Muncie, IN · standard
ZIP Code 47303
Delaware County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 25,365
- 169/sq mi High-density area
- $47,674
- Median income Below-median income area
- $118,200
- Median home value Below-median home value
- 25.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Muncie pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, mixed-tenure area.
- 12th pct
- household income, US ZIPs
- 16th pct
- home value, US ZIPs
- 169
- people per sq mi
- 57%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47303 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 47303 (Muncie, IN) rose +7.6% from 2023 to 2024. The all-transactions index moved from 171.7 in 2023 to 184.8 in 2024 (2000 = 100).
ZIP code 47303 is a densely settled ZIP (a standard USPS delivery area) in Muncie, Delaware County, Indiana, with 25,365 residents across 150.4 square miles, a density of 169 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 47303 reports a modest median household income of $47,674 (35% below the average Indiana ZIP), while per-capita income is $28,116. The poverty rate is 26.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $118,200 (39% below the average Indiana ZIP), and median rent is $942; owner occupancy is 56.5%.
Educational attainment sits below the national norm: 25.2% of adults hold a bachelor's degree or higher, the median age is 29.7, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Delaware County, so 47303 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 47303
Top 5 sectors by establishment count in Muncie, IN
Which industries have the most business establishments in ZIP 47303.
- Retail trade
Retail trade
143 establishments
- Health care and social assistance
Health care and social assistance
74 establishments
- Other services (except public administration)
Other services (except public administration)
74 establishments
- Accommodation and food services
Accommodation and food services
71 establishments
- Construction 43
Construction
43 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47303, Muncie, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
25,365
Population
150.4
Area (sq mi)
169
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 47303?
29.7
Median Age
48.3%
Male
51.7%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$47,674
Median Household Income
-35% vs state ZIP avg
$28,116
Per Capita Income
26.4%
Poverty Rate
9.1%
Unemployment Rate
20.5 min
Mean Commute Time
How ZIP 47303 ranks among Indiana ZIPs
Muncie, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$47,674 7th percentile higher than 7% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,541housing units
11,541
Total Housing Units
10,001
Occupied Units
1,540
Vacant Units
2.30
Avg Household Size
Occupancy Type
$118,200
Median Home Value
-39% vs state ZIP avg
$942
Median Rent
1966
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.6%
YoY Change (2024)
185
HPI Index (2000 = 100)
+85%
Total Change Since 2000
Home values in ZIP 47303 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +85% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.3% | 127 |
| 2021 | +12.1% | 142 |
| 2022 | +9.8% | 156 |
| 2023 | +10.0% | 172 |
| 2024 | +7.6% | 185 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 607 business establishments in ZIP 47303, employing approximately 13,352 people with a combined annual payroll of $652,136,000.
607
Businesses
13,352
Employees
$652.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 143 | 23.6% |
| Health care and social assistance | 74 | 12.2% |
| Other services (except public administration) | 74 | 12.2% |
| Accommodation and food services | 71 | 11.7% |
| Construction | 43 | 7.1% |
| Finance and insurance | 33 | 5.4% |
| Administrative and support and waste management and remediation services | 32 | 5.3% |
| Real estate and rental and leasing | 31 | 5.1% |
| Professional, scientific, and technical services | 26 | 4.3% |
| Wholesale trade | 22 | 3.6% |
| Manufacturing | 18 | 3.0% |
| Transportation and warehousing | 11 | 1.8% |
| Information | 9 | 1.5% |
| Arts, entertainment, and recreation | 9 | 1.5% |
| Educational services | 8 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 47303 vs 47305 →
ZIP 47303 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 47304
Muncie (47304)
30,516 residents
- 47302
Muncie (47302)
27,592 residents
- 47303
Muncie (47303)
25,365 residents
- 47396 7,030
Yorktown (47396)
7,030 residents
- 47306 6,189
Muncie (47306)
6,189 residents
- 47320 4,134
Albany (47320)
4,134 residents
- 47305 4,106
Muncie (47305)
4,106 residents
- 47383 2,960
Selma (47383)
2,960 residents
- 47338 2,827
Eaton (47338)
2,827 residents
What this shows Among its immediate neighbors, ZIP 47303 ranks #3 by population - useful context the national average alone can't give.
ZIP 47303 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 47396
Yorktown (47396)
$78,125 median income
- 47342
Gaston (47342)
$75,030 median income
- 47320
Albany (47320)
$69,764 median income
- 47338
Eaton (47338)
$68,239 median income
- 47304
Muncie (47304)
$63,215 median income
- 47383
Selma (47383)
$61,250 median income
- 46957
Matthews (46957)
$49,444 median income
- 47302
Muncie (47302)
$47,837 median income
- 47303
Muncie (47303)
$47,674 median income
What this shows By household income, ZIP 47303 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 47305 | Muncie, IN | 4,106 | 5.4 mi |
| 47306 | Muncie, IN | 6,189 | 4.9 mi |
| 47338 | Eaton, IN | 2,827 | 5.1 mi |
| 47320 | Albany, IN | 4,134 | 5.9 mi |
| 47304 | Muncie, IN | 30,516 | 5.1 mi |
| 47302 | Muncie, IN | 27,592 | 9.8 mi |
| 47342 | Gaston, IN | 2,693 | 7.9 mi |
| 47396 | Yorktown, IN | 7,030 | 9.3 mi |
| 46957 | Matthews, IN | 558 | 10.2 mi |
| 47383 | Selma, IN | 2,960 | 10.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 47303, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (25,365 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Delaware County
Related Areas
Frequently Asked Questions
What county is ZIP code 47303 in?
ZIP code 47303 (Muncie) is located in Delaware County, Indiana. Delaware County contains multiple ZIP codes, see the full list at /counties/delaware-in.
What is the population of ZIP code 47303?
ZIP code 47303 in Muncie, IN has a population of 25,365 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47303?
The median household income in ZIP 47303 is $47,674, which is 38% below the national average of $76,288.
What is the average home value in ZIP 47303?
The median home value in ZIP 47303 is $118,200, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 47303?
The largest racial group in ZIP 47303 is White at 82.2%. Hispanic or Latino residents make up 2.6% of the population.
How many businesses are in ZIP code 47303?
ZIP code 47303 has 607 business establishments employing approximately 13,352 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47303?
The top industries by establishment count in ZIP 47303 are: Retail trade (143), Health care and social assistance (74), Other services (except public administration) (74). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 47303?
According to the FHFA House Price Index, home values in ZIP 47303 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 85%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47303?
In ZIP code 47303, 59.6% of residents aged 25+ have a high school diploma or higher, and 25.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47303?
The mean commute time for workers in ZIP code 47303 is 20.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47303?
In ZIP code 47303, approximately 56.5% of occupied housing units are owner-occupied and 43.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47303?
The poverty rate in ZIP code 47303 is 26.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 47303's numbers, next.
- See how ZIP 47303 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Muncie, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.