PlainZIP

Upland, IN · standard

ZIP Code 46989

Grant County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,195
60/sq mi
$82,074
Median income
$219,400
Median home value
45.3%
Bachelor's or higher

The verdict

Upland pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 35%
household income, US ZIPs
49th pct
home value, US ZIPs
60
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46989 against every reporting US ZIP.

ZIP code 46989 is a mid-sized community (a standard USPS delivery area) in Upland, Grant County, Indiana, home to 5,195 residents across 87.0 square miles, a density of 60 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46989 lands in the middle-income range, with a median household income of $82,074 (11% above the Indiana average), while per-capita income is $26,171. 6.9% of residents live below the poverty line, and the unemployment rate reads 2.3%. The typical home here is valued at $219,400 (13% above the state average); renters pay a median of $927 monthly, and 80.3% of units are owner-occupied.

A solid share of residents have a four-year degree: 45.3% of adults hold a bachelor's degree or higher, the median age is 22.6, and the average commute is 21 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Grant County, so you can benchmark 46989 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46989

Top 5 sectors by establishment count in Upland, IN

Which industries have the most business establishments in ZIP 46989.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46989, Upland, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,195

Population

87.0

Area (sq mi)

60

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46989?

22.6

Median Age

51.1%

Male

48.9%

Female

4.3%

Foreign-Born

White 85.0%
African American 1.5%
Asian 3.7%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.5%
Hispanic or Latino 5.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,074

Median Household Income

+11% vs state

$26,171

Per Capita Income

6.9%

Poverty Rate

2.3%

Unemployment Rate

20.8 min

Mean Commute Time

How ZIP 46989 ranks nationally

Upland, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$82,074 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.6%
Bachelor's Degree or Higher 45.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,582

Total Housing Units

1,427

Occupied Units

155

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 80.3%
Renter 19.7%

$219,400

Median Home Value

+13% vs state

$927

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+45.6%

YoY Change (2024)

217

HPI Index (2000 = 100)

+117%

Total Change Since 2000

Home values in ZIP 46989 have increased 45.6% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.9% 133
2021 +6.6% 141
2022 +25.8% 178
2023 -16.1% 149
2024 +45.6% 217

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 54 business establishments in ZIP 46989, employing approximately 1,856 people with a combined annual payroll of $46,405,000.

54

Businesses

1,856

Employees

$46.4M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 11 20.4%
Retail trade 8 14.8%
Construction 7 13.0%
Health care and social assistance 7 13.0%
Professional, scientific, and technical services 5 9.3%
Accommodation and food services 4 7.4%
Administrative and support and waste management and remediation services 3 5.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46989 vs 46957 →

ZIP 46989 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46989 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46989 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46989 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46957 Matthews, IN 558 4.4 mi
46933 Gas City, IN 6,414 5.8 mi
46930 Fowlerton, IN 133 5.6 mi
47348 Hartford City, IN 9,828 6.9 mi
47342 Gaston, IN 2,693 9.0 mi
47338 Eaton, IN 2,827 10.6 mi

More ZIP Codes in Grant County

46953 standard
Marion, IN
Pop: 24,177
46952 standard
Marion, IN
Pop: 20,308
46933 standard
Gas City, IN
Pop: 6,414
46928 standard
Fairmount, IN
Pop: 4,951
46938 standard
Jonesboro, IN
Pop: 3,200
46986 standard
Swayzee, IN
Pop: 1,915

Related Areas

Grant County Upland, IN Indiana

Frequently Asked Questions

What county is ZIP code 46989 in? ▼
ZIP code 46989 (Upland) is located in Grant County, Indiana. Grant County contains multiple ZIP codes, see the full list at /counties/grant-in.
What is the population of ZIP code 46989? ▼
ZIP code 46989 in Upland, IN has a population of 5,195 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46989? ▼
The median household income in ZIP 46989 is $82,074, which is 8% above the national average of $76,288.
What is the average home value in ZIP 46989? ▼
The median home value in ZIP 46989 is $219,400, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 46989? ▼
The largest racial group in ZIP 46989 is White at 85.0%. Hispanic or Latino residents make up 5.8% of the population.
How many businesses are in ZIP code 46989? ▼
ZIP code 46989 has 54 business establishments employing approximately 1,856 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46989? ▼
The top industries by establishment count in ZIP 46989 are: Other services (except public administration) (11), Retail trade (8), Construction (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 46989? ▼
According to the FHFA House Price Index, home values in ZIP 46989 increased by 45.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 117%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46989? ▼
In ZIP code 46989, 68.6% of residents aged 25+ have a high school diploma or higher, and 45.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46989? ▼
The mean commute time for workers in ZIP code 46989 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46989? ▼
In ZIP code 46989, approximately 80.3% of occupied housing units are owner-occupied and 19.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46989? ▼
The poverty rate in ZIP code 46989 is 6.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.