ZIP 46070 vs ZIP 46928

This side-by-side compares ZIP 46070 (Summitville, IN) and ZIP 46928 (Fairmount, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46070 has a population of 2,351 at 20 people per square mile, while ZIP 46928 has 4,951 at 26 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46070 reports a median household income of $57,667 against $67,412 in ZIP 46928, with per-capita income of $26,802 vs $31,899. The share of adults holding a bachelor's degree or higher is 17.1% in 46070 and 16.4% in 46928. Poverty rate reads 19.1% vs 18.8%, and unemployment 4.8% vs 2.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $117,300 in 46070 versus $126,300 in 46928, with median rent of $760 and $895 per month respectively. Homeownership rate is 85.2% vs 86.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.