PlainZIP

Muncie, IN · standard

ZIP Code 47303

Delaware County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,365
169/sq mi
$47,674
Median income
$118,200
Median home value
25.2%
Bachelor's or higher

The verdict

Muncie pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, mixed-tenure area.

12th pct
household income, US ZIPs
16th pct
home value, US ZIPs
169
people per sq mi
57%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47303 against every reporting US ZIP.

ZIP code 47303 is a densely settled ZIP (a standard USPS delivery area) in Muncie, Delaware County, Indiana, with 25,365 residents across 150.4 square miles, a density of 169 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 47303 reports a modest median household income of $47,674 (35% below the Indiana average), while per-capita income is $28,116. Poverty here runs at 26.4%, with unemployment measured at 9.1%. Housing costs here run $118,200 for a typical home value (39% below the state average), with rent averaging $942 a month; 56.5% of homes are owner-occupied.

Educational attainment sits below the national norm: 25.2% of adults hold a bachelor's degree or higher, the median age is 29.7, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Delaware County, so you can benchmark 47303 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 47303

Top 5 sectors by establishment count in Muncie, IN

Which industries have the most business establishments in ZIP 47303.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47303, Muncie, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

25,365

Population

150.4

Area (sq mi)

169

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 47303?

29.7

Median Age

48.3%

Male

51.7%

Female

1.7%

Foreign-Born

White 82.2%
African American 9.2%
Asian 0.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 2.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,674

Median Household Income

-35% vs state

$28,116

Per Capita Income

26.4%

Poverty Rate

9.1%

Unemployment Rate

20.5 min

Mean Commute Time

How ZIP 47303 ranks nationally

Muncie, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$47,674 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.6%
Bachelor's Degree or Higher 25.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,541

Total Housing Units

10,001

Occupied Units

1,540

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 56.5%
Renter 43.5%

$118,200

Median Home Value

-39% vs state

$942

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.6%

YoY Change (2024)

185

HPI Index (2000 = 100)

+85%

Total Change Since 2000

Home values in ZIP 47303 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +85% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.3% 127
2021 +12.1% 142
2022 +9.8% 156
2023 +10.0% 172
2024 +7.6% 185

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 607 business establishments in ZIP 47303, employing approximately 13,352 people with a combined annual payroll of $652,136,000.

607

Businesses

13,352

Employees

$652.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 143 23.6%
Health care and social assistance 74 12.2%
Other services (except public administration) 74 12.2%
Accommodation and food services 71 11.7%
Construction 43 7.1%
Finance and insurance 33 5.4%
Administrative and support and waste management and remediation services 32 5.3%
Real estate and rental and leasing 31 5.1%
Professional, scientific, and technical services 26 4.3%
Wholesale trade 22 3.6%
Manufacturing 18 3.0%
Transportation and warehousing 11 1.8%
Information 9 1.5%
Arts, entertainment, and recreation 9 1.5%
Educational services 8 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 47303 vs 47305 →

ZIP 47303 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 47303 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 47303 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 47303 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47305 Muncie, IN 4,106 5.4 mi
47306 Muncie, IN 6,189 4.9 mi
47338 Eaton, IN 2,827 5.1 mi
47320 Albany, IN 4,134 5.9 mi
47304 Muncie, IN 30,516 5.1 mi
47302 Muncie, IN 27,592 9.8 mi
47342 Gaston, IN 2,693 7.9 mi
47396 Yorktown, IN 7,030 9.3 mi
46957 Matthews, IN 558 10.2 mi
47383 Selma, IN 2,960 10.5 mi

More ZIP Codes in Delaware County

47304 standard
Muncie, IN
Pop: 30,516
47302 standard
Muncie, IN
Pop: 27,592
47396 standard
Yorktown, IN
Pop: 7,030
47306 standard
Muncie, IN
Pop: 6,189
47320 standard
Albany, IN
Pop: 4,134
47305 standard
Muncie, IN
Pop: 4,106

Related Areas

Delaware County Muncie, IN Indiana

Frequently Asked Questions

What county is ZIP code 47303 in? ▼
ZIP code 47303 (Muncie) is located in Delaware County, Indiana. Delaware County contains multiple ZIP codes, see the full list at /counties/delaware-in.
What is the population of ZIP code 47303? ▼
ZIP code 47303 in Muncie, IN has a population of 25,365 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47303? ▼
The median household income in ZIP 47303 is $47,674, which is 38% below the national average of $76,288.
What is the average home value in ZIP 47303? ▼
The median home value in ZIP 47303 is $118,200, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 47303? ▼
The largest racial group in ZIP 47303 is White at 82.2%. Hispanic or Latino residents make up 2.6% of the population.
How many businesses are in ZIP code 47303? ▼
ZIP code 47303 has 607 business establishments employing approximately 13,352 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47303? ▼
The top industries by establishment count in ZIP 47303 are: Retail trade (143), Health care and social assistance (74), Other services (except public administration) (74). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 47303? ▼
According to the FHFA House Price Index, home values in ZIP 47303 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 85%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47303? ▼
In ZIP code 47303, 59.6% of residents aged 25+ have a high school diploma or higher, and 25.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47303? ▼
The mean commute time for workers in ZIP code 47303 is 20.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47303? ▼
In ZIP code 47303, approximately 56.5% of occupied housing units are owner-occupied and 43.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47303? ▼
The poverty rate in ZIP code 47303 is 26.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.