PlainZIP

Muncie, IN · standard

ZIP Code 47304

Delaware County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,516
337/sq mi
$63,215
Median income
$172,200
Median home value
41.9%
Bachelor's or higher

The verdict

Muncie pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

35th pct
household income, US ZIPs
35th pct
home value, US ZIPs
337
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47304 against every reporting US ZIP.

ZIP code 47304 is a densely settled ZIP (a standard USPS delivery area) in Muncie, Delaware County, Indiana, with 30,516 residents across 90.7 square miles, a density of 337 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 47304 reports a modest median household income of $63,215 (14% below the Indiana average), while per-capita income is $36,363. Local economic indicators show a 16.0% poverty rate alongside 3.8% unemployment. Housing costs here run $172,200 for a typical home value (11% below the state average), with rent averaging $994 a month; 65.4% of homes are owner-occupied.

A solid share of residents have a four-year degree: 41.9% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 19 minutes. Beyond these figures, 8 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Delaware County, letting you compare 47304 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 47304

Top 5 sectors by establishment count in Muncie, IN

Which industries have the most business establishments in ZIP 47304.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47304, Muncie, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,516

Population

90.7

Area (sq mi)

337

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 47304?

37.0

Median Age

48.1%

Male

51.9%

Female

5.5%

Foreign-Born

White 83.8%
African American 4.3%
Asian 3.8%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 3.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,215

Median Household Income

-14% vs state

$36,363

Per Capita Income

16.0%

Poverty Rate

3.8%

Unemployment Rate

19.1 min

Mean Commute Time

How ZIP 47304 ranks nationally

Muncie, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,215 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.5%
Bachelor's Degree or Higher 41.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,527

Total Housing Units

13,599

Occupied Units

928

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 65.4%
Renter 34.6%

$172,200

Median Home Value

-11% vs state

$994

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.5%

YoY Change (2024)

183

HPI Index (2000 = 100)

+83%

Total Change Since 2000

Home values in ZIP 47304 have increased 3.5% over the past year (2024). Since 2000, this ZIP has seen +83% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 125
2021 +13.5% 142
2022 +15.6% 164
2023 +8.3% 177
2024 +3.5% 183

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 666 business establishments in ZIP 47304, employing approximately 10,458 people with a combined annual payroll of $402,076,000.

666

Businesses

10,458

Employees

$402.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 167 25.1%
Retail trade 99 14.9%
Accommodation and food services 67 10.1%
Other services (except public administration) 66 9.9%
Finance and insurance 58 8.7%
Professional, scientific, and technical services 43 6.5%
Real estate and rental and leasing 40 6.0%
Construction 38 5.7%
Administrative and support and waste management and remediation services 31 4.7%
Arts, entertainment, and recreation 15 2.3%
Wholesale trade 12 1.8%
Manufacturing 10 1.5%
Management of companies and enterprises 7 1.1%
Information 6 0.9%
Educational services 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 47304 vs 47306 →

ZIP 47304 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 47304 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 47304 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 47304 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47306 Muncie, IN 6,189 3.5 mi
47396 Yorktown, IN 7,030 4.2 mi
47305 Muncie, IN 4,106 4.8 mi
47303 Muncie, IN 25,365 5.1 mi
47342 Gaston, IN 2,693 6.7 mi
47334 Daleville, IN 3,263 8.7 mi
47302 Muncie, IN 27,592 8.4 mi
47338 Eaton, IN 2,827 9.7 mi

More ZIP Codes in Delaware County

47302 standard
Muncie, IN
Pop: 27,592
47303 standard
Muncie, IN
Pop: 25,365
47396 standard
Yorktown, IN
Pop: 7,030
47306 standard
Muncie, IN
Pop: 6,189
47320 standard
Albany, IN
Pop: 4,134
47305 standard
Muncie, IN
Pop: 4,106

Related Areas

Delaware County Muncie, IN Indiana

Frequently Asked Questions

What county is ZIP code 47304 in? ▼
ZIP code 47304 (Muncie) is located in Delaware County, Indiana. Delaware County contains multiple ZIP codes, see the full list at /counties/delaware-in.
What is the population of ZIP code 47304? ▼
ZIP code 47304 in Muncie, IN has a population of 30,516 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47304? ▼
The median household income in ZIP 47304 is $63,215, which is 17% below the national average of $76,288.
What is the average home value in ZIP 47304? ▼
The median home value in ZIP 47304 is $172,200, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 47304? ▼
The largest racial group in ZIP 47304 is White at 83.8%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 47304? ▼
ZIP code 47304 has 666 business establishments employing approximately 10,458 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47304? ▼
The top industries by establishment count in ZIP 47304 are: Health care and social assistance (167), Retail trade (99), Accommodation and food services (67). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 47304? ▼
According to the FHFA House Price Index, home values in ZIP 47304 increased by 3.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 83%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47304? ▼
In ZIP code 47304, 64.5% of residents aged 25+ have a high school diploma or higher, and 41.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47304? ▼
The mean commute time for workers in ZIP code 47304 is 19.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47304? ▼
In ZIP code 47304, approximately 65.4% of occupied housing units are owner-occupied and 34.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47304? ▼
The poverty rate in ZIP code 47304 is 16.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.