%
Administrative and support and waste management and remediation services 14 4.9%
Real estate and rental and leasing 12 4.2%
Manufacturing 10 3.5%
Educational services 7 2.5%
Transportation and warehousing 6 2.1%
Wholesale trade 4 1.4%
Arts, entertainment, and recreation 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46012 vs 46017 →

ZIP 46012 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46012 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46012 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46012 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46017 Anderson, IN 6,025 5.3 mi
46016 Anderson, IN 19,225 4.7 mi
47334 Daleville, IN 3,263 5.6 mi
46001 Alexandria, IN 10,459 7.2 mi
47396 Yorktown, IN 7,030 6.3 mi
46013 Anderson, IN 17,876 7.5 mi
46011 Anderson, IN 16,770 7.4 mi
46063 Orestes, IN 401 9.8 mi
47356 Middletown, IN 5,781 10.5 mi

More ZIP Codes in Madison County

Frequently Asked Questions

What county is ZIP code 46012 in?
ZIP code 46012 (Anderson) is located in Madison County, Indiana. Madison County contains multiple ZIP codes, see the full list at /counties/madison-in.
What is the population of ZIP code 46012?
ZIP code 46012 in Anderson, IN has a population of 19,414 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46012?
The median household income in ZIP 46012 is $58,041, which is 24% below the national average of $76,288.
What is the average home value in ZIP 46012?
The median home value in ZIP 46012 is $159,600, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46012?
The largest racial group in ZIP 46012 is White at 87.9%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 46012?
ZIP code 46012 has 286 business establishments employing approximately 4,303 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46012?
The top industries by establishment count in ZIP 46012 are: Retail trade (49), Health care and social assistance (38), Other services (except public administration) (36). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46012?
According to the FHFA House Price Index, home values in ZIP 46012 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 89%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46012?
In ZIP code 46012, 58.2% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46012?
The mean commute time for workers in ZIP code 46012 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46012?
In ZIP code 46012, approximately 67.7% of occupied housing units are owner-occupied and 32.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46012?
The poverty rate in ZIP code 46012 is 11.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.