Matthews, IN · standard

ZIP Code 46957

Grant County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

558
453/sq mi
$49,444
Median income
$79,500
Median home value
6.5%
Bachelor's or higher

The verdict

Matthews pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

14th pct
household income, US ZIPs
4th pct
home value, US ZIPs
453
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46957 against every reporting US ZIP.

ZIP code 46957 is a sparsely populated ZIP (a standard USPS delivery area) in Matthews, Grant County, Indiana, home to just 558 residents across 1.2 square miles, a density of 453 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46957 reports a modest median household income of $49,444 (33% below the Indiana average), while per-capita income is $25,087. Local economic indicators show a 17.0% poverty rate alongside 4.5% unemployment. On housing, the median home value is $79,500 (59% below the state average) with median rent at $1,029 per month, and 81.5% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 6.5% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is -. A geography-based comparison follows: 7 ZIP codes within about 10 miles of 46957, plus 6 more within Grant County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46957, Matthews, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

558

Population

1.2

Area (sq mi)

453

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46957?

40.2

Median Age

48.3%

Male

51.7%

Female

0.0%

Foreign-Born

White 91.6%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.4%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,444

Median Household Income

-33% vs state

$25,087

Per Capita Income

17.0%

Poverty Rate

4.5%

Unemployment Rate

How ZIP 46957 ranks nationally

Matthews, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$49,444 14th percentile higher than 14% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.7%
Bachelor's Degree or Higher 6.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

191

Total Housing Units

184

Occupied Units

7

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 81.5%
Renter 18.5%

$79,500

Median Home Value

-59% vs state

$1,029

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 46957, employing approximately 88 people with a combined annual payroll of $7,621,000.

7

Businesses

88

Employees

$7.6M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 3 42.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46957 vs 46989 →

ZIP 46957 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46957 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46957 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46957 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46989 Upland, IN 5,195 4.4 mi
47342 Gaston, IN 2,693 4.7 mi
46930 Fowlerton, IN 133 4.2 mi
46933 Gas City, IN 6,414 7.8 mi
47348 Hartford City, IN 9,828 9.1 mi
47303 Muncie, IN 25,365 10.2 mi
46953 Marion, IN 24,177 11.8 mi

More ZIP Codes in Grant County

Frequently Asked Questions

What county is ZIP code 46957 in?
ZIP code 46957 (Matthews) is located in Grant County, Indiana. Grant County contains multiple ZIP codes, see the full list at /counties/grant-in.
What is the population of ZIP code 46957?
ZIP code 46957 in Matthews, IN has a population of 558 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46957?
The median household income in ZIP 46957 is $49,444, which is 35% below the national average of $76,288.
What is the average home value in ZIP 46957?
The median home value in ZIP 46957 is $79,500, which is 71% below the national average of $278,155.
What is the demographic makeup of ZIP 46957?
The largest racial group in ZIP 46957 is White at 91.6%.
How many businesses are in ZIP code 46957?
ZIP code 46957 has 7 business establishments employing approximately 88 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 46957?
In ZIP code 46957, 71.7% of residents aged 25+ have a high school diploma or higher, and 6.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46957?
In ZIP code 46957, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46957?
The poverty rate in ZIP code 46957 is 17.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.