PlainZIP

Summitville, IN · standard

ZIP Code 46070

Madison County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,351
20/sq mi
$57,667
Median income
$117,300
Median home value
17.1%
Bachelor's or higher

The verdict

Summitville pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

25th pct
household income, US ZIPs
16th pct
home value, US ZIPs
20
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46070 against every reporting US ZIP.

ZIP code 46070 covers 117.6 square miles in Summitville, Madison County, Indiana (a standard USPS delivery area), with a modest 2,351 residents on file, a density of 20 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46070 reports a modest median household income of $57,667 (22% below the Indiana average), while per-capita income is $26,802. Poverty here runs at 19.1%, with unemployment measured at 4.8%. Median home value sits at $117,300 (39% below the state average), median rent at $760 a month, and owner-occupancy at 85.2%.

Educational attainment sits below the national norm: 17.1% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 23 minutes. A geography-based comparison follows: 8 ZIP codes within about 10 miles of 46070, plus 6 more within Madison County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46070, Summitville, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,351

Population

117.6

Area (sq mi)

20

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46070?

40.7

Median Age

47.5%

Male

52.5%

Female

0.1%

Foreign-Born

White 90.2%
African American 0.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.5%
Hispanic or Latino 7.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,667

Median Household Income

-22% vs state

$26,802

Per Capita Income

19.1%

Poverty Rate

4.8%

Unemployment Rate

22.5 min

Mean Commute Time

How ZIP 46070 ranks nationally

Summitville, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,667 25th percentile higher than 25% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.3%
Bachelor's Degree or Higher 17.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

852

Total Housing Units

790

Occupied Units

62

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 85.2%
Renter 14.8%

$117,300

Median Home Value

-39% vs state

$760

Median Rent

1943

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+16.5%

YoY Change (2021)

131

HPI Index (2000 = 100)

+31%

Total Change Since 2000

Home values in ZIP 46070 have increased 16.5% over the past year (2021). Since 2000, this ZIP has seen +31% cumulative appreciation.

Year Annual Change HPI Index
2017 +13.6% 96
2018 -8.3% 88
2019 +22.9% 108
2020 +3.9% 113
2021 +16.5% 131

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 16 business establishments in ZIP 46070, employing approximately 167 people with a combined annual payroll of $8,595,000.

16

Businesses

167

Employees

$8.6M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Manufacturing 3 18.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46070 vs 46928 →

ZIP 46070 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46070 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46070 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46070 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46928 Fairmount, IN 4,951 4.8 mi
46001 Alexandria, IN 10,459 6.3 mi
46938 Jonesboro, IN 3,200 7.3 mi
46063 Orestes, IN 401 6.0 mi
46930 Fowlerton, IN 133 6.5 mi
47342 Gaston, IN 2,693 7.9 mi
46933 Gas City, IN 6,414 10.4 mi
46044 Frankton, IN 2,965 11.4 mi

More ZIP Codes in Madison County

46012 standard
Anderson, IN
Pop: 19,414
46016 standard
Anderson, IN
Pop: 19,225
46013 standard
Anderson, IN
Pop: 17,876
46064 standard
Pendleton, IN
Pop: 17,148
46011 standard
Anderson, IN
Pop: 16,770
46036 standard
Elwood, IN
Pop: 11,663

Related Areas

Madison County Summitville, IN Indiana

Frequently Asked Questions

What county is ZIP code 46070 in? ▼
ZIP code 46070 (Summitville) is located in Madison County, Indiana. Madison County contains multiple ZIP codes, see the full list at /counties/madison-in.
What is the population of ZIP code 46070? ▼
ZIP code 46070 in Summitville, IN has a population of 2,351 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46070? ▼
The median household income in ZIP 46070 is $57,667, which is 24% below the national average of $76,288.
What is the average home value in ZIP 46070? ▼
The median home value in ZIP 46070 is $117,300, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 46070? ▼
The largest racial group in ZIP 46070 is White at 90.2%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 46070? ▼
ZIP code 46070 has 16 business establishments employing approximately 167 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 46070? ▼
According to the FHFA House Price Index, home values in ZIP 46070 increased by 16.5% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 31%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46070? ▼
In ZIP code 46070, 52.3% of residents aged 25+ have a high school diploma or higher, and 17.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46070? ▼
The mean commute time for workers in ZIP code 46070 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46070? ▼
In ZIP code 46070, approximately 85.2% of occupied housing units are owner-occupied and 14.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46070? ▼
The poverty rate in ZIP code 46070 is 19.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.